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2024

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Best Life Insurance Companies in Tempe, AZ

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Tempe Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7791Reviewed

4681Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2747 West Southern Avenue, Tempe, AZ 85282
WebsiteLicense: 1800001558

Expertise.com Rating

Review Sources

Google
3.0 (12)
Facebook
5.0 (2)
Yelp
2.0 (2)

Why choose this provider?

Ayala Insurance Service has been insuring individuals and families in Tempe and other cities in the Valley of the Sun since 1999. The agency provides clients with different types of life insurance products, including term insurance and permanent insurance. Term insurance provides life insurance for a limited period of time, while permanent insurance offers lifelong protection. Ayala Insurance Service also offers customers other insurance solutions, including health, bonds, automobile, homeowners, and renters, business, and commercial insurance.

  • Life Insurance
  • Health Insurance

4411 South Rural Road, Tempe, AZ 85282
WebsiteLicense: 16535595

Expertise.com Rating

Review Sources

Google
5.0 (3)
Yelp
5.0 (3)

Why choose this provider?

Rodney Horne is a life insurance agent who services clients from Tempe and its surrounding areas. He provides index universal, whole, and term life insurance to prepare for clients and their families future. Aside from life insurance, he also offers dental, vision, critical illness, and supplemental insurance. Before becoming an insurance agent, Rodney worked in the airline sector for 13 years. He learned about the importance of insurance following an accident he met at the age of 26.

  • Life Insurance
  • Health Insurance

1721 West Greentree Drive, Tempe, AZ 85284
WebsiteLicense: 1800005044

Expertise.com Rating

Review Sources

Facebook
4.6 (361)
Google
5.0 (1)

Why choose this provider?

eFinancial is an independent agency that protects Tempe-based families, businesses, and individuals in different life situations. Its team of insurance agents provides life insurance solutions for clients to obtain financial security, pay end-of-life expenses, and cover outstanding debts. The different types of life plans are term life, final expense, and permanent life insurance. Clients have the option to add insurance policy riders to get more benefits, such as accidental death, terminal illness, inflation, child death benefit, and waiver of premium.

  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

P.O. Box 50145, Phoenix, AZ 85076
WebsiteLicense: 1800003182

Expertise.com Rating

Review Sources

Facebook
5.0 (13)

Why choose this provider?

CBS Insurance is a life insurance company that serves clients from Tempe and nearby areas. The agency provides whole, universal, and term life insurance to ensure security for the clients' loved ones. Insurance policies for critical illnesses, medical plans, and accidents are also available. CBS Insurance is led by James E. Jordan, Jr., an insurance professional who has been working in the insurance industry for more than 18 years. He specializes in developing supplemental insurance products.

  • Life Insurance

4645 South Lakeshore Drive, Tempe, AZ 85282
WebsiteLicense: 1800004710

Expertise.com Rating

Review Sources

Google
3.0 (7)
Facebook
5.0 (7)
Yelp
5.0 (2)

Why choose this provider?

Warburton Insurance Services, Inc., is a team of professionals committed to helping Tempe residents with their life insurance needs. The business offers a variety of individual life insurance products which include universal life, term life, and whole life insurance options. Its team of experienced professionals works with several different insurance companies to help clients make informed decisions about the right coverage plan. In addition, Warburton Insurance Services, Inc., offers mortgage protection insurance and fixed annuities.

  • Life Insurance

1805 East Elliot Road, Tempe, AZ 85284
WebsiteLicense: 1800010875

Expertise.com Rating

Review Sources

Google
4.0 (8)
Yelp
3.0 (3)
Facebook
5.0 (2)

Why choose this provider?

Irma Chaira has been a State Farm agent since 1999. She is a Spanish-speaking Arizona native who helps individuals in Tempe get the right life insurance coverage. In addition to life insurance, she works closely with clients to find insurance for automobiles, homes, pets, businesses, and properties. Additional financial products, such as mutual funds and banking solutions, are available. Chaira is one of the 19,000 State Farm agents across the country. State Farm has been around since 1922.

  • Life Insurance
  • Health Insurance

6991 E. Camelback Rd. Suite D-300, Scottsdale, AZ 85251
WebsiteLicense: 1800007299

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Harris Investment Advisors is an independent investment advisor who serves clients in Tempe. It provides assistance and advice on various types of life insurance policies that include term life, universal, whole life, and variable life insurance. The firm also offers its Managed Asset Program, which helps clients develop long-term wealth management strategies. Founder David S. Harris has more than 33 years of experience in the financial services industry. He is also a certified investment management consultant.

  • Individual Plans
  • Life Insurance

16815 South Desert Foothills Parkway, Phoenix, AZ 85048
WebsiteLicense: 6730863

Expertise.com Rating

Review Sources

Google
3.0 (4)

Why choose this provider?

