Laurels

Best Credit Repair Companies in San Diego

2021

We scored 910 Credit Repair Companies in San Diego, CA and Picked the Top 16

Here are the Picks:

Why These Credit Repair Companies?

Our goal is to connect people with the best local experts. We scored San Diego Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Our Selection Criteria:

1. Availability

Consistently approachable and responsive, so customers never feel ignored.
2. Qualifications

Building customer confidence with licensing, accreditations, and awards.
3. Reputation

A history of delighted customers and outstanding service.
4. Experience

Masters of their craft, based on years of practical experience and education.
5. Professionalism

Providing service with honesty, reliability, and respect.

Read more about our selection process

Last Updated: August 02, 2021

Credit Saint

Credit Saint LLC assists residents of San Diego in improving their credit rating by challenging items in their credit histories that may be hurting their scores. The credit repair company has been operating nationwide for more than 15 years now. Besides identifying erroneous information in customers' credit reports, its team of experts also educates clients on what affects their credit scores. The company has headquarters in New Jersey.

San Diego, CA 92105

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(205) 891-5615 Website

Jenn Financial Solutions

Jenn Financial Solutions LLC is a credit repair company serving individuals in San Diego and the surrounding areas. It specializes in credit analysis, credit education, and credit repair. The professional team at Jenn Financial Solutions provides clients with customized credit repair solutions that match their needs. Jenn Financial Solutions LLC focuses on helping people improve their credit scores by removing charged-off accounts, collections, foreclosures, late payments, short sales, and tax liens.

7938 Broadway
Lemon Grove, CA 91946

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(619) 492-4978 Website

Credit Cleaner

Credit Cleaner offers credit score services for clients in San Diego. Included in its areas of expertise is credit repair. The company's team seeks to remove and repair unverifiable, inaccurate, and outdated items from clients' credit reports. These include bankruptcy, foreclosures, judgments, collections, late payments, and public records. In addition, the professionals educate clients on how to improve their credit record and how a low credit score can affect them. They respond to clients' concerns within 24 hours.

San Diego, CA

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(857) 587-0894 Website

The Credit Pros

The Credit Pros provides assistance on credit concerns of clients in the San Diego area. It is dedicated to helping customers understand their own credit reports and scores in order to avoid future mistakes and become knowledgeable in making efficient financial decisions. It offers a one-on-one action plan with a certified FICO professional, debt validation and goodwill letters to creditors, 24/7 access to their portal, cease and desist letters to collection agencies, and more. The Credit Pros strive for high-quality service while protecting the data and all of its clients' information.

60 Park Pl Ste 200
Newark, NJ 07102

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(844) 965-3445 Website

Baby Boomers Financial

San Diego-based credit repair company, Baby Boomers Financial, is committed to serving the needs of individuals experiencing financial crises. The company's credit repair specialists help clients restore their credit score by disputing any inaccuracy or questionable item on their credit report. They understand that a bad credit score can negatively impact a client's lifestyle, especially if they are planning to apply for a loan, buy a new car, or invest in a new home.

402 West Broadway
San Diego, CA 92101

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(833) 700-6835 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

bSquared Credit

bSquared Credit is a female-owned, San Diego-based credit repair and consulting company. As Owner and Chief Operating Officer at bSquared Credit, helping clients achieve financial freedom is the core of Nicole Soares and her team's everyday goal. She and her team of credit experts are responsible for educating each of bSquared Credit’s credit-challenged consumers, providing credit repair, student loan services, and coaching to help them improve their scores and qualify for their desired loans at the best possible rate. Nicole’s 30+ years in financial services have taught her that no two stories are the same, and no one-size-fits-all plan will help every client, so she and her team specialize in creating unique, individual solutions for each client they serve. As a result, after eight years in the business, bSquared Credit maintains an industry-leading 99% customer satisfaction rate – unprecedented and unmatched by its competitors. Her holistic understanding of the industry and comprehensive understanding of predictive analytics for credit and fraud scoring makes her the ideal ally for anyone looking to regain control of their credit and financial future. Wherever your starting point is, Nicole and her team are here to demystify the process and get your credit scores up where it belongs - working in your favor and helping you achieve success. With her expert guidance, your entire financial future can be restructured in just a few months, empowering you to take the next steps toward your future with bold confidence and a credit score to match it.

San Diego, CA 92129

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(800) 604-0270 Website

Debt Relief Network

Debt Relief Network is a credit repair company that has served San Diego since 2001. The company provides personalized, practical credit repair solutions based on research for individuals facing financial challenges. Its credit counseling specialists help clients repair their credit by cleaning up their reports and removing false items from their records. They advocate on their clients' behalf with major credit bureaus to minimize mistakes and solve disputes. Debt Relief Network also teaches clients how to better manage their money through financial education and debt relief support in one-on-one consultations.

