Best Mortgage Brokers in Hayward

Located in San Ramon, Apex Mortgage Solutions is a full-service mortgage broker company serving residential and commercial customers in Hayward, San Lorenzo, and the entire state of California. It specializes in conventional and VA/FHA loans and provides mortgage and refinancing services for the purchase of a new home or the restructuring of an existing loan. Apex Mortgage Solutions' refinancing options include FHA cash out and streamline, conventional, and jumbo loans.

Working for Bay Area Funding Group, Carrie Sanford is a senior loan officer who offers mortgage services to residents in Hayward and the surrounding areas. VA, USDA, FHA, and conventional loans are some of the loan options that she offers clients who are looking to purchase a house. She also offers several financing options for clients looking to refinance. Sanford has various skills and experiences in mortgage and financing that she utilizes to help first-time buyers.

United Lending Partners is a mortgage brokerage firm serving Hayward and the surrounding areas. With over 45 years of combined mortgage and lending experience, the firm assists clients to secure FHA mortgage programs as well as purchase loans and cash-out equity loans. It also provides debt consolidation assistance and refinancing of outstanding loans. United Lending Partners maintains a consistent relationship with local loan providers so that its clients can avail themselves of the latest programs and options.

David Shoffner is a mortgage consultant that helps borrowers in Hayward with their real estate and mortgage lending concerns. He helps clients arrange residential mortgage plans, VA loans, as well as financing programs for investment properties. Shoffner also has experience in mortgage underwriting, banking, and loan origination. As the owner of Preferred Mortgage Services, Shoffner uses online tools to cater to loan applications. He has been providing mortgage guidance and home financing advice since 1995.

Diversified Capital Funding is a mortgage firm that offers home financing opportunities for property buyers in Hayward. It carries a wide range of mortgage loan programs, such as conventional and jumbo purchases, FHA, VA, and cash-out refinance. Diversified Capital Funding employs over 1,500 mortgage professionals equipped with system tools and knowledge to simplify the complexities of the application process. It strives to deliver a personalized approach by providing options and information to help its clients make informed decisions.

Headquartered in Pleasanton, Excel Realty & Mortgage is an independently owned mortgage firm that provides loan options to residents of Hayward and the surrounding communities. The firm assists clients who are looking to sell or buy properties. It offers home financing services for home buyers and refinancing services. Shawnacy M. Nauroth and John Robison established Excel Realty & Mortgage in 2005 and started hiring experienced agents in 2006. Nauroth now serves as the agency's president and CEO.

Fresh Home Loan is an independent mortgage brokerage firm serving families, first-time homebuyers, business owners, and retirees in Hayward and neighboring areas. This firm provides a variety of mortgage options, including home purchase, refinancing, cash-out, VA, FHA, and jumbo loans. With its access to several lending organizations, it provides a diverse portfolio of products to meet a multitude of insurance needs. President and CEO Garrick Werdmuller has more than 17 years of experience in the industry.

Jason Yui is a lending professional who helps Hayward residents with their mortgage needs. Jason and his team of loan officers strive to get loans approved for their clients in 30 days or less. They guide clients through the entire mortgage process and help them with the necessary requirements. Jason is a senior loan officer from Supreme Lending, a full-service mortgage lender that was established in 1999. He is one of the company's thousands of mortgage employees in its 50 state branches across the country.

Jim Wilson is a mortgage broker who has been helping people since 1999 with their loans and mortgages. He works closely with small to large-scale lending institutions and banks across the country. Wilson looks for the best loans that families can use to purchase their first home or to refinance an existing property. He also assists clients looking for investment financing or cash-out options. Wilson is the lead principal and broker at Preferred Mortgage Inc. that serves individuals and families in San Ramon, Hayward, and surrounding areas.

Jocelyn DeGuzman is a mortgage broker serving Hayward and the surrounding areas for more than 17 years. She has assisted hundreds of clients with buying, selling, and financing their properties. Some of her services include conventional loans, FHA loans, VA mortgages, USDA rural development loans, and jumbo loans. She also offers refinancing services for clients looking to find a better interest rate or get some cash out of their home equity. Jocelyn is a native of the Bay Area and has a thorough understanding of the local market.