American Premier Insurance Agency is an independent insurance company that has served individuals and businesses around the Tempe Metro. Since 2002, it has offered term life, whole life, and universal life insurance policies to its clients through carrier companies such as Allianz Life Insurance, Banner Life, and MetLife. Its founder, Harold Bordelon, was a former U.S. Air Force member who started working as an insurance agent in 1986. His team also offers vehicle, property, business, and health insurance.

  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

4646 East Van Buren Street Suite 190, Phoenix, AZ 85008

Expertise.com Rating

Why choose this provider?

Rosen Investment Advisors helps clients pursue their long-term financial goals through life insurance solutions. The Tempe-based firm is headed by Al Rosen, a financial consultant who is experienced in various aspects of personal finance, from insurance and investments to retirement planning. The company assists individuals with different insurance products such as life, disability income, and long-term care insurance. Rosen Investment Advisors is a Registered Representative with Cetera Advisor Networks and holds a license in 14 states, including Arizona, Colorado, Florida, and California.

  • Life Insurance

18501 North 40th Street, Phoenix, AZ 85032
WebsiteLicense: 1800004215

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
3.0 (2)

Why choose this provider?

R.P. Ryan Insurance is a full-service agency that has been helping Tempe businesses and individuals obtain insurance since 1982. As an independent agency, it has access to multiple insurance carriers to provide quality products. The company comprises financial professionals who can assist clients in purchasing life insurance policies. They help clients choose from temporary and permanent life insurance plans to find a policy that is suited to their goals. R.P. Ryan Insurance is a member of Trusted Choice.

  • Life Insurance
  • Health Insurance

2130 South Rural Road, Tempe, AZ 85282
WebsiteLicense: 1800001037

Expertise.com Rating

Review Sources

Google
3.0 (7)
Facebook
5.0 (2)

Why choose this provider?

Arredondo & Arredondo Insurance is an independent insurance agency that has been serving clients in Tempe since 1988. It offers various types of life insurance policies that include term life, whole life, and universal life plans from several providers that include Safeco Insurance, Travelers, and Progressive. The agency covers other types of insurance products for boats, renters, homes, and condominiums. The family-owned and family-operated agency has been a member of the Independent Insurance Agents of Arizona for 20 years.

  • Life Insurance

4500 South Lakeshore Drive, Tempe, AZ 85282
WebsiteLicense: 1800009056

Expertise.com Rating

Review Sources

Google
5.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Larson Wealth Management, LLC, offers life coverage options for families in Tempe. It provides term, whole, universal, and variable life insurance policies to fit circumstances such as securing welfare for minors, providing long-term care for elders, and estate planning. Larson also provides personal financial services such as asset protection and planning for education, retirement, or estate. The firm has been serving communities since 2011. Its founder and owner, Don Larson, has over two decades of experience in financial planning and has been a Certified Financial Planner since 2002.

  • Life Insurance
  • Term Life Insurance

2169 East Warner Road, Tempe, AZ 85284
WebsiteLicense: 1800005666

Expertise.com Rating

Review Sources

Google
4.0 (14)
Facebook
5.0 (11)
Yelp
4.0 (3)

Why choose this provider?

Southwind Insurance Agency is a life insurance provider in Tempe that carries term insurance and permanent insurance. To enhance life insurance policies, clients can choose from accelerated death benefit coverage, critical illness coverage, or long-term care coverage. Additionally, it offers auto insurance, home insurance, and business insurance. Some of its carriers are Foremost Insurance Group, American Modern, and Mexico Insurance. Southwind Insurance Agency has been providing insurance products to individuals and businesses for more than 30 years.

  • Life Insurance
  • Individual Plans
  • Market Place

7650 South McClintock Drive, Tempe, AZ 85284

Expertise.com Rating

Why choose this provider?

Brokerage USA is an independent insurance agency that provides insurance services to residents and businesses in Tempe and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries a number of life insurance plan options from various providers. Additionally, it provides several other services that allow clients to market services like estate planning, Medicaid compliant annuity, and the funeral trust. It also provides assistance to veterans for their compensation claims.

  • Life Insurance

14850 North Scottsdale Road, Scottsdale, AZ 85254
WebsiteLicense: 6811758

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

New York Life Arizona Office is an insurance company offering its services to clients in Tempe and the surrounding areas. It provides life insurance and emphasizes the benefits of the whole life policy. It can aid in retirement income, emergency funds, long-term investments, and long-term care insurance. New York Life is a mutual insurance company that's been operating since 1984. Marc S. Braden is the current managing partner of the Arizona Office.

  • Life Insurance

1655 West Drake Drive, Tempe, AZ 85283
WebsiteLicense: 1800006631

Expertise.com Rating

Review Sources

Google
4.0 (75)
Facebook
4.0 (4)
Yelp
4.0 (4)

Why choose this provider?

