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2024

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Best Pet Insurance Companies in Irvine

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Irvine Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3914Reviewed

2353Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
17901 Von Karman Ave, Suite 600, Irvine, CA 92614
  • Policy Bundle Discount

Why choose this provider?

IronPoint Insurance Services, LLC, serves the financial security needs of people throughout the Irvine metro. It offers pet insurance plans that cover 90% of the cost of unplanned veterinary visits and include access to the 24/7 Pet Helpline. The company, established by Scott Boren, who has been in the industry since he graduated from college, strives to provide transparent and accessible services by utilizing online channels and its agents' skills. It also extends its services to business, personal, and life insurance packages.

License Verified:

License: 0G87821

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
355 Bristol Street, Suite M, Costa Mesa, CA 92626
  • Multiple Policy Types

Why choose this provider?

Virnie Tordera has been a State Farm insurance agent since 2014. He owns and runs an agency that provides Irvine residents with a variety of insurance products in personal lines, including pet policies, which cover the medical expenses of pets when they become ill or injured. Clients can purchase coverage for different breeds of dogs, such as hounds and huskies, and cats, including Persians and tuxedos. The firm also offers services in Spanish, Tagalog, and Vietnamese.

License Verified:

License: 0H85048

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (14)
Yelp
5.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3740 Campus Dr Ste B, Newport Beach, CA 92660

Why choose this provider?

Tim Bush is a third-generation State Farm insurance agent who serves Irvine and the surrounding areas. He and his team provide pet medical insurance policies for clients' dogs and cats. He also offers other personal insurance products, such as auto, home, and life insurance. His services include banking and investment planning. Tim has been working in the insurance industry for more than a decade. He serves clients in English and Arabic.

License Verified:

License: 0E66125

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.5 / 5 (10)
Google
4.2 / 5 (5)

Website
1072 Bristol St Ste 205, Costa Mesa, CA 92626
  • Accident Only

Why choose this provider?

Choice Plus Insurance Services, Inc., is an independent agency that serves individuals and business owners in Irvine. It offers pet business insurance solutions, which provide coverage for pet food manufacturers, dog daycares, pet boarding and grooming companies, pet shops, catteries, and veterinary clinics. It helps pay for lost pets, medical bills, and bad grooming services. The firm also crafts insurance options for general business liability and workers' compensation. Its team has over 20 years of industry experience.

License Verified:

License: 0E61997

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (134)
Yelp
4.8 / 5 (31)
Facebook
5.0 / 5 (26)

Website
27758 Margarite Parkway #283, Mission Viejo, CA 92691
  • Policy Bundle Discount

Why choose this provider?

Parmenter Insurance Agency, Inc, provides various personal and business insurance products to clients in Irvine. Its pet insurance covers expenses for the unexpected medical bills of the client's dog, cat, or other pets. The company offers reimbursement to the owners of pets that visit any emergency room, licensed veterinarian, or specialist. The independent agency works with several financially stable and trusted insurers. It educates the clients about insurance by making them fully understand the options and features of the products offered to them.

License Verified:

License: 0I36026

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23456 Madero Suite 240, Mission Viejo, CA 92691
  • Policy Bundle Discount

Why choose this provider?

Rosen Stoynev is an agency owner with Goosehead Insurance that serves individuals in the Irvine area and the surrounding communities. He provides insurance policies for pet owners designed to give them financial assistance for veterinary expenses and treatments. He also offers a variety of products, including home, auto, flood, umbrella, life, and specialty insurance. Stoynev helps clients choose the right insurance option by reviewing alternatives and customizing plans according to their risks and goals.

License Verified:

License: 0H83140

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (13)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
980 Roosevelt, Suite 200A, Irvine, CA 92620
  • Accident Only
  • Policy Bundle Discount

Why choose this provider?

Any Insurance caters to individuals and families in Irvine looking to protect their loved ones, pets, and properties through individualized insurance policies. It designs pet insurance plans to suit dogs and cats and cover their expenses for illnesses, injuries, and hereditary conditions. This policy also covers pets with behavioral issues, including tail chasing, excessive licking, and destructive chewing. Travel, homeowners, auto, and group insurance are also provided. The firm was established in 2007 and registered its current name in 2021.

License Verified:

License: 0F84408

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (88)
Facebook
3.7 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
735 Baker Street, Costa Mesa, CA 92626
  • Policy Bundle Discount

Why choose this provider?

Clarke Insurance Agency serves the Irvine metro and nearby locations. It offers pet insurance policies aimed at reducing the financial burden on pet owners brought by expensive veterinary bills when their animal companions become ill or injured. The company's policies cover dogs, cats, and exotic animals such as ferrets, potbelly pigs, and several types of rodents. It also offers coverage for certain high-value animals that get stolen or die during covered events such as transport.

License Verified:

License: 0B24259

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
30052 Aventura, Suite C, Rancho Santa Margarita, CA 92688

Why choose this provider?

