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Best Life Insurance Companies in Gilbert

2024

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Providers

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Website
451 E Pinto Dr, Gilbert, AZ 85296

Why choose this provider?

Diane Prentice began her insurance career with Health Insurance Choices in 2000 and has been an independent broker since 2000. The Health insurance company in Gilbert works with a network top-tier carriers to provide its clients with essential options. Its team consults with individuals to determine the plan and coverage that most effectively meets their needs. In addition to consulting with and helping senior clients navigate the Medicare system, Ms. Prentice evaluates individual plans, such as HMOs and PPOs, to ensure they align with specific requirements. Supplemental policies, including dental, vision, prescription, and long- and short-term care are also assessed.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3303 E Baseline Rd Ste 106, Gilbert, AZ 85234

Why choose this provider?

Krell Financial Group is an independent agency and financial planning company that advises clients on life and health insurance plans, including long-term coverage plans. It works with over 20 different providers, giving clients a wide range of policy options. This agency helps clients to select plans that best protect their assets and contribute to their long-term goals and it has particular experience with the financial impacts of life and health issues, so it often helps clients to secure policies that include coverage for income replacement and education expenses, as well as specialized disability care. Assistance with workers' compensation coverage is available to business owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (48)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1757 East Baseline Road #137, Gilbert, AZ 85233

Why choose this provider?

JW Financial Consulting LLC is an independent agency and financial consulting company connecting clients with life insurance policies that are right for them. Since this company has extensive knowledge of financial planning, it helps clients to provision for their families and make business arrangements by guiding them towards policies with appropriate amounts of coverage that pay for a range of needs should policy holders die or become debilitated. JW Financial Consulting LLC also offers long-term care plans that provision medical attention and living arrangements for clients, typically in old age. This company provides a wide range of financial planning services in conjunction with its insurance offerings, helping clients to build holistic plans that cover all types of assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1240 N Mondel Dr, Gilbert, AZ 85233

Why choose this provider?

Toro Insurance Group provides life insurance coverage to individuals who need to provision for expenses related to their arrangements as well as their families and businesses. It offers disability insurance policies that protect clients financially in the event they can no longer work due to health conditions. This company also provides health insurance coverage as part of its umbrella policies, which are attached to home and auto insurance policies. In any case, Toro Insurance Group helps clients to select the amount of coverage they need to pay for medical bills, funeral costs, and extended benefits such as income replacement and educational expenses, and it assists them when they need to make claims to procure these benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
459 N Gilbert Rd Ste A211, Gilbert, AZ 85234

Why choose this provider?

MoniQue Hoffman is a life insurance company in Gilbert offering life and health insurance packages. Since life insurance is this company's specialty, the selection of options it offers is particularly robust. Term life, universal life, whole life, single premium life, and both simplified and guaranteed issue coverage options are available. MoniQue Hoffman offers health insurance policies to individuals, families, large groups, and small businesses. Its agents guide clients through the policy purchase process and allow them to customize policies to fit their specific needs and challenges so that the coverage they purchase is most likely to fully benefit them. Both short and long-term coverage plans are available. MoniQue Hoffman performs financial services too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3885 South Val Vista Drive, Gilbert, AZ 85297

Why choose this provider?

Greg McAlpin - State Farm Insurance Agent caters to the insurance policy needs of clients in Gilbert and the surrounding Maricopa County neighborhood. Greg McAlpin is a second-generation State Farm insurance agent. Together with his team of insurance professionals, the agency has a collective experience of more than 33 years. McAlpin offers auto insurance, home insurance, property insurance, business insurance, life insurance, and health insurance. The agency also handles annuities and renters insurance opportunities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (66)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9666 East Riggs Road, Sun Lakes, AZ 85248
  • Life Insurance

Why choose this provider?

The Charles Company & Associates, Inc., is a locally owned independent insurance agency that has been operating since 1982. It attends to the financial needs of retirement community residents in Gilbert. The agents offer life insurance policies and assist clients through the buying process. They also handle different types of insurances, such as homeowner's, renter's, and auto insurances. In addition, The Charles Company & Associates is a member of the Independent Insurance Agents & Brokers of America.

License Verified:

License: 1800004132

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3701 East Baseline Road, Gilbert, AZ 85234

Why choose this provider?