CLI Select Agencies is an independent insurance agency. It serves individuals and businesses in the Tempe metro and surrounding areas. Its agents walk clients through the process of acquiring term life or whole life insurance policies. The agency also offers comprehensive insurance products such as power sports, auto, condo, disability, and health insurance plans. It also serves in several locations, including Arkansas, New Mexico, Montana, and Oklahoma. Dawnyel Smink serves as the agency's president and CEO.

  • Life Insurance
  • Health Insurance

935 East Main Street, Mesa, AZ 85203
WebsiteLicense: 12831375

Expertise.com Rating

Review Sources

Google
5.0 (11)
Facebook
5.0 (4)

Why choose this provider?

American Savings is a family-owned and family-operated insurance company that has been serving individuals and businesses in the community of Tempe and its surrounding areas for more than 65 years. The business specializes in annuity products and life insurance. It also helps entrepreneurs build their companies through its commercial real estate loans. Its team of professionals has more than 100 years of combined lending experience. Additionally, American Savings provides financial services and security for its policyholders.

  • Life Insurance

4411 South Rural Road, Tempe, AZ 85282
WebsiteLicense: 8725701

Expertise.com Rating

Review Sources

Google
4.0 (36)
Yelp
3.0 (7)
Facebook
5.0 (4)

Why choose this provider?

Sharon Layman is an insurance agent who has been working with State Farm since 1998. She caters to customers in Tempe and the surrounding areas. She helps clients protect their families from financial distress by offering term, whole, and universal life insurance plans. In addition, she provides property, pet, home, business, and auto insurance products. Sharon has received various State Farm awards and titles throughout her career, including Ambassador Travel, Chairman's Circle, and President's Club.

  • Life Insurance
  • Health Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Ayala Insurance Service
2747 West Southern Avenue, Tempe, AZ 85282
Rodney Horne
4411 South Rural Road, Tempe, AZ 85282
eFinancial
1721 West Greentree Drive, Tempe, AZ 85284
CBS Insurance
P.O. Box 50145, Phoenix, AZ 85076
Warburton Insurance Services, Inc
4645 South Lakeshore Drive, Tempe, AZ 85282
Irma Chaira
1805 East Elliot Road, Tempe, AZ 85284
Harris Investment Advisors
6991 E. Camelback Rd. Suite D-300, Scottsdale, AZ 85251
American Premier Insurance Agency
16815 South Desert Foothills Parkway, Phoenix, AZ 85048
Rosen Investment Advisors
4646 East Van Buren Street Suite 190, Phoenix, AZ 85008
R.P. Ryan Insurance
18501 North 40th Street, Phoenix, AZ 85032
Arredondo & Arredondo Insurance
2130 South Rural Road, Tempe, AZ 85282
Larson Wealth Management
4500 South Lakeshore Drive, Tempe, AZ 85282
Southwind Insurance Agency
2169 East Warner Road, Tempe, AZ 85284
Brokerage USA
7650 South McClintock Drive, Tempe, AZ 85284
New York Life
14850 North Scottsdale Road, Scottsdale, AZ 85254
CLI Select Agencies
1655 West Drake Drive, Tempe, AZ 85283
American Savings Life Insurance Company
935 East Main Street, Mesa, AZ 85203
Sharon Layman
4411 South Rural Road, Tempe, AZ 85282

FAQs

  • Besides supporting family members, why else would a person in Tempe get life insurance?

    A person in Tempe may get life insurance because even if there is no family to support, the insured may want to set aside a fund for charitable purposes, naming a specific charity or cause as beneficiary. The proceeds could also be used to pay for any final and death taxes due when the person passes on, to ease the burden on non-dependent family members.

  • In Tempe, what factors determine the amount of life insurance that a person needs?

    In Tempe, the amount of life insurance that a person needs is influenced by factors like one's earning potential and the ability to cover future support expenses, whether or not there is a spouse or children to take care of, the amount of debt that has to be paid, and the age of the insured.

  • What happens if a life insurance applicant in Tempe lies about a vital detail like a hidden disease?

    If a life insurance applicant in Tempe lies about a vital detail like a hidden disease, the insurer has grounds to refuse to pay out the death benefits. Insurers have the right to demand higher premiums from people who have an elevated chance of passing on and those who have an illness often owe more because of this.

  • In Tempe, what is the advantage of working with an independent life insurance agent?

    In Tempe, independent life insurance agents are able to access the plans of multiple insurance companies without having to restrict themselves. They are not beholden to any single insurer or conglomerate and can pick and choose from a wider variety of products to obtain ideal rates and options.

  • Why do insurance agents in Tempe encourage young people to get life insurance?

    Insurance agents in Tempe encourage young people to get insured because premiums are cheaper when one is youthful. Companies associate young age with high survivability and a low chance of passing away. Thus, they are more willing to sell life assurance plans for lower premiums.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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