Best Mortgage Refinance Companies in Birmingham

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Birmingham Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 130 82 11

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Cadence Bank

  • Reverse Mortgages

Founded in 2009, Cadence Bank provides commercial, business, and personal loans. The bank offers conventional and adjustable-rate mortgages, construction, affordable home, jumbo, FHA, VA, and USDA loans and home mortgage refinance in Birmingham. Its mortgage professionals walk customers through the application process and help clients expand their cash flow, reduce monthly mortgage payments, and tap into their home equity. Cadence Bank offers online home refinancing resources, including a free eBook that discusses the mortgage refinance options, videos explaining the refinancing process, and a refinance calculator that lets customers directly compare their current loans to new loan alternatives.

2100 3rd Ave N
Birmingham, AL 35203


Mutual Savings Credit Union

  • Reverse Mortgages

Founded in 1936, Mutual Savings Credit Union is a mortgage refinance company in Birmingham. This credit union offers mortgage refinancing options on all types of property, financing up to 90% of the value of a home. Private mortgage insurance is not required. Mutual Savings Credit Union also offers personal loans, new and used vehicle loans, home equity loans, and land loans. No minimum credit score is required to join this credit union, but members must either be employed by a Mutual Savings sponsor group or live, work, worship, or attend school in one of the 13 counties in the Birmingham area.

2040 Valleydale Rd
Hoover, AL 35244

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