Best Mortgage Refinance Companies in Costa Mesa

Clear Mortgage Capital, Inc. caters to those who require loaning and refinancing options in Costa Mesa. Its loan officers employ an analytical approach by scrutinizing their clients' credit histories and identifying their long-term needs like funding for house buying and home improvements. They work alongside various known lenders in the market, such as UWM, Spring EQ, and LoanDepot. The agency's application processes make use of an end-to-end encrypted database and digital platforms that streamline the submission of requirements and provide ease of access for applicants.

Greenkey Financial takes on mortgage refinancing tasks for clients in and around the Costa Mesa area. Its Mortgage Loan Originators has customizable options ready that are presented through one-on-one guidance sessions. The firm also handles buying properties, in which hard money loans are also available. Its website also has a mortgage calculator that visitors can use. Greenkey Financial is NMLS-registered and is an Equal Housing Lender. It also operates in Arizona, Florida, Hawaii, Idaho, Nevada, Tennessee, and Texas. The firm also holds a Finance Lenders Law license.

iApprove Lending offers refinancing loans to residents in and around the Costa Mesa metro. It assists homeowners in reaching their financial goals to restructure their loans, consolidate debts, or get cash from equity through various refinancing loans. Rate-term and cash-out arrangements are available, as well as purchase options like conventional, FHA, non-QM, and jumbo loans. The company was established in 2006. Its management team has been serving the mortgage sector for more than three decades.

JL Mortgage Group is a full-service firm serving Costa Mesa. It is owned by Jorge Lopez, who founded the company in 2018. Prior to opening his own business, he worked as a loan originator for 15 years, helping clients with various mortgage-related concerns, including mortgage refinancing. He designs solutions based on clients' needs and helps them make informed decisions about the options available. He also assists clients with fixed-rate, adjustable, FHA, VA, and USDA loans.

Lending Corner is a team of mortgage professionals who caters to individuals in Costa Mesa looking to refinance an existing loan or finance their new home purchase. Its home refinancing choices cover single-family and multifamily residences, townhouses, condos, and manufactured homes. The company offers conventional, jumbo, USDA, FHA, and VA loans with five-to-30-year terms. It embraces numerous aspects of technology to create a paperless and seamless transaction that guides customers through the process and connects them directly to loan officers.

LoanSnap is a mortgage company that serves locals in Costa Mesa. Its team guides its clients throughout the process to provide them with options for standard or cash-out refinancing. LoanSnap has created a smart loan process, an approach that aims to provide an in-depth assessment of the clients' financial status and provide solutions to their financial problems. Its investors include Sir Richard Branson, founder of Richard Branson's Virgin Group, who supported its mission of improving clients' financial situations.

Mahi Khoshbin is a loan officer with E Mortgage Capital, serving clients in Costa Mesa and nearby areas. She offers personalized residential and commercial mortgage refinance solutions to help reduce interest rates and monthly payments and change mortgage terms. She also provides services to take cash out from equity. Customers can choose from conforming, jumbo, super jumbo, FHA, USDA, and VA loans with fixed and adjustable interest rates. Khoshbin has over 20 years of experience working with over 100 lenders.

ML Home Loans is a mortgage company that caters to clients located in the Costa Mesa area and nearby metros. Refinancing options are available for FHA, VA, and USDA loans, plus fixed-rate mortgages and ARMs. Terms from 5 to 30 years are also reviewed, and jumbo and super jumbo loans are also taken on. ML Home Loans is part of the Brokers Are Better Network, a collective between AIME and industry vendors. Its website also has tools for home value estimation and insurance quotations.

Prime Mortgage caters to homebuyers in Costa Mesa who require a selection of loan products. The firm delivers options across multiple fixed-rate and flexible products, and these include contracts backed by Veterans Affairs and the Department of Agriculture. Programs aimed at first-time purchasers and veteran investors are available. The team also refinances existing obligations to secure terms more favorable to the client. Prime Mortgage is run by seasoned veterans of the real estate industry. It uses current technologies to operate and communicate efficiently.

Sovereign Lending Group Incorporated comprises 250 employees working collectively to originate, process, and fund loans for the homeownership goals of clients. The team caters to individuals and families in Costa Mesa and nearby areas needing assistance with mortgage refinancing and home buying. Since its founding in 2005, SLG has been helping people who have served others, including veterans, police officers, and firefighters. Some of the lending programs the broker secures are FHA, VA, and adjustable-rate mortgages.

Team Torrijos offers personalized mortgage solutions to accommodate clients' specific home financing needs. It works with browsers in and around Costa Mesa who wish to fund their active loans to cash out equity, consolidate debts, shorten loan terms, or lower monthly payments. The firm's specialists work closely with clients and find the refinance product that fits their goals. There are also loan options available to first-time homebuyers, such as jumbo, FHA, VA, USDA, HARP, and reverse mortgages.