Best Health Insurance Agencies in Berkeley


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  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Health Insurance Agencies FAQs 〉


featured provider = Featured Provider

2517 Sacramento Street, Suite B, Berkeley, CA 94702
WebsiteLicense: 6002534 Rating

Review Sources

4.8 (72)
3.5 (30)
5.0 (6)

Why choose this provider?

Lazena Kelly-Andrada is a local insurance agent that has been serving clients in Berkeley through State Farm Insurance. She offers health insurance policies that protect what matters most, covering medical expenses, Medicare supplements, and disability paycheck. Additionally, she provides life, business, auto, and homeowners insurance. Lazena has been affiliated with State Farm for 33 years and has recently moved to agency leadership in 2003. She is a member of the National Association of Insurance and Financial Advisors.

  • Medicare Supplements

Oakland, CA
WebsiteLicense: 0C18296 Rating

Why choose this provider?

​On San Francisco Bay Insurance Services helps prepare the future of individuals and businesses throughout the Berkeley metro. It offers health insurance, Medicare products, and longevity plans through its partner carrier companies. The family-oriented agency addresses the needs of its clients by paying attention to each query. The company is a certified agent for Covered California, an authorized broker for Blue Shield, an affiliate of Dental Family, and an agent for United Labor Insurance Services. It also assists in international travel health plans.

  • Health Insurance

Berkeley, CA
WebsiteLicense: 0I97704 Rating

Review Sources

5.0 (18)
5.0 (3)

Why choose this provider?

Rockridge Health Benefits provides healthcare insurance plans to the Berkeley area. It caters to families and individuals that seek insurance plans that cover their future medical expenses. It also offers group health benefits for business owners to help them secure their employees' health, such as medical, vision, and dental. Rockridge Health Benefits is led by Jonathan Greer, a licensed health benefits broker representing several health insurers, such as Blue Shield of California, Health Net, Aetna, and Anthem Blue Cross.

  • Health Insurance
  • Life Insurance

2022 University Ave, Berkeley, CA 94704
WebsiteLicense: 0K90194 Rating

Review Sources

4.9 (84)
5.0 (12)

Why choose this provider?

Health & Integrative Insurance Solutions, Inc., is an agency that delivers a wide range of health insurance solutions for customers residing in Berkeley. It offers health insurance plans for individuals and families to protect them from unexpected medical expenses. It also provides Medicare supplement plans, for seniors 65 years old and above, which helps pay for treatments, doctor's visits, and medical tests. Its independent broker, Ezra Herzog, has been guiding clients through the Affordable Care Act for over eight years.

  • Employee Group Benefits
  • Life Insurance
  • Individual Health Insurance

2150 Shattuck Avenue, Suite 410, Berkeley, CA 94704
WebsiteLicense: 0523197 Rating

Why choose this provider?

Gary Eason is an insurance agent who serves families and businesses in Berkeley and nearby areas. He offers health insurance coverage solutions based on the needs of each client. He has plans that cover individual medical expenses, disability paycheck, and supplemental health. In addition, Gary assists with Medicare Supplement plans, life insurance, and risk management options for personal and commercial properties. His agency has been a family-run business since 1976, and its agents have over 76 years of collective experience under State Farm Insurance.

  • Health Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What is the health insurance provided to Berkeley university students?

    The Student Health Insurance Plan provides medical coverage to undergraduate and graduate students in Berkeley. They may also include their qualifying family members in the policy. The plan pays for urgent care, preventive care services, behavioral therapy, pharmaceutical medications, as well as dental and vision benefits. Since all students are mandated to have health insurance, participation in SHIP is automatic.

  • Can you use SHIP to obtain medical care outside the University Health Services Tang Center in Berkeley?

    Yes. You may use the Student Health Insurance Plan to obtain medical care outside the University Health Services Tang Center in Berkeley. There is currently no requirement to acquire referrals from UHS before visiting off-campus medical facilities. In most cases, healthcare providers do not require any documentation. However, if additional proof is necessary, the UHS letter may be utilized. It is recommended to maximize SHIP benefits by visiting an in-network provider.

  • How can you get medical care in Berkeley immediately if you do not have a health insurance ID card yet?

    In an emergency, you can go to a Berkeley hospital without worrying about your insurance. Hospitals are required by law to treat anyone who needs urgent care. If you must visit a healthcare provider before receiving your health insurance ID card, contact their office and inform them of your situation. They may directly submit the claim to your insurer or allow you to follow up with them once you have your ID card. Another option is to pay for the service out-of-pocket and request reimbursement from your carrier. If you cannot afford to do so, check with your insurer for a temporary ID card.

  • Is it possible to have employer-based health insurance and Medicare in Berkeley simultaneously?

    Berkeley residents are allowed to possess Medicare and employer-based health insurance. It will be specified in the two policies that the primary payer will initially cover the expenses, while the secondary payer will pay the remaining balance. For companies with less than 20 employees, Medicare will be billed first. If the employer has more than 20 workers, the employer-based coverage will pay the medical bills incurred by policyholders aged 65 or older.

  • Can your estate be affected by your health insurance in Berkeley?

    Yes. Under the Medicaid Estate Recovery Program, the state will be allowed to file a claim against Medicaid recipients following their passing to recoup the amount expended during their lifetime in Berkeley. This claim is filed during the probate of the estate. If the insured has no assets, the state authorities cannot go after the beneficiary's live relatives for repayment.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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