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Best Local Car Insurance Agencies in Gilbert

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Better Buyer Insurance logo
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Better Buyer Insurance

1539 W Elliot Rd Ste 103, Gilbert, AZ 85233
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Business Description

Better Buyer Insurance is a family-owned and operated full-service insurance agency serving Gilbert, Arizona, and surrounding areas with personalized auto insurance and knowledgeable friendly staff. The company aims to help drivers select an auto insurance policy that covers their vehicle in case of collision or theft in addition to offering liability insurance and options for expanded medical and comprehensive coverage for non-collision automobile damage. Better Buyer Insurance also creates specialized policies classic cars, motorcycles, and boats.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (66)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
CityScape Insurance logo
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CityScape Insurance

127 W Juanita Ave Ste 114, Mesa, AZ 85210
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Business Description

Founded in 2013, Cityscape insurance offers auto insurance to drivers across Arizona. As an independent insurance agency, it has access to major carriers to find the best options for each client and offers insurance to both new and experienced drivers. Along with cars and motorcycles, Cityscape Insurance also provides insurance on RVs, boats, classic cars, and ATVs, and it insures home, life, and commercial interests. The company offers discounts when bundling policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dickson Insurance, Inc. logo
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License Verified:

License: 1800003048

Arizona Department of Insurance and Financial Institutions

Dickson Insurance, Inc.

1032 East University Drive, Mesa, AZ 85203
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  • Boats
  • Motorcyle & ATV

Business Description

Dickson Insurance Inc. is an independent insurance agency based in Mesa that has been providing insurance solutions in Gilbert since 1995. The agency specializes in business, personal, and trucking insurance lines and provides auto insurance policies to residents in the metro. It provides insurance coverage for all driver classes including high-risk drivers, elderly drivers, and teenage drivers. Its insurance professionals have over 50 years of combined industry experience. The agency offers other insurance options as well, such as umbrella liability and boat insurance.

License Verified:

License: 1800003048

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (21)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elite Insurance Agency logo
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Elite Insurance Agency

207 N Gilbert Rd Bsmt 1, Gilbert, AZ 85234
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Business Description

Based in Gilbert, Arizona, the Elite Insurance Agency has provided unbiased advice and services to its clients since 2006. The agency offers auto insurance solutions throughout Gilbert, Mesa, and the rest of Arizona. It scours the polices of its partners to find the right one for its clients, then shapes it around their specific needs. Typical coverage includes collision and comprehensive to meet the cost of repairs or theft, and liability to protect the client if another party is injured.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (11)
Gilbert Insurance Group Inc. logo
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Gilbert Insurance Group Inc.

50 W Vaughn Ave Ste 202, Gilbert, AZ 85234
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Business Description

Gilbert Insurance Group Inc. is an independent insurance agency in Gilbert, Arizona. The agency partners with an array of insurers to offer policies covering medical payments, uninsured motorist, and liability for bodily injury and property damage. By adding comprehensive coverage, the agency ensures clients' vehicles are protected against losses from fire, theft, and vandalism. Gilbert Insurance Group also writes policies for motorcycles and RVs and offers home, flood, and boat insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.3 / 5 (6)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Greene Insurance Group logo
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Greene Insurance Group

3317 S Higley Rd, Gilbert, AZ 85297
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Business Description

Greene Insurance Group, located in Gilbert, Arizona, offers auto insurance to motorists throughout the state. Coverage options include collision, minimum liability, and comprehensive insurance, which covers non-collision damage by vandalism and theft. Greene Insurance Group represents several top auto insurance companies including Liberty Mutual, Nationwide, Foremost-Farmers Insurance, and MetLife. It also covers RVs, boats, and motorcycles. Greene Insurance Group offers life and business insurance, as well as renters, landlord, home, and condo insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (21)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Brokers of Arizona logo
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Insurance Brokers of Arizona

