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2024

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Best Local Car Insurance Agencies in Fort Smith

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fort Smith Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

58

Reviewed

38

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
11324 Arcade Drive, Fort Smith, AR 72212
  • Multiple Carriers

Why choose this provider?

iTrust Insurance Group offers car insurance products for individuals and families near Fort Smith. As an independent insurance agency, this company is affiliated with a vast network of trusted insurance carriers that allow them to narrow down a list of insurance policies suited to each client's needs. Its professionals help vehicle owners prepare for the risk of injuring someone else and having to pay for medical bills resulting from vehicular accidents. This company can also set up coverage for collector cars.

License Verified:

License: 1653553

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1113 South 21st Street, Fort Smith, AR 72901
  • Multiple Carriers

Why choose this provider?

Jerry Roller Insurance Agency is an independent auto insurance provider located in Fort Smith. The company helps clients apply for and examine different policies from carriers like Foremost and Safeco Insurance. Its agents review a driver's history, including previous accidents and violations, to customize a plan that covers all risks. This can include collisions, property damage, and injury liabilities. Jerry Roller Insurance can add special coverages for road service and total car replacement. It also covers ATVs and mobile homes.

License Verified:

License: 3000098459

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Website
2401 Midland Boulevard, Fort Smith, AR 72904
  • Motorcyle & ATV

Why choose this provider?

Dominguez Insurance, which is based in Fort Smith, offers a full range of products for individuals and businesses, including auto insurance. Its team customizes insurance plans according to car owners' individual needs. The professionals insure personal automobiles, ATVs, jet skis, boats, and motorcycles. In addition to auto insurance, the company assists clients in the areas of home insurance and Mexican insurance. Dominguez Insurance has been in service for more than two decades. It also has offices in Conway and Springdale.

License Verified:

License: 100106557

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (130)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7320 Rogers Avenue, Fort Smith, AR 72903
  • Multiple Carriers

Why choose this provider?

Kohler & Green Insurance is an independent agency in Fort Smith that represents various insurance carriers in providing auto insurance products and services. It caters to individuals and businesses within the area who are looking for insurance policies which may include comprehensive and collision coverages, as well as liability and medical coverages. Its team of agents helps its clients in choosing the coverages that are tailored to their needs and budget. The company is committed to maintaining a high standard of excellence in everything they do.

License Verified:

License: 100113389

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3312 Jenny Lind Road, Fort Smith, AR 72901
  • Bundling Option

Why choose this provider?

Gary Longley Insurance Agency works with multiple national insurance carriers to provide car, homeowners, and business insurance options for clients in Forth Smith and throughout the Sebastian County and Crawford County areas. Established in 1987, the agency is an active part of the local area and represents insurance companies such as Progressive, Liberty Mutual or Safeco, and Cornerstone. The agency is dedicated to assessing the profile and the needs of the clients in order to structure the right auto insurance.

License Verified:

License: 1661100

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (25)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2610 Towson Avenue, Fort Smith, AR 72901
  • Multiple Carriers

Why choose this provider?

F & M Insurance Agency, Inc. is an independent agency that caters to the auto insurance needs of clients in Fort Smith and the rest of the region. In addition to vehicles, the agency also provides coverages for homes and businesses. With more than three decades of being in the industry, the agency maintains long-lasting relationships with clients. Some of the clients have been with the agency for over 10 years.

License Verified:

License: 100113085

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1206 North Parsons Avenue, Brandon, FL 33510
  • Multiple Carriers

Why choose this provider?

Serving the residents of Fort Smith and the rest of Florida and Arkansas, Odiorne Insurance Agency is an independent insurance agency that assists clients with various types of personal and business insurance. Partnering with several providers on behalf of clients, the company has auto coverage options involving collision, liabilities, and personal injuries. Its agents also provide coverage for motorcycles and watercraft including boats. Odiorne Insurance Agency has over 46 years of combined experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.7 / 5 (14)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19 Pointer Trail, Van Buren, AR 72956
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Inge Independent Insurance is an independent insurance agency providing personal and business insurance in Fort Smith. It offers car insurance options through its wide network of insurance carrier partners. It represents some of the most trusted names in the insurance industry, such as Dairyland, The Hartford, Hagerty, MetLife, Safeco, and State Auto. In addition to standard cars, the agency also services the insurance needs of antique and classic cars. The company also has online quote forms for its clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1316 U.S. 71 Business, Fort Smith, AR 72901
  • Multiple Carriers

Why choose this provider?

Affordable Insurance Solutions is an independently owned insurance company that serves drivers in Fort Smith. The company's experienced agents work with clients to understand their needs and provide them the most comprehensive auto insurance policies at the best rate. Its policies provide comprehensive, collision, liability, and medical/personal injury coverage offered by partner carriers such as Progressive and Safeco Insurance. Affordable Insurance Solutions also has commercial auto insurance products for businesses.

License Verified:

License: 3000201695

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the minimum auto coverage required in Fort Smith?

    In Fort Smith, vehicle owners are required to carry liability insurance with minimum coverage:

    • $25,000 for bodily injury per person.
    • $50,000 for bodily injury per accident.
    • $25,000 for property damage. Liability insurance provides coverage when accidents are caused by the policyholder. Some individuals may choose to exceed these minimum limits.
  • What happens to auto insurance policies in Fort Smith if the payment is late?

    If drivers in Fort Smith pay their insurance premiums late for any reason, they risk having their registration and driver's license suspended, as well as paying fines. Since every driver must present proof of insurance whenever stopped by a law enforcement officer, it is essential for them to maintain current payments.

  • Do auto insurance providers in Fort Smith give discounts on premiums?

    Yes, insurance companies in Fort Smith extend discounts to drivers and car owners who fulfill specific criteria, which include:

    • Maintaining an impeccable driving record.
    • Enrolling in defensive driving courses.
    • Installing anti-theft devices in their vehicles.
    • Maintaining excellent academic performance.
    • Demonstrating long-term loyalty to the company.
    • Bundling auto insurance with other plans for added savings.
  • What aspects are taken into account by Fort Smith insurance companies when calculating car insurance rates?

    Age, gender, marital status, financial history, and credit score are all factors that influence the cost of auto insurance in Fort Smith. Insurers may also investigate a person's previous insurance claims, driving history, vehicle type and market value, and annual driving distance. In addition, the car owner's choice of deductible amounts and coverage options may influence premiums.

  • Can auto insurance cover vehicles wrecked by flooding in Fort Smith?

    Yes, flood-damaged vehicles in Fort Smith can be covered by comprehensive insurance. This type of coverage protects a car from damage caused by natural disasters or other occurrences unrelated to driving, such as flood, fire, and hail damage. Vehicle theft-related damage and breakage caused by falling objects are also covered.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.