Tom Duffy is a State Farm insurance agent who has been providing services to clients around the Gilbert communities since 1990. Prior to serving the Gilbert area, Duffy was also a State Farm insurance agent in two other states, which are Illinois and California. He is certified by both Chartered Property Casualty Underwriter (CPCU) and Chartered Life Underwriter (CLU). The insurance coverages that Duffy and his team offer include car insurance, home insurance, life insurance, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (24)
Facebook
5.0 / 5 (15)
Yelp
4.5 / 5 (10)

Website
6630 East Baseline Road, Mesa, AZ 85206
  • Life Insurance

Why choose this provider?

Stickler Webb Insurance has been in the industry for many years, offering insurance policies to individuals and businesses in the Gilbert area and the surrounding communities. The company provides life insurance plans to its customers with their preferences and needs in mind. With a wide range of insurance providers to choose from, such as Applied Underwriters and Liberty Manual Insurance, its team of insurance agents is equipped to craft different kinds of life insurance policies.

License Verified:

License: 1800015019

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1757 East Baseline Road, Gilbert, AZ 85233
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Linda Dyster is a licensed insurance agent for State Farm that operates in the Gilbert metro. She has been in the insurance industry for more than 20 years and specializes in both personal and business insurance lines. She leads a team of four customer service specialists in offering life insurance products such as term insurance, whole life insurance, and universal life insurance. Linda also offers policies for covering automobiles, properties, homes, as well as pets.

License Verified:

License: 7390171

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (41)
Facebook
4.0 / 5 (24)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
690 East Warner Road, Gilbert, AZ 85296
  • Life Insurance
  • Health Insurance
  • No Exam Policies
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Good Neighbor Insurance provides insurance plans in Gilbert. It offers long-term overseas health insurance for both individuals and large groups. Its overseas health insurance plans include benefits such as term life insurance, annual preventative check-ups, maternity coverage, medical evacuation, PPO plans with or without copay, and furlough or US coverage. The company caters to long-term workers and professionals overseas, international students, volunteer workers, nonprofit charity workers, and social entrepreneurs. Good Neighbor Insurance was established in a home office in 1997.

License Verified:

License: 1800002922

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.4
Facebook
3.0 / 5 (36)
Google
4.5 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2727 West Frye Road, Chandler, AZ 85224
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care

Why choose this provider?

JMI Southwest LTD is an independent insurance agency that provides insurance services to residents of Gilbert and the surrounding communities. It represents multiple insurance companies that provide personal and commercial insurance packages. It provides personal insurance services like permanent life insurance, term life insurance, whole life insurance, homeowners' insurance, auto insurance, and boat insurance. Additionally, it provides additional insurance services like long-term care and disability insurance. JMI Southwest LTD has more than 20 years of experience in life, health, and annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1425 South Higley Road, Gilbert, AZ 85296
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Rightway Insurance LLC is an independent insurance agency offering insurance solutions to clients in Gilbert. It provides a range of insurance services such as term life insurance, individual and family health insurance, employee group health insurance, workers’ compensation insurance, and umbrella insurance. The company also has other insurance options including auto insurance, boat and Jet Ski insurance, motorcycle insurance, rental property insurance, and home insurance. Rightway Insurance LLC was established by Ron Maxwell in 2010.

License Verified:

License: 1800007929

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (160)
Yelp
4.0 / 5 (7)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3757 South Gilbert Road, Gilbert, AZ 85297

Why choose this provider?

GEICO assists Glibert-based residents with a wide range of insurance options. The agency provides insurance for various types of vehicles including cars, boats, ATVs, and motorcycles. It also helps clients insure mobile homes and condominiums. The company also provides insurance coverage for businesses for workers' compensation, medical malpractice, cyber liability, and professional liability. GEICO assists clients in insuring their pets. The company's pet insurance covers cancer, dental issues, non-pre-existing illnesses, and accidents. Other insurance options include jewelry and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.9 / 5 (268)
Facebook
1.3 / 5 (35)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1521 East Elliot Road, Gilbert, AZ 85234
  • Life Insurance
  • Health Insurance

Why choose this provider?

Seth Preus is an insurance agent who serves clients in Gilbert and the surrounding areas. His life insurance policy options include term life insurance, whole life insurance, and universal life insurance. Additionally, he offers other insurance policies for auto, home, property, business, and health; he can also assist clients in managing their banking needs. Seth Preus leads a State Farm team through Seth Preus Insurance Financial Service, Inc. He is a member of the National Alliance on Mental Illness.

License Verified:

License: 7705426

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (8)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
861 North Higley Road, Gilbert, AZ 85234

Why choose this provider?

