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Best Credit Repair Companies in San Diego

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7938 Broadway, Lemon Grove, CA 91946
Lemon Grove, CA 91946
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Jenn Financial Solutions LLC is a credit repair company serving individuals in San Diego and the surrounding areas. It specializes in credit analysis, credit education, and credit repair. The professional team at Jenn Financial Solutions provides clients with customized credit repair solutions that match their needs. Jenn Financial Solutions LLC focuses on helping people improve their credit scores by removing charged-off accounts, collections, foreclosures, late payments, short sales, and tax liens.

7938 Broadway, Lemon Grove, CA 91946
Lemon Grove, CA 91946

InstagramWebsite(619) 492-4978

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

81 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

San Diego, CA 92105San Diego, CA 92105

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

San Diego, CA 92105San Diego, CA 92105

Website(619) 473-2040

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

402 West Broadway, San Diego, CA 92101
San Diego, CA 92101

San Diego-based credit repair company, Baby Boomers Financial, is committed to serving the needs of individuals experiencing financial crises. The company's credit repair specialists help clients restore their credit score by disputing any inaccuracy or questionable item on their credit report. They understand that a bad credit score can negatively impact a client's lifestyle, especially if they are planning to apply for a loan, buy a new car, or invest in a new home.

402 West Broadway, San Diego, CA 92101
San Diego, CA 92101

Website(833) 700-6835

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

San Diego, CA 92129San Diego, CA 92129

bSquared Credit is a female-owned, San Diego-based credit repair and consulting company. As Owner and Chief Operating Officer at bSquared Credit, helping clients achieve financial freedom is the core of Nicole Soares and her team's everyday goal. She and her team of credit experts are responsible for educating each of bSquared Credit’s credit-challenged consumers, providing credit repair, student loan services, and coaching to help them improve their scores and qualify for their desired loans at the best possible rate. Nicole’s 30+ years in financial services have taught her that no two stories are the same, and no one-size-fits-all plan will help every client, so she and her team specialize in creating unique, individual solutions for each client they serve. As a result, after eight years in the business, bSquared Credit maintains an industry-leading 99% customer satisfaction rate – unprecedented and unmatched by its competitors. Her holistic understanding of the industry and comprehensive understanding of predictive analytics for credit and fraud scoring makes her the ideal ally for anyone looking to regain control of their credit and financial future. Wherever your starting point is, Nicole and her team are here to demystify the process and get your credit scores up where it belongs - working in your favor and helping you achieve success. With her expert guidance, your entire financial future can be restructured in just a few months, empowering you to take the next steps toward your future with bold confidence and a credit score to match it.

San Diego, CA 92129San Diego, CA 92129

Website(800) 604-0270

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

San Diego, CASan Diego, CAInstagram
  • Credit Dispute

Credit Innovation Group (CIG) is a credit repair business that serves clients in the San Diego metro. It follows a six-step process of building a customer's credit profile. It includes analyzing the client's credit report, disputing unverifiable or inaccurate items on the report, and optimizing the client's current accounts to raise their credit score. The next steps involve finding new credit opportunities to help the client establish a positive credit profile and eventually get their desired credit line.

San Diego, CASan Diego, CA

InstagramWebsite(619) 658-3914

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

806 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7474 El Cajon Blvd., La Mesa, CA 91942
La Mesa, CA 91942
  • Credit Monitoring

Credit Repair Finest works with consumers in and around San Diego. Its credit restoration process involves conducting credit history analysis and going over clients' bills, bonds, loans, and investments. With a commitment to improving clients' credit scores, its team of specialists addresses items such as charge-offs, collections, and late payments that need to be disputed. They contest incorrect information with the three major credit bureaus: Equifax, Experian, and TransUnion. They also provide financial education, monitor clients' credit scores, and assist with budget analysis and tax planning.