Lori Greek Garabedian is an insurance professional affiliated with State Farm. She caters to individuals, families, and businesses in the Irvine metro and the surrounding areas. She offers pet medical insurance policies, which cover injuries such as bite wounds and broken bones. These products also pay for allergy, cancer, and heart disease treatments. Garabedian also sprovides auto, homeowners', life, liability umbrella, rental property, and workers' compensation insurance plans. Her office brings over 100 years of combined experience in the industry.

License Verified:

License: 0D25329

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (45)
Yelp
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4695 MacArthur Ct 11th floor, Newport Beach, CA 92660
  • Accident Only

Why choose this provider?

CrossWay Financial & Insurance Services provides coverage solutions for individuals and business owners in and around Irvine. The firm offers pet insurance for when a pet becomes sick or injured. The team also offers medical and travelers’ health insurance from different carriers, including Cigna, The Standard, and Humana. The firm’s agents also educate clients on accrual and taxation and provide strategies to help individuals achieve their financial goals. The company is licensed to operate in California, Texas, and Nevada.

License Verified:

License: 6004376

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 Tustin Ave., C 1070, Newport Beach, CA 92663
  • Policy Bundle Discount

Why choose this provider?

Newport Beach Insurance Center was established in 2018 to meet clients' insurance needs and deliver policies and related information that fits the policy buyer's preferences. The agency caters to individuals in Irvine looking for a policy to protect their pets, properties, apartments, cars, and life. It also offers specialty insurance coverage for exotic vehicles, art collections, rare coins, and sports memorabilia. The firm has partnered with several carriers, such as MetLife, Safeco, Hagerty, Nationwide, and Traveler, to provide policy buyers with numerous options.

License Verified:

License: 6003244

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2151 Michelson Drive Suite #250, Irvine, CA 92612
  • Accident Only
  • Policy Bundle Discount

Why choose this provider?

Professional Choice Insurance Services has been serving clients in Irvine and the surrounding areas since 1998. It offers full insurance coverage to protect owners and their pets from medical expenses caused by unanticipated crises such as illnesses, surgeries, and injuries. It also offers insurance coverage for life, home, health, and cars. As an independent agent, it represents multiple carriers, allowing customers to personalize their plans. Additionally, it provides group life, health, disability, dental, and vision insurance coverage.

License Verified:

License: 0E38484

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9970 Irvine Center Dr 2nd Floor, Irvine, CA 92618
  • Prescription Food & Supplements
  • Accident Only

Why choose this provider?

Faye Li Insurance Agency, Inc. in Irvine crafts personalized insurance solutions for individuals, businesses, and families. The agency has been operating for over a decade. It has been included in the Million Dollar Round Table (MDRT) by The Premier Association of Financial Professionals for seven consecutive years. It offers Farmers Insurance's Pet Best, a pet insurance coverage that protects owners from financial losses due to their pets' illnesses, such as cancer, diabetes, and allergies, accidents, prescription medicines, and surgery. The policies also offer accident-only and wellness care routine plans.

License Verified:

License: 0L97450

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • What are the pet insurance laws in Irvine?

    The city of Irvine requires pet insurance providers to disclose information about reimbursement, coverage exclusions, limitations based on the pet's previous condition, and other policy terms. In addition, state insurance regulations allow pet owners a 30-day grace period during which they can cancel their policy and receive a full refund.

  • Which individuals in Irvine should consider purchasing pet insurance?

    Individuals in Irvine who own multiple pets, those who rescue strays to help shelters, dog breeders, and those who travel frequently with their pets should consider purchasing pet insurance. Given the unpredictable nature of accidents like a dog swallowing a foreign object or unexpected incidents, insurance is a proactive way to protect against unforeseen veterinary costs, even for young, healthy pets.

  • How can Irvine residents find the most suitable coverage for their pet's needs?

    Pet owners in Irvine should look for a reputable pet insurance provider to determine the best coverage for their pet's needs. Given the rising costs of veterinary care, selecting the right insurance is critical. The cost of basic coverage ranges from $10 per month to $400 per month for more comprehensive plans. Pet owners should request detailed plan information and price quotes.

  • Does pet insurance in Irvine cover treatments for hereditary disorders?

    Most Irvine pet insurance policies may exclude treatments for genetic diseases. This indicates that the insurer is unlikely to pay for treatment of a genetic condition, such as hip dysplasia. Irvine pet owners should carefully read the policy's fine print to learn about any limitations on coverage for hereditary conditions.

  • Do pet insurance companies in Irvine have any other reimbursement methods for veterinary services besides the actual billed amount?

    Yes, some pet insurance companies in Irvine use methods other than the exact billed amount, such as standardized cost schedules or usual and customary industry charges for services. Pet owners should be aware that if their insurance does not cover the full amount billed, they may be liable for the difference.

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