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Best Homeowners Insurance Agencies in El Cajon
2021

We scored 66 Homeowners Insurance Agencies in El Cajon, CA and Picked the Top 8

Here are the Picks:

B.H. Gold Insurance Agency

Bethel Insurance Services

Business & Contractors Insurance

Daiju Yamaguchi Insurance Agency

Jenkins Financial Insurance Agency

Jose Doria - State Farm Insurance Agent

Kennedy Insurance Agency

On The Spot Insurance Services

Why These Homeowners Insurance Agencies?

Our goal is to connect people with the best local experts. We scored El Cajon Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 66 42 8

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

B.H. Gold Insurance Agency

  • Multiple Policy Types
  • Personal Property Insurance

B.H. Gold Insurance Agency is an independent agency that can source a wide range of policies offered by its partners that provide the coverage its customers need with premiums they can afford. Its agents have years of experience arranging home insurance policies for primary homes, second homes, and investment properties. The policies can provide coverage for unexpected problems, such as burst pipes, and natural disasters that cause major structural damage.

Click to Call

9699 Tierra Grande Street
San Diego, CA 92126

Website

(800) 421-4653 Website

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Bethel Insurance Services

  • Multiple Policy Types

Bethel Insurance Services has been providing insurance solutions to clients in El Cajon since 1988. Its products include homeowners' insurance, which provides claims when a home is damaged or destroyed through fire, theft, vandalism, and other events. It also provides coverage for when someone is injured while inside one's property. The agency also provides coverage for additional living expenses while damage is being assessed and the home is being repaired or built.

Click to Call

1083 Broadway
El Cajon, CA 92021

Website

(800) 503-3724 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 (Better)

Total Reviews:

47 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Business & Contractors Insurance

  • Multiple Policy Types

Business & Contractors Insurance aids to the insurance needs of clients in El Cajon, California. It offers comprehensive homeowners' insurance plans inclusive of property coverage, personal property coverage, liability coverage, medical expenses, and living expenses. Supplementary policies such as personal umbrella, flood, earthquake, and jewelry insurance may also be added on top of basic homeowners' policies. Other personal insurance products include auto, condo, and renters' insurance. The company also offers a broad selection of business and commercial insurances, from workers' compensation to commercial umbrella coverage.

Click to Call

1941 Friendship Dr F
El Cajon, CA 92020

Website

(888) 909-2247 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Daiju Yamaguchi Insurance Agency

  • Multiple Policy Types
  • Condos
  • Renter's Insurance

Daiju Yamaguchi Yoshino Insurance Agency specializes in helping put homeowners in touch with the best policies for their circumstances and budgets. The agency can access Farmer policies that cover homes against damage from natural disasters, such as fires and storms, and unfortunate events, such as burst pipes and burglary. Additionally, it can offer extended coverage for personal items outside the home and limited liability against claims from visitors injured on the premises.

Click to Call

3579 Fifth Avenue
San Diego, CA 92103

Website Instagram

(619) 220-0700 Website

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Jenkins Financial Insurance Agency

  • Personal Property Insurance
  • Renter's Insurance

Jenkins Financial Insurance Agency caters to the insurance needs of homeowners and business property owners in El Cajon and throughout the region. Its homeowners' insurance policy covers damage to the home, other structures in the property, and personal property such as furniture and other household items. The policy also provides protection in case of fire and smoke damage; loss due to fire, explosion, or water damage; and theft and vandalism. Personal liability coverage is also included.

Click to Call

236 Jamacha Road
El Cajon, CA 92019

Website

(619) 444-4664 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 (Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Jose Doria - State Farm Insurance Agent

  • Multiple Policy Types
  • Renter's Insurance

Jose Doria has been a State Farm insurance agent since 1982. He serves homeowners in the El Cajon metro area and also specializes in state-to-state transfers. The licensed agent can help tailor policies for customers that will cover their costs should a natural disaster cause major damage to their home or an unexpected event, such as a fire, cause partial damage. Additionally, he can arrange life, health, auto, and pet policies.

Click to Call

1685 Metro Avenue
Chula Vista, CA 91915

Website

(619) 482-8560 Website

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Kennedy Insurance Agency

  • Multiple Policy Types

Kennedy Insurance Agency is a locally-owned homeowners' insurance provider. It has been servicing clients in El Cajon and nearby areas since 1987. The agency is focused on finding the right kind of coverage for residential property owners—a financial safeguard for homeowners to protect their homes from theft, fires, and vandalism. Its policy options include property insurance, renters' insurance, mobile home insurance, and condo insurance. It also offers combined home and auto insurance coverage with better benefits.

Click to Call

2295 Fletcher Parkway
El Cajon, CA 92020

Website

(619) 797-1440 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

On The Spot Insurance Services

  • Multiple Policy Types
  • Multiple Carriers
  • Renter's Insurance

On The Spot Insurance Services is a family-owned and operated business that provides insurance coverage for clients in El Cajon and other surrounding areas. Established in 2006, the agency has 15 years of experience in the industry. Its home insurance has policies that will cover personal properties that were damaged from fire, water leakage, theft, and other disasters. It also provides other insurance policies, which include auto, motorcycle, business, and renters'.

Click to Call

1558 N Magnolia Ave STE C
El Cajon, CA 92020

Website

(877) 468-4672 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 (Better)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

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