Laurels

Best Credit Repair Companies in El Cajon
2022

We scored 77 Credit Repair Companies in El Cajon and Picked the Top 5

hero image

Here are the Picks:

Credit Corner

Credit Corner

  • Credit Monitoring

Credit Corner caters to individuals and businesses in El Cajon and the surrounding communities. The company leverages the clients' consumer rights and uses its experience to engage with individual creditors and credit bureaus. It works on the clients' behalf to remove questionable negative items in their credit reports. It also offers forensic loan audit services. Credit Corner brings more than a decade of expertise in the financial industry and uses this experience to help people resolve their financial issues.

2571 Mast Way Suite 202
Chula Vista, CA 91914

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

96 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Credit Image

Credit Image

  • Credit Monitoring

Credit Image helps individuals in El Cajon and its nearby areas achieve their long-term financial goals. It offers credit repair solutions and consultations to examine credit reports for potential issues. It handles disputes and creates customized letters for credit bureaus. The company assists in disputes for inaccuracies and errors in credit reports, including collections, charge-offs, negative settlements, late payments, closed accounts, and bankruptcies. Credit Image also works on personal identity theft issues.

1286 University Avenue, Suite 210
San Diego, CA 92103

Website

Website
Decade Financial Solutions

Decade Financial Solutions

  • Debt Consolidation

Decade Financial Solutions serves individuals and businesses in and around the El Cajon area. It offers credit repair programs that include credit education resources and training materials along with access to a personal credit advisor and debt negotiator. They also handle filing disputes with creditors and addressing scores from reports by TransUnion, Experian, and Equifax. Credit consulting and monitoring are Decade Financial Solutions' other services. The firm has nearly 20 years of experience and has served over 3,000 clients.

6811 Alvarado Rd Unit 20
San Diego, CA 92120

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

Jenn Financial Solutions LLC

Jenn Financial Solutions LLC

  • Credit Audit
  • Credit Dispute

Jenn Financial Solutions LLC helps improve people's credit throughout the El Cajon metro. It offers personal credit management options, case analysis and advisory services, credit education, and custom credit challenges for individual cases. The company's board-certified consultants focus on credit laws and confirm if creditors adhere to the FCRA and the FDCPA. The firm was founded by Jennifer Nguyen, an experienced financial and banking professional who has worked with Vietnamese low-income communities.

El Cajon, CA

WebsiteInstagram

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

43 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

The Onyx Institute

The Onyx Institute

  • Credit Audit

The Onyx Institute serves the locals of El Cajon and the surrounding neighborhoods. The company helps clients repair their credit scores, working with credit bureaus and challenging creditors about negative report items. It also provides credit recommendations and personalized dispute options to fix their exact needs. It assigns a case analyst for each client to work with throughout the process, writes customized dispute letters on their behalf, and gives them access to their case status 24/7.

1879 Fargo Ln UNIT 3
Chula Vista, CA 91913

Website

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Wrong city? Here are some nearby places: