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Best Life Insurance Companies in Scottsdale

2024

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Website
4815 E Carefree Hwy Ste 108-291, Cave Creek, AZ 85331

Why choose this provider?

Marie B. Gonzales Insurance Agent is a independent agency that sells life insurance. It's experienced with every type of life insurance policy and works with clients to find the right products for them, whether those products be term, whole, or universal life policies. It also manages policies, acting as a consultant and liaison to clients who need various services following the solidification of policy purchases, or who need to make claims with their carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Yelp
3.5 / 5 (22)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6819 E Willetta St, Scottsdale, AZ 85257

Why choose this provider?

Phoenix Health Insurance is a life insurance company in Scottsdale that sells individual and group health insurance plans as well as life insurance plans. This company has experience with standard health plans, but it also assists clients with Medicare-related insurance needs. It sells life insurance packages that provision for remaining expenses and children's future financial needs and provide debt relief. Clients can also purchase coverage for long-term care needs, as with nursing homes and other types of assisted living facilities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (22)
Facebook
4.3 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
20875 North Pima Road, Scottsdale, AZ 85255
  • Life Insurance

Why choose this provider?

Scottsdale Insurance Home offers life insurance policies, which help clients protect their families and properties. It is among the few agencies representing Chubb Insurance, a carrier that provides insurance programs to individuals and business owners who have a high net worth. It also handles insurance protection for classic autos, business assets, high-value homes, antiques, and yachts. In addition, it assists clients in obtaining auto insurance plans, including drivers who have multiple moving violations, DUI history, and medical conditions.

License Verified:

License: 7544641

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (7)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7300 N Via Paseo Del Sur, Suite 204, Scottsdale, AZ 85258

Why choose this provider?

Lyfe Advisors is an independent insurance agency with extensive experience in life insurance and general financial planning services geared towards individuals of older age. It assists clients with life insurance policies, as well as disability policies, and works to find policies by associated carriers that can cover their expenses and financial vulnerabilities following death. Its agents are experienced with Medicare policies and regularly help clients with related concerns. Retirement services are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5425 East Bell Road, Scottsdale, AZ 85254
  • Life Insurance

Why choose this provider?

Alliance Insurance Partners is an insurance brokerage firm serving Scottsdale and the rest of Arizona. The firm provides life insurance plans with term and whole life coverages. It also offers insurance products for long-term care, disability, homeowners, and condo owners. Commercial insurance policies for business owners are also available. Alliance Insurance Partners was founded in 2014. It has access to products from companies such as Foremost, Kemper, MetLife, and First American.

License Verified:

License: 1800012510

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (103)
Facebook
5.0 / 5 (23)
Yelp
3.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11333 N Scottsdale Rd Ste 295, Scottsdale, AZ 85254

Why choose this provider?

Watermark Wealth Strategies LLC is a life insurance company in Scottsdale serving clients all over the metro area. This company specializes in private wealth management and helps clients to make life insurance plans that contribute positively to their long-term goals and provide adequately for their dependents. In addition to policies that cover costs associated with sudden death or disability, Watermark Wealth Strategies LLC also assists clients with needs related to retirement as well as long-term care.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
16404 N Aspen Dr, Fountain Hills, AZ 85268

Why choose this provider?

Ralph Norman is a life insurance company that primarily works with people nearing retirement. It assists with life insurance purchases within the process of delivering comprehensive financial and life planning advice to those who are typically purchasing life insurance policies to provision for end-of-life expenses and as investments. Ralph Norman offers different types of life insurance plans, including those that include benefits for long-term care needs. Annuities services are available too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10450 N 74th St Ste 110, Scottsdale, AZ 85258

Why choose this provider?

Spence Cassidy & Associates is an independent health insurance company in Scottsdale that also has a financial background. It sells individual and group health insurance packages to suit personal or business-related needs and assists with the entire shopping and policy agreement process, as well as needs related to claims and policy changes. Spence Cassidy & Associates sells life insurance policies too, as well as coverage for disability and long-term care.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Phoenix, AZ

Why choose this provider?

ABCD Medicare sells health insurance policies to individuals, particularly those eligible for Medicare programs. It also sells life insurance packages, and combines both types of insurance services to deliver well-rounded senior planning services. However, this company also sells group health packages that allow clients to experience particular benefits associated with the volume-based format. ABCD Medicare partners with a multitude of carriers that provide diverse policy options to clients with different needs and interests.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7206 E Cave Creek Rd, Cave Creek, AZ 85331

Why choose this provider?

Tyrol Insurance Agency is a family owned insurance brokerage with over 50 years of industry experience selling life and health insurance policies. It sells life insurance policies that protect its clients' dependents from financial vulnerabilities associated with the loss of their income or the inability to provide for various future life expenses, such as education. Tyrol Insurance sells both fee-for-service and managed care plans that give clients a choice of how they would like to approach coverage. Long-term care policies are available as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Yelp
3.5 / 5 (22)
Facebook
4.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7150 East Camelback Road, Scottsdale, AZ 85251
  • Life Insurance

Why choose this provider?

Rob Hess is an independent life insurance broker serving clients in Scottsdale and the surrounding areas. Hess is affiliated with HealthMarkets, an insurance brokerage where he caters to individuals, families, and small business owners, providing a wide range of insurance products. Such products include life, health, and disability insurance, in addition to Medicare plans. He is a member of the Chairman’s Club and was ranked among the Top 5% agents in the company. Moreover, Hess has qualified for the UTCF certification.

License Verified:

License: 8093169

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
14300 North Northsight Boulevard, Scottsdale, AZ 85260
  • Individual Plans
  • Life Insurance

Why choose this provider?

