Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Costa Mesa

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Costa Mesa Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2076Reviewed

1248Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2900 Bristol Street Bldg C-202, Costa Mesa, CA 92626
  • Policy Bundle Discount

Why choose this provider?

Lisa Brennan is an insurance agent who works under State Farm. She has been offering insurance products to clients in Costa Mesa and the surrounding areas for more than 10 years. One of her offered products is pet insurance, which protects one's cat or dog. It covers illnesses and injuries like heart disease, allergies, broken bones, and bite wounds. It also covers diagnostic tests, hospital stays, veterinary supplements, herbal therapy, and medications. In addition, it helps with conditions like hip dysplasia.

License Verified:

License: 6005851

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1815 Newport Blvd Suite B, Costa Mesa, CA 92627

Why choose this provider?

Petco offers pet insurance for clients throughout Costa Mesa and surrounding areas. The insurance covers different health-related needs for their clients' dogs and cats. These include veterinary treatment, hospitalization, surgery, and hereditary and congenital conditions. Additionally, it covers diagnostic testing, behavioral issues, dental diseases, and therapy. Petco is also a one-stop shop where pet owners can buy food, accessories, grooming tools, and toys. It was established in 1965 and has more than 1,500 locations in the U.S., Puerto Rico, and Mexico.

License Verified:

License: 0M10414

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.3 / 5 (555)
Yelp
3.1 / 5 (116)
Facebook
3.2 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
2900 Bristol St., Costa Mesa, CA 92626
  • Policy Bundle Discount

Why choose this provider?

BGA Insurance aids in reducing veterinary expenses for pets in Costa Mesa. Its advisors present pet policies that cover accidents and common illnesses, guiding clients in comparing and deciding which best fits their situation. Besides animals, the company offers plans for homeowners, renters, commercial, auto, senior citizens, and employees from several carriers, including John Hancock, Ameritas, and Equitable. Its president, Barry Zimmermann, is an AALU and NAILBA member and is one of NAIFA’s Orange County's board of directors.

License Verified:

License: 0G55467

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (8)
Facebook
5.0 / 5 (8)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1518 Newport Blvd, Costa Mesa, CA 92627
  • Exotic Pets
  • Multi-Pet Discount
  • Policy Bundle Discount

Why choose this provider?

Shahin Chear is a State Farm insurance agent who serves clients in Costa Mesa and the surrounding communities. She helps pet owners receive the proper insurance policy for their dogs or cats' medical needs. In addition, Chear offers other personal products, which include auto, home, condo, personal article, and life insurance. She also has commercial plans which cover auto, business owner, and workers' compensation policies. Chear's team comprises multi-lingual agents who speak a variety of languages, including Spanish, Farsi, Gujarati, and Hindi.

License Verified:

License: 0M71312

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (118)
Yelp
4.6 / 5 (30)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
735 Baker Street, Costa Mesa, CA 92626
  • Policy Bundle Discount

Why choose this provider?

Clarke Insurance Agency serves individuals and families in and around Costa Mesa. It offers pet insurance for dogs, cats, rabbits, exotic birds, reptiles, and various rodents. The coverage comes in three general levels: basic, comprehensive, and pet well care protection. Depending on the clients' choice, policies may cover annual deductibles, reimbursements per accident and illness, physical exams, flea and heartworm prevention and vaccinations, and x-rays and diagnostic tests. This local agency represents multiple carriers, including Bristol West and Foremost.

License Verified:

License: 0B24259

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4695 MacArthur Ct 11th floor, Newport Beach, CA 92660
  • Accident Only

Why choose this provider?

CrossWay Financial Insurance Services caters to residents in Costa Mesa. The agency helps policyholders obtain pet insurance that covers the medical expenses of their dogs and cats in case of an illness or injury. It partners with major companies, such as Progressive and Foremost, in finding the right policy for automobile, home, health, and life coverage needs. In addition, it protects businesses through commercial insurance products, including workers' compensation, general liability, and medical malpractice. CEO Sam Gerges runs the agency comprising The MoneyDrs members.

License Verified:

License: 6004376

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12487 N Mainstreet #240, Rancho Cucamonga, CA 91739
  • Policy Bundle Discount

Why choose this provider?

Kessler Alair Insurance Services, Inc. indemnifies pet owners from Costa Mesa and the surrounding areas who have animal care needs. It delivers products by Safeco Insurance that cover treatments for conditions like diabetes and hip dysplasia suffered by dogs and cats. Health policies for humans are also available that include employee benefits, life assurance, and financial plans. The company has been operating for over 90 years and employs more than 30 staffers who have been with the agency for 14 or more years.

License Verified:

License: 0A91387

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (271)
Yelp
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Are grooming products covered by your pet insurance in Costa Mesa?

    No, pet insurance in Costa Mesa does not cover grooming supplies and services like nail trimming, pet coloring, baths, shampoos, and anal gland expressions. In addition, the pet insurance in Costa Mesa does not cover behavior, obedience, and vocational training, as well as food, diet, and nutritional supplements.

  • What kinds of deductibles are available in Costa Mesa pet insurance policies?

    Annual and per-incident deductibles are the two options for pet insurance deductibles in Costa Mesa. If you have an annual deductible, you only have to pay it once over the life of your policy. A per-incident deductible, also known as a per-condition deductible, is incurred whenever your pet visits the veterinarian for a new illness.

  • Is it possible to get a discount for covering multiple pets under one Costa Mesa pet insurance policy?

    Yes, if you have multiple pets on your Costa Mesa pet insurance policy, your insurer will give you a multi-pet discount. Every additional pet results in the same discount at times, and every additional pet results in a larger discount at other times. Remember that you can tailor your policy to each new pet you add.

  • Will your pet insurance plan in Costa Mesa cover a medical ailment that arises during the waiting period?

    No, a medical problem that arises during the waiting period will not be covered by your Costa Mesa pet insurance policy because it is often considered a pre-existing condition. The waiting period in this case is intended to prevent pet owners from taking advantage of a pause in the symptoms of a chronic ailment or from purchasing insurance when they suspect their pet may have a medical problem.

  • What is covered by Costa Mesa pet emergency insurance?

    In Costa Mesa, emergency pet insurance policies typically provide coverage for a range of situations, including:

    • Accidental wounds, such as cuts, bites, torn ligaments, broken bones, and swallowed items.
    • Ailments like ear infections, stomach issues, and toxic ingestions.
    • Veterinary appointments, physical exams, and prescription medications.
    • Diagnostic evaluations, which encompass X-rays, MRIs, blood tests, and ultrasounds.