690 E Warner Rd Ste 108, Gilbert, AZ 85296
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Business Description

Established in 2005, Insurance Brokers of Arizona provides personal and commercial automobile insurance for clients in Gilbert, Arizona. As an independent brokerage, the company compares different carriers and policy options to meet the needs of all drivers, including teens and those with diverse driving records. The company has experience with rideshares and SR22 high-risk insurance. In addition to standard automobile insurance, Insurance Brokers of Arizona also offers Mexico automobile insurance for clients traveling to Mexico.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (1557)
Facebook
5.0 / 5 (48)
Yelp
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Professionals of Arizona logo
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License Verified:

License: 6748351

Arizona Department of Insurance and Financial Institutions

Insurance Professionals of Arizona

3521 East Brown Road, Mesa, AZ 85213
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  • Multiple Carriers

Business Description

Insurance Professionals of Arizona is an independent insurance business helping families and businesses in Gilbert with various insurance products. The firm provides comprehensive auto insurance solutions to individuals and companies, helping them protect their assets against theft, accidents, and natural disasters. It may include coverages for liability, personal injury, and uninsured or underinsured motorists. The company is affiliated with over 40 insurance providers in the region to include more options for its diverse clients.

License Verified:

License: 6748351

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (697)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jackson Insurance Group logo
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Jackson Insurance Group

861 N Higley Rd Ste 114, Gilbert, AZ 85234
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Business Description

Jackson Insurance Group in Gilbert, Arizona, helps area drivers connect with leading auto insurance carriers through its network of partners. Doing business in the local community for more than 20 years, it tailors its offerings to the needs of each driver with expert analyses of customers' needs and risks. This independently owned agency offers a range of auto insurance products, including comprehensive and collision, basic liability, property damage, and bodily injury coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (27)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JMI Southwest Ltd logo
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License Verified:

License: 356968

Arizona Department of Insurance and Financial Institutions

JMI Southwest Ltd

2727 West Frye Road, Chandler, AZ 85224
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  • Multiple Carriers

Business Description

JMI Southwest, Ltd., is an independent insurance agency operating out of Chandler that services the Gilbert metro and its nearby cities. Its auto insurance policies can provide liability or no-fault coverage. With over 20 years of industry experience, the company can offer its expertise in writing tailored plans for personal and commercial insurance products. JMI Southwest takes pride in having amiable staff and insurance advisers, which are the reason behind its growth.

License Verified:

License: 356968

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Judy Helwani logo
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License Verified:

License: 3000688926

Arizona Department of Insurance and Financial Institutions

Judy Helwani

1246 South Greenfield Road, Mesa, AZ 85206-3625
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  • Motorcyle & ATV

Business Description

Judy Helwani has been part of State Farm since 2001. Through her small and woman-owned business, Helwani Ins and Fin Svcs Inc., she provides car insurance plans to clients in Gilbert and the nearby areas. As a long-time Arizona resident, she also assists people who want to relocate to Arizona. State Farm has been serving its customers for over 97 years, with insurance plans that cover homes, life and health, business, condos, and renters.

License Verified:

License: 3000688926

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McAlister-Gray Insurance logo
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McAlister-Gray Insurance

1543 W Elliot Rd Ste 101, Gilbert, AZ 85233
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Business Description

The McAlister-Gray Agency is an independent insurance company based in Gilbert, Arizona. Founded in 1986, auto insurance specialists search through over 20 carriers to help clients get the right policy at a competitive rate. Licensed agents work with a variety of insurance needs, including high risk, high-value vehicles, drivers over 65, and help find carriers with discounts and flexible payment options. The agency offers liability, collision, comprehensive, and medical payments coverage, and optional policies for towing and rental reimbursement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (23)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Misty Virgil logo
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License Verified:

License: 7307667

Arizona Department of Insurance and Financial Institutions

Misty Virgil

2829 E University Dr Ste 1, Mesa, AZ 85213
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Misty Virgil is a State Farm insurance agent helping clients manage their risks in the Mesa and Gilbert areas. She helps clients get auto insurance coverage that fits their needs. The coverage options available for the clients include collision, rental, and comprehensive. The clients can also opt for insurance coverage for new drivers and collectors. Misty has over two decades of experience as a State Farm insurance agent. She is a small business owner in the East Valley.