7474 El Cajon Blvd., La Mesa, CA 91942
La Mesa, CA 91942

Website(858) 413-9395

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

270 E Douglas Ave, El Cajon, CA 92020
El Cajon, CA 92020

ERA Credit Services is an independent Agency, representing a nonprofit organization, and has offered credit repair services in the greater San Diego area since 2012. The company removes erroneous information from credit reports to improve credit scores. Its services also help individuals access credit builder loans and secured credit cards. ERA Credit Services also ensures that rent payments are reflected on credit reports for improved credit standings. The company facilitates access to comprehensive credit repair business training and mentorship programs, customized business websites. Other services include customer and agent support and online customer reporting solutions.

270 E Douglas Ave, El Cajon, CA 92020
El Cajon, CA 92020

Website(619) 492-3040

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2534 State St Ste 475, San Diego, CA 92101
San Diego, CA 92101

Fix Your Credit Consulting has been serving San Diego and its surroundings since 2003. The credit specialists conduct comprehensive evaluations for all three credit reports and repair the credit score by assisting in the removal of unverifiable, erroneous, and inaccurate items. The credit score improvement process also involves challenging bankruptcies, charge-off accounts linked to student loans, tax liabilities, and judgments. The credit professionals on staff develop personalized plans depending on the client's credit needs to help them in restoring their credit scores. They also assist in creating effective student loan repayment programs. Fix Your Credit Consulting has 24/7 credit monitoring resources to help clients track their credit activity with ease.

2534 State St Ste 475, San Diego, CA 92101
San Diego, CA 92101

Website(877) 212-2450

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

113 W G St Ste 610, San Diego, CA 92101
San Diego, CA 92101

My Big Debt provides credit repair services in San Diego. Its debt settlement program assists clients in negotiating a payment arrangement that works for them. The company's experts use debt consolidation to eliminate multiple creditors, reduce interest and monthly installments, and avoid late payments. It has a credit counseling program that assists individual debtors with debt settlement and the elimination of excess fees through education and budgeting tools. My Big Debt helps individuals file for bankruptcy as a final resort for debt relief. It also provides reading materials to educate clients on sound credit management practices.

113 W G St Ste 610, San Diego, CA 92101
San Diego, CA 92101

Website(800) 857-0181

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

2534 State Street, San Diego, CA 92101
San Diego, CA 92101

My Credit Repair USA is a credit repair company in San Diego. It has credit repair specialists who are committed to understanding a client's financial needs as well as their goals. These specialists assess a client's current credit score and determine what measures they should take to improve it. They dispute any inaccuracies to help clients build good credit that enables them to apply for loans, invest in a new home, or buy a new car.

2534 State Street, San Diego, CA 92101
San Diego, CA 92101

Website(844) 296-6010

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

402 W Broadway Suite 400, San Diego, CA 92101
San Diego, CA 92101

San Diego Credit Repair Company provides services that focus on improving the credit scores of clients and helping them eliminate and settle debt. The San Diego-based firm offers credit counseling and provides platinum, gold, and silver-tier credit repair services in line with the Fair Credit Reporting Act. In business since 2009, it works to correct or delete negative items from credit reports. The firm also collaborates with attorneys to produce collection letters for agencies that are found to have violated the Fair Debt Collection Practices Act.

402 W Broadway Suite 400, San Diego, CA 92101
San Diego, CA 92101

Website(619) 737-2979

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2221 Camino del Rio S Ste 308, San Diego, CA 92108
San Diego, CA 92108

San Diego Credit Solutions is a credit repair company in San Diego that helps individuals recover from financial hardship. The company pulls credit reports from the three credit bureaus and looks for any collection accounts that claim their client still owes money. Its professional negotiator contacts creditors to have negative items removed and make sure all accounts show a zero balance. It pulls a new set of credit reports to ensure that they are accurate and updated. Using proven techniques, San Diego Credit Solutions also teaches clients how to stop incurring additional derogatory items.

2221 Camino del Rio S Ste 308, San Diego, CA 92108
San Diego, CA 92108

Website(619) 916-3999

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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