Best Health Insurance Agencies in Berkeley

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Gary Eason logo

Gary Eason

2150 Shattuck Avenue, Suite 410, Berkeley, CA 94704
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  • Health Insurance

Gary Eason is an insurance agent who serves families and businesses in Berkeley and nearby areas. He offers health insurance coverage solutions based on the needs of each client. He has plans that cover individual medical expenses, disability paycheck, and supplemental health. In addition, Gary assists with Medicare Supplement plans, life insurance, and risk management options for personal and commercial properties. His agency has been a family-run business since 1976, and its agents have over 76 years of collective experience under State Farm Insurance.

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Health & Integrative Insurance Solutions, Inc. logo

Health & Integrative Insurance Solutions, Inc.

2022 University Ave, Berkeley, CA 94704
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  • Employee Group Benefits
  • Life Insurance
  • Individual Health Insurance
  • Health Insurance
  • Medicare Supplement Insurance

Health & Integrative Insurance Solutions, Inc., is an agency that delivers a wide range of health insurance solutions for customers residing in Berkeley. It offers health insurance plans for individuals and families to protect them from unexpected medical expenses. It also provides Medicare supplement plans, for seniors 65 years old and above, which helps pay for treatments, doctor's visits, and medical tests. Its independent broker, Ezra Herzog, has been guiding clients through the Affordable Care Act for over eight years.

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Lazena Kelly-Andrada logo

Lazena Kelly-Andrada

2517 Sacramento Street, Suite B, Berkeley, CA 94702
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  • Medicare Supplements

Lazena Kelly-Andrada is a local insurance agent that has been serving clients in Berkeley through State Farm Insurance. She offers health insurance policies that protect what matters most, covering medical expenses, Medicare supplements, and disability paycheck. Additionally, she provides life, business, auto, and homeowners insurance. Lazena has been affiliated with State Farm for 33 years and has recently moved to agency leadership in 2003. She is a member of the National Association of Insurance and Financial Advisors.

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​On San Francisco Bay Insurance Services logo

​On San Francisco Bay Insurance Services

Oakland, CA
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  • Health Insurance

​On San Francisco Bay Insurance Services helps prepare the future of individuals and businesses throughout the Berkeley metro. It offers health insurance, Medicare products, and longevity plans through its partner carrier companies. The family-oriented agency addresses the needs of its clients by paying attention to each query. The company is a certified agent for Covered California, an authorized broker for Blue Shield, an affiliate of Dental Family, and an agent for United Labor Insurance Services. It also assists in international travel health plans.

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Rockridge Health Benefits logo

Rockridge Health Benefits

Berkeley, CA
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  • Health Insurance
  • Life Insurance

Rockridge Health Benefits provides healthcare insurance plans to the Berkeley area. It caters to families and individuals that seek insurance plans that cover their future medical expenses. It also offers group health benefits for business owners to help them secure their employees' health, such as medical, vision, and dental. Rockridge Health Benefits is led by Jonathan Greer, a licensed health benefits broker representing several health insurers, such as Blue Shield of California, Health Net, Aetna, and Anthem Blue Cross.

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Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

A: The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Q: Do employers have to offer health insurance?

A: The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Q: Do you have to pay a health insurance deductible upfront?

A: In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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