4445 Eastgate Mall #200 Sungate, Corporate Center ...
San Diego, CA 92121

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(866) 338-0003 Website

ERA Credit Services

ERA Credit Services is an independent Agency, representing a nonprofit organization, and has offered credit repair services in the greater San Diego area since 2012. The company removes erroneous information from credit reports to improve credit scores. Its services also help individuals access credit builder loans and secured credit cards. ERA Credit Services also ensures that rent payments are reflected on credit reports for improved credit standings. The company facilitates access to comprehensive credit repair business training and mentorship programs, customized business websites. Other services include customer and agent support and online customer reporting solutions.

270 E Douglas Ave
El Cajon, CA 92020

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(619) 492-3040 Website

Fix Your Credit Consulting

Fix Your Credit Consulting has been serving San Diego and its surroundings since 2003. The credit specialists conduct comprehensive evaluations for all three credit reports and repair the credit score by assisting in the removal of unverifiable, erroneous, and inaccurate items. The credit score improvement process also involves challenging bankruptcies, charge-off accounts linked to student loans, tax liabilities, and judgments. The credit professionals on staff develop personalized plans depending on the client's credit needs to help them in restoring their credit scores. They also assist in creating effective student loan repayment programs. Fix Your Credit Consulting has 24/7 credit monitoring resources to help clients track their credit activity with ease.

2534 State St Ste 475
San Diego, CA 92101

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(858) 757-7670 Website

My Big Debt

My Big Debt provides credit repair services in San Diego. Its debt settlement program assists clients in negotiating a payment arrangement that works for them. The company's experts use debt consolidation to eliminate multiple creditors, reduce interest and monthly installments, and avoid late payments. It has a credit counseling program that assists individual debtors with debt settlement and the elimination of excess fees through education and budgeting tools. My Big Debt helps individuals file for bankruptcy as a final resort for debt relief. It also provides reading materials to educate clients on sound credit management practices.

113 W G St Ste 610
San Diego, CA 92101

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(800) 857-0181 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

My Credit Repair USA

My Credit Repair USA is a credit repair company in San Diego. It has credit repair specialists who are committed to understanding a client's financial needs as well as their goals. These specialists assess a client's current credit score and determine what measures they should take to improve it. They dispute any inaccuracies to help clients build good credit that enables them to apply for loans, invest in a new home, or buy a new car.

2534 State Street
San Diego, CA 92101

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(844) 296-6010 Website

Navicore Solutions

Founded in 1991, Navicore Solutions is a credit repair company in San Diego. The company's credit counselors provide a debt management plan that consolidates debts and creates an affordable repayment plan. They investigate credit reports to remove any questionable or negative information to boost credit scores. The housing counselors provide foreclosure prevention, reverse mortgage, and housing literacy counseling services. Student loan counseling services are also available to inform clients of repayment options and forgiveness programs. Navicore Solutions helps clients file for bankruptcy to eliminate debt. The company provides financial tools, such as mortgage, budgeting, and retirement plan calculators.

3530 Camino del Rio N Ste 110
San Diego, CA 92108

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(619) 296-4700 Website

Oryzon Credit

Oryzon Credit is a company that provides credit fixing services in the San Diego metro. The company handles credit repair services to clients who want to fix their credit scores in the shortest time possible. Its programs, including the regular, premium, and elite categories, can be used for various types of cases. The elite program is their fastest package, with an average completion time of 45 to 60 days. The company's offerings are available to both individuals and couples.

1111 Sixth Avenue
San Diego, CA 92101

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(888) 818-0928 Website

San Diego Credit Repair Company

San Diego Credit Repair Company provides services that focus on improving the credit scores of clients and helping them eliminate and settle debt. The San Diego-based firm offers credit counseling and provides platinum, gold, and silver-tier credit repair services in line with the Fair Credit Reporting Act. In business since 2009, it works to correct or delete negative items from credit reports. The firm also collaborates with attorneys to produce collection letters for agencies that are found to have violated the Fair Debt Collection Practices Act.

402 W Broadway Suite 400
San Diego, CA 92101

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(619) 737-2979 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

San Diego Credit Solutions

San Diego Credit Solutions is a credit repair company in San Diego that helps individuals recover from financial hardship. The company pulls credit reports from the three credit bureaus and looks for any collection accounts that claim their client still owes money. Its professional negotiator contacts creditors to have negative items removed and make sure all accounts show a zero balance. It pulls a new set of credit reports to ensure that they are accurate and updated. Using proven techniques, San Diego Credit Solutions also teaches clients how to stop incurring additional derogatory items.

2221 Camino del Rio S Ste 308
San Diego, CA 92108

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(619) 916-3999 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 (Best)

Total Reviews:

70 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Shoreline Credit Repair

Shoreline Credit Repair provides individuals with a dedicated account manager who delivers personalized attention throughout the process. The company manages all communication between the clients and credit reporting agencies. Its account managers analyze the data on each of the clients' reports and disputes inaccuracies, such as out-of-date negative reporting, duplications, and unverifiable debts. They also monitor progress and set up client accounts for 24/7 access to view the details on the online portal.

Tierrasanta Boulevard
San Diego, CA 92124

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(888) 790-9206 Website

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