License Verified:

License: 7307667

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (142)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
PJS Insurance Services logo
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License Verified:

License: 2341689

Arizona Department of Insurance and Financial Institutions

PJS Insurance Services

86 Leisure World, Mesa, AZ 85206
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  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

PJS Insurance Services is an independent brokerage that serves clients in Gilbert and the surrounding areas. It offers customized coverages to meet each customer's needs and budget. The brokerage has policies for all types of vehicles, including classic cars, motorcycles, ATVs, RVs, and rideshare vehicles. Its customers have access to top-tier carriers such as Travelers, Nationwide, Safeco, Progressive, Stillwater, and Kemper, while AARP members can get Hartford's auto and home insurance program. PJS Insurance Services also offers life and pet insurance.

License Verified:

License: 2341689

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
San Tan Insurance logo
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San Tan Insurance

625 N Gilbert Rd Ste 107, Gilbert, AZ 85234
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Business Description

San Tan Insurance is a full-service insurance agency based in Gilbert, Arizona. It is an independent insurance agent that works in conjunction with top-rated insurance companies to provide homeowners, auto, health, life insurance, and recreational vehicle insurance to clients across Arizona. The firm also provides a wide variety of commercial insurance policies and performs in-depth analyses of clients' current insurance coverage to assess how it compares to its level of risk.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (51)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stewardship Insurance LLC logo
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Stewardship Insurance LLC

1094 S Gilbert Rd Ste 210, Gilbert, AZ 85296
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Business Description

Stewardship Insurance LLC is an insurance agency located in the Gilbert, Arizona, metro area that's a Dave Ramsey Endorsed Local Provider. Policy advisors get quotes from several carriers to get drivers the best possible coverage at a competitive rate. Choices include bodily injury liability, property damage, and optional collision and comprehensive policies to pay for repairs or the total value of the vehicle following an accident, theft, vandalism, and specific acts of nature.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (302)
Facebook
5.0 / 5 (289)
Yelp
5.0 / 5 (139)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Arizona Group logo
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The Arizona Group

1125 E Southern Ave Ste 101, Mesa, AZ 85204
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Business Description

Located in Mesa, Arizona, The Arizona Group is an independent auto insurance agency that has been serving the residents of Gilbert since 1993. The company utilizes a collaborative approach with major insurance carriers to provide its clients with a range of policy choices to fit their unique needs. It insures multiple vehicle types, including motorcycles, automobiles, and off-road vehicles, covering damage and medical costs due to an accident, fire, or storm.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.7 / 5 (43)
Facebook
4.0 / 5 (27)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Paul Insurance Agency logo
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The Paul Insurance Agency

28 N Ironwood Dr Ste 1, Apache Junction, AZ 85120
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Business Description

The Paul Insurance Agency is a local and independent insurance agency based in Apache Junction, Arizona. Since 1997, it has been providing clients with auto insurance policies from leading carriers, including Safeco, Progressive, Travelers, and Kemper. These policies can offer protection against medical and legal expenses as well as coverage for vehicles that are damaged in accidents or stolen. The Paul Insurance Agency also offers home, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Toro Insurance Group logo
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Toro Insurance Group

1240 North Mondel Drive, Gilbert, AZ 85233
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Business Description

Toro Insurance Group offers car insurance services to individuals, families, and businesses in the Gilbert area. As an independent insurance business, its agents provide clients with a variety of automobile and vehicle insurance coverage, including car, antique and classic vehicle, teen driver, motorcycle, scooter, trailer, and RV insurance. They also help with ATV, off-road, golf cart, boat, and watercraft insurance. These vehicle insurance policies help clients to protect their vehicles against unexpected events, including theft, accidents, and natural disasters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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