Best Homeowners Insurance Agencies in El Cajon

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9699 Tierra Grande Street, San Diego, CA 92126
San Diego, CA 92126
  • Personal Property Insurance
  • Multiple Policy Types

B.H. Gold Insurance Agency is an independent agency that can source a wide range of policies offered by its partners that provide the coverage its customers need with premiums they can afford. Its agents have years of experience arranging home insurance policies for primary homes, second homes, and investment properties. The policies can provide coverage for unexpected problems, such as burst pipes, and natural disasters that cause major structural damage.

9699 Tierra Grande Street, San Diego, CA 92126
San Diego, CA 92126

Website(800) 421-4653

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1083 Broadway, El Cajon, CA 92021
El Cajon, CA 92021
  • Multiple Policy Types

Bethel Insurance Services has been providing insurance solutions to clients in El Cajon since 1988. Its products include homeowners' insurance, which provides claims when a home is damaged or destroyed through fire, theft, vandalism, and other events. It also provides coverage for when someone is injured while inside one's property. The agency also provides coverage for additional living expenses while damage is being assessed and the home is being repaired or built.

1083 Broadway, El Cajon, CA 92021
El Cajon, CA 92021

Website(800) 503-3724

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1941 Friendship Dr F, El Cajon, CA 92020
El Cajon, CA 92020
  • Multiple Policy Types

Business & Contractors Insurance aids to the insurance needs of clients in El Cajon, California. It offers comprehensive homeowners' insurance plans inclusive of property coverage, personal property coverage, liability coverage, medical expenses, and living expenses. Supplementary policies such as personal umbrella, flood, earthquake, and jewelry insurance may also be added on top of basic homeowners' policies. Other personal insurance products include auto, condo, and renters' insurance. The company also offers a broad selection of business and commercial insurances, from workers' compensation to commercial umbrella coverage.

1941 Friendship Dr F, El Cajon, CA 92020
El Cajon, CA 92020

Website(888) 909-2247

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3579 Fifth Avenue, San Diego, CA 92103
San Diego, CA 92103
Instagram
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Daiju Yamaguchi Yoshino Insurance Agency specializes in helping put homeowners in touch with the best policies for their circumstances and budgets. The agency can access Farmer policies that cover homes against damage from natural disasters, such as fires and storms, and unfortunate events, such as burst pipes and burglary. Additionally, it can offer extended coverage for personal items outside the home and limited liability against claims from visitors injured on the premises.

3579 Fifth Avenue, San Diego, CA 92103
San Diego, CA 92103

InstagramWebsite(619) 220-0700

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

49 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

236 Jamacha Road, El Cajon, CA 92019
El Cajon, CA 92019
  • Renter's Insurance
  • Personal Property Insurance

Jenkins Financial Insurance Agency caters to the insurance needs of homeowners and business property owners in El Cajon and throughout the region. Its homeowners' insurance policy covers damage to the home, other structures in the property, and personal property such as furniture and other household items. The policy also provides protection in case of fire and smoke damage; loss due to fire, explosion, or water damage; and theft and vandalism. Personal liability coverage is also included.

236 Jamacha Road, El Cajon, CA 92019
El Cajon, CA 92019

Website(619) 444-4664

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1685 Metro Avenue, Chula Vista, CA 91915
Chula Vista, CA 91915
  • Renter's Insurance
  • Multiple Policy Types

Jose Doria has been a State Farm insurance agent since 1982. He serves homeowners in the El Cajon metro area and also specializes in state-to-state transfers. The licensed agent can help tailor policies for customers that will cover their costs should a natural disaster cause major damage to their home or an unexpected event, such as a fire, cause partial damage. Additionally, he can arrange life, health, auto, and pet policies.

1685 Metro Avenue, Chula Vista, CA 91915
Chula Vista, CA 91915

Website(619) 482-8560

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2295 Fletcher Parkway, El Cajon, CA 92020
El Cajon, CA 92020
  • Multiple Policy Types

Kennedy Insurance Agency is a locally-owned homeowners' insurance provider. It has been servicing clients in El Cajon and nearby areas since 1987. The agency is focused on finding the right kind of coverage for residential property owners—a financial safeguard for homeowners to protect their homes from theft, fires, and vandalism. Its policy options include property insurance, renters' insurance, mobile home insurance, and condo insurance. It also offers combined home and auto insurance coverage with better benefits.

2295 Fletcher Parkway, El Cajon, CA 92020
El Cajon, CA 92020

Website(619) 797-1440

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1558 N Magnolia Ave STE C, El Cajon, CA 92020
El Cajon, CA 92020
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

On The Spot Insurance Services is a family-owned and operated business that provides insurance coverage for clients in El Cajon and other surrounding areas. Established in 2006, the agency has 15 years of experience in the industry. Its home insurance has policies that will cover personal properties that were damaged from fire, water leakage, theft, and other disasters. It also provides other insurance policies, which include auto, motorcycle, business, and renters'.

1558 N Magnolia Ave STE C, El Cajon, CA 92020
El Cajon, CA 92020

Website(877) 468-4672

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How much homeowners\' insurance should someone carry?
A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.
Q: What should a homeowners\' insurance include/cover?
A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.
Q: How frequent should one change auto or homeowners\' insurance to another provider?  
A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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