Best Mortgage Refinance Companies in Birmingham

Bank of Little Rock Mortgage is a firm that serves borrowers in Birmingham and the surrounding areas. Since its founding in 1998, it has been assisting people who are looking for mortgage programs to purchase a new house or refinance their current loans. Its mortgage officers also help clients modify their current loan terms and lower the rates or closing costs on a new loan. Scott Mcelmurry, the company's president and CEO, has more than 25 years of mortgage banking experience.

Ben Chenault is a Birmingham-based mortgage advisor at Fairway Independent Mortgage Corporation. He helps homeowners lower their monthly payments and shorten the terms of their loans by providing refinancing solutions. The process includes helping them choose suitable options and gathering the essential documents for applications. In addition, Ben offers renovation, veteran, and reverse mortgage loans. He has been in the mortgage industry for over two decades and has handled more than 2000 transactions.

The Birmingham Mortgage Group caters to clients in the metro. It assists property owners with refinancing loans so that they get lower interest rates and smaller monthly payments. They can also ask for assistance in consolidating multiple mortgages for easier repayments. In addition, its team works with first-time and veteran buyers who need financing for new homes or investment properties. Owners Turnenne Newell and Mark Achuff have many years of experience in the mortgage sector.

Cahaba Mortgage gives Birmingham residents various loan and refinancing products. These options include conventional, jumbo, FHA, and USDA loans to prospective house buyers. The company also maintains online calculators that forecast a customer’s expected property sizes and rates. Cahaba Mortgage was established in 2016 after founder Josh Hefty was released from his previous work at a retail lender. He has grown it from a one-man operation into an enterprise with multiple personnel and a clientele that includes military veterans.

Classic Home Mortgage Inc. has been serving clients in Birmingham since 2009. The firm navigates individuals through the home buying process and provides them with various loan options, such as FHA, USDA, VA, conventional, and jumbo loans. Its owner, Erin Tatum, has been in the mortgage industry since 1995. Tatum has experience processing loans for over seven years, which include processing, underwriting, and closing. She also served as the president of the Alabama Mortgage Professionals Association.

First Lenders Mortgage Corporation is a mortgage refinance lender that serves clients in the Birmingham area. The lender offers various mortgage loan types to first-time homebuyers and those who are planning to refinance, including conventional loans, VA loans, FHA loans, and USDA loans. It follows a mortgage loan process that involves pre-qualification, loan application, loan processing, underwriting, and closing. Home loan originator Joel Brant established the company in October 1988.

Gagliano Mortgage, Inc., addresses the needs of clients in Birmingham. The company consists of refinancing advisors, purchase assistance, and debt consolidators. It offers home refinance, purchase, and equity loans, in addition to adjustable- and fixed-rate mortgages. Its refinancing solutions involve narrowing down the options according to the client's needs to determine the options that fit them best. The company also offers conforming, conventional, jumbo, FHA, and VA loans. Its additional options include state and local housing programs and combined ARMs.

Jennifer Strickland is a mortgage professional catering to the needs of property buyers in the Birmingham metro. Strickland and her team assist new homebuyers in securing mortgage loans and homeowners in refinancing existing mortgages. They guide clients in each step of the buying process, from initial discussion to loan closing, and develop solutions to problems encountered along the way. Strickland has more than 25 years of industry experience and is affiliated with Assurance Financial.

McGowin-King Mortgage has been working with property owners in Birmingham since 1998. Homeowners can get lower interest rates and reduced monthly payments through mortgage refinancing schemes. The company also helps buyers with obtaining pre-approval for conventional, FHA, Jumbo, VA, or USDA loans. In addition, clients who are at least 62 years old can consult the firm about securing a reverse mortgage. Founders Jim King and Travis McGowin have more than 80 years of combined industry experience.

MortgageRight Birmingham is a lending and refinancing company that serves homebuyers in the metro and the surrounding areas. It provides a variety of options, including cash-out, FHA, conventional loan, VA, and no PMI refinancing. The company's branch manager for Birmingham, Dave Molde, is an army veteran who has been in the mortgage industry for over 25 years. MortgageRight is a nationwide lending company that deals with homebuyers directly instead of going through middlemen. It is an Equal Opportunity Housing lender.

Mr Mortgage Ambassador under Weber Mortgage offers refinancing solutions to residents in Birmingham. It connects with clients to help them lower their properties’ interest rates and reduce their mortgage payments. Customers have the option to refinance into a new rate term or avail themselves of renovation and cash-out assistance. The other programs that Mr Mortgage Ambassador offers include home purchases, new construction, and conventional loans. Team leader Jay Clyce has more than eight years of experience in the residential lending industry.

Reverse Mortgage Alabama, a senior lending division of SMG Mortgage, has been serving customers in Birmingham and the surrounding areas with their home financing needs since 2007. While focused on providing reverse mortgage assistance, the company also assists in traditional mortgage and refinance processes. Its morgage advisors offer various mortgage options, such as conventional, FHA, VA, USDA, investment, and construction loans, for clients buying their first homes and those refinancing an existing mortgage to lower monthly payments.

Established in 2007, SMG Mortgage offers Birmingham clients a varied selection of mortgage services and loan products. Its loan officers help clients refinance their mortgages by identifying better mortgage options that can lower the interest rate or switch the mortgage between fixed-rate mortgages and adjustable-rate mortgages. The business also offers a selection of loan products such as construction loans and reverse mortgages. A client recounts a time when SMG Mortgage helped them improve their credit situation and lower their monthly mortgage payments.

Southtown Mortgage is a local brokerage firm assisting customers in and around the Birmingham area with their home financing needs. The organization’s consultants help clients obtain an FHA loan or a type of mortgage from the Federal Housing Administration that lets individuals make a downpayment and has less-restrictive credit requirements. This loan type can also be used to refinance mortgages or renovate homes. The company’s representatives also assist clients with VA and cash-out home loans.

The Stewart Mortgage Corporation has been catering to property owners in Birmingham since 1995. Its team offers advice to clients on refinancing their mortgages. This service allows them to get lower interest rates, consolidate multiple loans, and reduce their monthly payments. The company also helps property buyers get loan pre-approval for a wide range of options, such as conventional, FHA, USDA, VA, and Jumbo mortgages. Owner Mike Stewart has more than 25 years of industry experience.