Light Mortgage has a group of mortgage professionals trained to assist clients in finding mortgage options in the marketplace. Serving the community of Hayward, its offered loan programs include FHA, VA, jumbo, 203k, and reverse mortgage loans. The firm also offers loan options, such as adjustable-rate mortgages and 30-year and 15-year fixed-rate mortgages. In addition, Light Mortgage assists clients looking to refinance their current mortgage, build equity, and update their homes through its refinancing programs.

Lisette Bridges is a mortgage consultant for Golden Pacific Home Loans Inc. that guides clients in the Hayward metro through residential financing processes. She has extensive experience working with various financial institutions and putting together diverse options for home purchases and mortgage refinancing. Her firm helps homeowners and homebuyers with good credit standing as well as those who are credit challenged. Some of the loan programs she works on include conforming loans, government loans, investor loans, and loans for the self-employed.

Michael Idarola is a mortgage expert that assists Hayward residents in home purchase or refinancing transactions. An affiliate of Premier Lending Inc., he educates homeowners about the mortgage process and helps them find the best possible deals, including FHA, conventional, and USDA loans. He also offers guidance in verifying whether refinancing suits their financial goals, whether to reduce interests, consolidate debts, modify existing loan terms, or address financial emergencies. Michael has been providing mortgage advice to clients since 2002.

Preferred Financial Group, Inc., is a San Ramon-based company that serves residents in Hayward. It offers a number of financing services, including mortgage assistance. Its team of home loan specialists has access to programs from more than 20 lenders, allowing them to find financing options that will match their clients' individual needs. They also strive to maintain constant communication with borrowers from the beginning of the process until closing. Preferred Financial Group, which was founded in 1979, offers real estate and insurance services as well.

Reliance Financial is a mortgage firm that serves clients in Hayward. The company helps clients in finding the right loan options for their unique needs. Its team of professional brokers is well-versed in handling a variety of loan and mortgage options such as FHA, VA, jumbo, conventional, and first-time home buyers. Second home and investment home financing services are also available. The company has been providing its services to the community for more than 40 years.

Russell Doi is a home equity retirement specialist that offers reverse mortgages in the Hayward area. He works under Mutual of Omaha Mortgage company and has been in the mortgage industry for over 30 years. His reverse loan programs include HECM loan, HECM for purchase, and jumbo reverse mortgages. Doi strives to help seniors in retirement increase their financial resources through reverse mortgages. In addition, he volunteers to organizations such as J-Sei, a senior services non-profit organization.

Sergio Szyrko is a senior loan officer from Fairway Independent Mortgage Corporation. He aims to help Hayward residents acquire their own homes by providing them with loan options that suit their needs. He also strives to provide his clients with personalized service and guidance through every phase of the loan process. Fairway Independent Mortgage Corporation was founded by Steve Jacobson in 1996. It provides a variety of loan options such as conventional, jumbo, FHA, USDA, and VA loan programs.

Shining Star Funding is a San Ramon-based mortgage firm that serves clients in Hayward. The company offers a wide range of loan options for homeowners, homebuyers, and real estate investors, including FHA home loans, adjustable-rate mortgage loans, fix and flip loans, jumbo loans, and reverse mortgages. Shining Star Funding has financed more than $12 billion in loans and originated over 45,000 loans in 2015. It has a workforce of more than 3,500 and is active in the real estate market in the East and West Coast.

The Agency Real Estate and Finance is a mortgage broker that provides services to clients of Hayward and the nearby areas. The business helps individuals in choosing the right mortgage loans with the best interest rates. Some of the loan options it handles include VA, FHA, first-time home buyers, conventional, and reverse. The company also offers periodic fixed ARM, adjustable rate, and 15-year or 30-year fixed mortgages. This full-service firm represents clients from both residential and commercial markets.

Trans Global Lending is a mortgage company that is committed to finding the right loans that fit the needs of Hayward clients. Its loan options include jumbo, FHA, VA, and cash-out refinancing loan programs. Having been in the business for more than 20 years, the company has established 27 offices in nine states. With a goal to make the home loan process easy, its team strives to submit applications within two days from document submission and release funds in less than 30 days.