The Right Choice Insurance Agency has over 60 years of combined risk management industry experience and has been assisting Scottsdale clients with their insurance needs. It has partnered with a variety of insurance carriers to provide individuals, businesses, and commercial clients with a life insurance package tailored to meet their needs. It mainly assists with term life insurance, which can be several types such as convertible, level term, or annual renewable. Other products and services include auto insurance, homeowners' insurance, and personal umbrella insurance.

License Verified:

License: 1800010023

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16930 E Palisades Blvd Ste 100, Fountain Hills, AZ 85268

Why choose this provider?

Brokers Alliance is active in the Scottsdale metro area, selling life insurance policies to individuals who need coverage for a variety of costs associated with death and remaining dependents. Usually its agents help clients interested in life insurance plans to navigate options provided by various carriers and select policies that fit their circumstances. However, this company is also highly experienced with annuities and offers flexible options to clients who want to invest in different ways.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13880 N Northsight Blvd Ste 109, Scottsdale, AZ 85260

Why choose this provider?

Allen Financial Insurance Group is active throughout the Scottsdale metro area and assists clients with all manner of health and life insurance needs related to horses. It sells these insurance products to various kinds of individuals and businesses that own and work with equestrian animals and sells policies that cover a range of liabilities related to their health and lives. Allen Financial Insurance Group also offers a multitude of commercial and general business insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Yelp
3.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7373 North Scottsdale Road, Scottsdale, AZ 85253
  • Life Insurance
  • Health Insurance

Why choose this provider?

Brett Gaboury is a State Farm insurance agent serving clients throughout the Greater Scottsdale metro area. He offers life insurance options, such as universal, term, and whole life insurance policies. Other options include auto, property, pet, health, and homeowners' insurance plans. He also assists customers with out-of-state moves to Canada and Arizona. Gaboury is a board member of NAIFA Phoenix. He carries more than 12 years of combined experience in the industry and is fluent in English and Spanish.

License Verified:

License: 17119309

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (222)
Facebook
5.0 / 5 (41)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14301 North 87th Street Suite 306, Scottsdale, AZ 85260
  • Life Insurance

Why choose this provider?

Westmount Insurance Agency provides individuals in and around the Scottsdale area with insurance services. Offering an extensive range of insurance plans, it crafts personal insurance products such as life insurance. The company also assesses the type of life insurance its clients need, as well as the coverage they should choose based on their preferences and budget. As an independent insurance agency, it offers policy options from multiple carriers. Dimitri Vlahandreas and Brigette Vlahandreas lead the agency as its principals.

License Verified:

License: 1800008924

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8121 E Indian Bend Rd Ste 130, Scottsdale, AZ 85250

Why choose this provider?

Apex Insurance Partners is a life insurance agency in Scottsdale insuring individuals to reduce the financial liabilities associated with death. It handles term, whole, and universal life policies and provides consultation services to help clients determine which type of policy they need. Aside from life insurance coverage for individuals, Apex Insurance Partners also offers a lot of different insurance products for miscellaneous personal and business needs that don't involve health or death-related liabilities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8147 E Evans Rd., #B-07, Scottsdale, AZ 85260
  • Term Life Insurance
  • Permanent Life Insurance Policy
  • Life Insurance

Why choose this provider?

The Pinnacle Peak Insurance Group is a family-owned agency serving the Scottsdale community and its neighboring areas. Its agents help clients in securing life insurance, in addition to coverage for properties and valuables, including recreational vehicles, apartments, homes, and businesses. The company gives clients access to over 50 insurance providers, providing them with several options for finding the coverage that matches their needs and budgets. The agency has been in the insurance business since 2012.

License Verified:

License: 1800009953

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (89)
Facebook
5.0 / 5 (16)
Yelp
4.6 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Can you recover some money if your life insurance company in Scottsdale goes bankrupt?

    If your insurer in Scottsdale goes bankrupt, the Arizona Life and Disability Insurance Guaranty Fund may provide some or all your life insurance benefits, usually up to $300,000. Should this happen, do not stop paying your premiums because your benefits can be possibly terminated. A new insurance company will send more information through your mail, so it is important to keep your contact information updated.

  • Will your life insurance be taxed in Scottsdale?

    Generally, the cash earnings of your life insurance in Scottsdale will not be taxed unless some events happen. These events can be cashing in the policy and selling or transferring it to another account. The IRS may also tax the benefits if the policy no longer complies with the IRS's definition of a life insurance policy.

  • What are the income eligibility requirements for insurance under Arizona Long Term Care System in Scottsdale?

    To be eligible for insurance under the Arizona Long Term Care System (ALTCS), you should have an income of $2,313 in Scottsdale. Should your income be more than this limit, you can still become eligible by putting the excess income into a Miller Trust. Some conditions of this trust include placing Medicaid as the recipient once the beneficiary passes away and making the trust irretrievable.

  • Do you need life insurance in Scottsdale if you are single?

    Even if you are single, life insurance in Scottsdale can be used to pay for your debts, funeral expenses, and long-term care, should the need arise. For example, the proceeds of your life insurance will be able to pay your debts if you have a co-debtor or your assets are not enough. Additionally, these can also be used for long-term care should you have conditions such as Alzheimer's, cancer, and arthritis.

  • Can benefits be claimed by creditors when the policyholder in Scottsdale dies?

    It depends. The state law, A.R.S. § 20-1131(A), offers provisions for beneficiaries of certain life insurance against creditor claims. Under the law, proceeds of life insurance cannot be used by creditors as payment for the debts of the policyholder in Scottsdale. However, if the deceased policyholder left the benefits to their estate, not to specific beneficiaries, creditors may be able to go after the estate.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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