Best Pet Insurance Companies in Concord

FAQs

• Is dental care covered in pet insurance policies in Concord?

  Dental care, like annual teeth cleaning and other preventative vet services, is not covered by standard pet insurance policies in Concord. Insurers typically offer dental care coverage under wellness plans you can buy as an add-on. Standard policies only cover dental illnesses like gingivitis and dental-related injuries resulting from accidents.

• Do you have to change your vet if you are buying a new pet insurance policy in Concord?

  You can use any vet you prefer in Concord, so there is no need to change vets. Pet insurance doesn’t have networks like human health insurance, which limits your provider choices. Its coverage works through a reimbursement system where you pay the vet bill upfront and then claim reimbursement from your insurer. Most insurers also reimburse vet bills from other parts of the country if you travel with your pet as long as the vet has a U.S. license.

• Will your pet insurance policy in Concord pay for euthanasia if needed?

  Generally, euthanasia is covered by pet insurance companies in Concord if the vet recommends it as the humane procedure to take. Note that the recommendation must be due to a condition covered by your policy. If you have an accident-only pet insurance policy, it will not cover euthanasia recommended due to an illness.

• Can you get pet insurance for a sick pet in Concord?

  Your pet will be eligible for insurance even if it is sick. However, your pet’s current illness and future vet expenses related to this illness will not be covered as it will be considered a pre-existing condition. Pet insurance companies in Concord do not cover pre-existing conditions. Some consideration may be given later if the illness is curable and your pet has been symptom-free for a certain period.

• If your pet gets injured in a car accident with you in Concord, will your auto insurance or pet insurance cover the injuries?

  Both insurance policies can help you pay for your pet’s injury treatment. Standard pet insurance in Concord covers accidents and illnesses, so you can reimburse your pet’s injury treatment costs. If your auto insurance includes collision coverage, which pays for damage to your vehicle and property in the vehicle, you can also claim your pet’s vet expenses. Pets are considered property by insurers. Collision coverage varies per insurer, so check our auto policy for clarity regarding pet injury coverage.