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Best Health Insurance Agencies in Berkeley

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2023
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Gary Eason logo
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License Verified:

License: 0523197

California Department of Insurance

Gary Eason

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2150 Shattuck Avenue, Suite 410, Berkeley, CA 94704
  • Health Insurance

Business Description

Gary Eason is an insurance agent who serves families and businesses in Berkeley and nearby areas. He offers health insurance coverage solutions based on the needs of each client. He has plans that cover individual medical expenses, disability paycheck, and supplemental health. In addition, Gary assists with Medicare Supplement plans, life insurance, and risk management options for personal and commercial properties. His agency has been a family-run business since 1976, and its agents have over 76 years of collective experience under State Farm Insurance.

License Verified:

License: 0523197

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (21)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health & Integrative Insurance Solutions, Inc. logo
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License Verified:

License: 0K90194

California Department of Insurance

Health & Integrative Insurance Solutions, Inc.

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2022 University Ave, Berkeley, CA 94704
  • Employee Group Benefits
  • Life Insurance
  • Individual Health Insurance
  • Health Insurance
  • Medicare Supplement Insurance

Business Description

Health & Integrative Insurance Solutions, Inc., is an agency that delivers a wide range of health insurance solutions for customers residing in Berkeley. It offers health insurance plans for individuals and families to protect them from unexpected medical expenses. It also provides Medicare supplement plans, for seniors 65 years old and above, which helps pay for treatments, doctor's visits, and medical tests. Its independent broker, Ezra Herzog, has been guiding clients through the Affordable Care Act for over eight years.

License Verified:

License: 0K90194

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (78)
Google
3.7 / 5 (3)
Lazena Kelly-Andrada logo

License Verified:

License: 6002534

California Department of Insurance

Lazena Kelly-Andrada

2517 Sacramento Street, Suite B, Berkeley, CA 94702
  • Medicare Supplements

Business Description

Lazena Kelly-Andrada is a local insurance agent that has been serving clients in Berkeley through State Farm Insurance. She offers health insurance policies that protect what matters most, covering medical expenses, Medicare supplements, and disability paycheck. Additionally, she provides life, business, auto, and homeowners insurance. Lazena has been affiliated with State Farm for 33 years and has recently moved to agency leadership in 2003. She is a member of the National Association of Insurance and Financial Advisors.

License Verified:

License: 6002534

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.7 / 5 (49)
Yelp
3.5 / 5 (29)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
​On San Francisco Bay Insurance Services logo
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License Verified:

License: 0C18296

California Department of Insurance

​On San Francisco Bay Insurance Services

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Oakland, CA
  • Health Insurance

Business Description

​On San Francisco Bay Insurance Services helps prepare the future of individuals and businesses throughout the Berkeley metro. It offers health insurance, Medicare products, and longevity plans through its partner carrier companies. The family-oriented agency addresses the needs of its clients by paying attention to each query. The company is a certified agent for Covered California, an authorized broker for Blue Shield, an affiliate of Dental Family, and an agent for United Labor Insurance Services. It also assists in international travel health plans.

License Verified:

License: 0C18296

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Rockridge Health Benefits logo
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License Verified:

License: 0I97704

California Department of Insurance

Rockridge Health Benefits

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Berkeley, CA
  • Health Insurance
  • Life Insurance

Business Description

Rockridge Health Benefits provides healthcare insurance plans to the Berkeley area. It caters to families and individuals that seek insurance plans that cover their future medical expenses. It also offers group health benefits for business owners to help them secure their employees' health, such as medical, vision, and dental. Rockridge Health Benefits is led by Jonathan Greer, a licensed health benefits broker representing several health insurers, such as Blue Shield of California, Health Net, Aetna, and Anthem Blue Cross.

License Verified:

License: 0I97704

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (18)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.