Jackson Insurance Group is an insurance agency based in Gilbert. The company specializes in various insurance options including cyber and tech liability insurance, workers' compensation insurance, commercial auto insurance, restaurant insurance, and drone insurance. The drone insurance coverage is to address accidents and damages caused by unmanned aircraft. Apart from these specialty insurance policies, Jackson Insurance Group offers life insurance, home insurance, business insurance, and health insurance. The business also provides retirement planning services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (31)
Google
4.8 / 5 (27)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1125 East Southern Avenue, Mesa, AZ 85204

Why choose this provider?

The Arizona Group has been offering insurance services throughout Gilbert and other areas since 1993. The professionals from this business specialize in various insurance programs to help clients make informed decisions and understand all the risks. The company's insurance advisors provide life and health, personal, and business insurance solutions. They have insurance for commercial and rental properties, long-term disability, individual health, workers' compensation, and valuable possessions. The Arizona Group is a member of the United Agents of Arizona.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Gilbert, AZ 85233

Why choose this provider?

Kaploe Insurance is an independent life insurance agency in Gilbert performing a range of services for clients interested in policies as well as those who have policies through its office. It's highly experienced with life insurance policies but also provides health and Medicare plans. Clients can purchase both term life insurance and permanent life insurance through this provider. Kaploe Insurance offers several types of health insurance coverage including specialized policies for individuals, families, groups and businesses, seniors, and returns of premium life insurance. This agency works with all of its clients to ensure that they get the type of coverage that best fits their needs, and it manages their claims as well as their disputes when covered scenarios occur.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1530 East Williams Field Road, Gilbert, AZ 85295

Why choose this provider?

Valley Insurance Group is a locally-owned and operated company based in Gilbert. Its team of insurance professionals offers a wide range of insurance options covering health insurance, auto insurance, and home insurance. They also provide life insurance plans for groups, individuals, and the disabled. Mortgage protection insurance and long-term care insurance are also included in the company's line of life insurance options. The independent insurance agency has been developing insurance policies for clients since 1994.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (143)
Yelp
4.5 / 5 (48)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What is the difference between a term life and a whole life insurance policy in Gilbert?

    Term life insurance only pays out if you die within a certain time period. It does not acquire value and terminates when the set period expires. This is useful if you only require short-term financial security for your dependents, such as until your child graduates or your home loan is paid off. Meanwhile, whole or permanent life insurance covers you for the rest of your life and accumulates cash value. Term life insurance in Gilbert is usually less expensive than whole life insurance.

  • What factors should you consider when deciding the amount of life insurance you should purchase in Gilbert?

    Life insurance is typically purchased to benefit your dependents in the event that you die early, allowing them to maintain their existing lifestyle, pay for death expenses, and settle any debts you may leave behind. When assessing the value of your life insurance coverage in Gilbert, keep the following factors in mind:

    • The number of children that will require financial assistance.
    • Any existing debts that must be paid.
    • Your and your spouse's estimated future earnings.
    • Ages of you and your spouse.
  • Who will pay the benefits to your family if your life insurance company in Gilbert goes out of business in the future?

    If your life insurer in Gilbert becomes insolvent or goes out of business, the Arizona Life and Disability Insurance Guaranty Fund will assume the provision of your policy's benefits, albeit with restrictions. The Arizona GF will pay payments up to $300,000 in death benefits and $100,000 in withdrawal values, whichever is less than the policy limits. It is authorized to pay insurance claims, as well as continue your coverage or transfer it to another solvent insurer.

  • What are the benefits of buying your young children their own juvenile whole life insurance policy in Gilbert?

    A juvenile whole life insurance policy in Gilbert can protect your finances should the tragedy of child loss hit you or give your child financial security when they reach adulthood. It typically provides the following benefits:

    • Lower rates which are locked in throughout the child’s lifetime.
    • Pays for end-of-life expenses in case of child loss.
    • Builds up value that the child can later access for college expenses, etc.
    • Transferrable to your child when they reach legal age, usually 18 years.
  • Will your beneficiaries be taxed for the death benefits they will receive from your life insurance policy in Gilbert?

    Life insurance policy lump sum death benefit payments are tax-free in Arizona. If your Gilbert beneficiaries choose to receive payments in installments, any interest earned by your insurance fund will be taxed. Furthermore, if your benefits are sent to your estate, the amount is taxed. Additionally, if you pay out or surrender your policy, you may be taxed.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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