Best Mortgage Brokers in Alameda

California Real Estate Finance serves clients throughout Alameda and the surrounding areas. The company has helped clients since 1988 and has created loan programs such as the NO-COST loan. Its team educates clients on the different types of mortgages and assists clients in selecting a loan program that suits their needs and financial situation. Richard Pavao, the president of the company, started as a loan processor for FHA and VA loans. Clients can apply for a mortgage loan online through the company's website.

California Real Estate Services offers personalized mortgage solutions to Alameda clients. Whether first-time homebuyers or seasoned investors, it helps borrowers obtain loan programs that fit their needs based on their unique criteria and scenarios. Its loan officers keep up-to-date on the changing market conditions and advise on different financing options, such as ARM, conforming, FHA, jumbo, USDA, and VA programs. The company also refinances existing mortgages for people seeking to change the terms, reduce interest rates and monthly payments, or cash out from their homes’ equity.

Fresh Home Loan is open to Alameda-based mortgage applicants who wish to buy new homes or refinance their loans. Its comprehensive application process considers each client's credit score and total assets, as well as marketing conditions and interest rates. It also has HELOC options available for those seeking to improve their properties, consolidate their debts, and obtain funds for emergency spending. Its team is headed by Garrick Werdmuller, whose knowledge and familiarity with lending processes and mortgage programs spans more than 15 years.

Joe Starkey is a mortgage broker, coach, and Realtor who operates in and around the Alameda area. Starkey’s mission is to accelerate his clients’ financial independence by offering mortgage and refinancing programs with lower interest rates. He believes that giving home buyers financial knowledge demystifies mortgages for them and provides them with self-reliance in getting loans on their terms. Starkey started working in the real estate and mortgage industry in 2005. He works in partnership with SELFi.