Best Mortgage Refinance Companies in Hoover

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Austin Parker logo
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License: 1441391

Nationwide Multistate Licensing System and Registry

Austin Parker

700 Montgomery Hwy., Vestavia Hills, AL 35216
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  • New Construction

Business Description

Austin Parker is a Movement Mortgage-affiliated loan officer serving clientele throughout Hoover. Austin helps homebuyers and mortgagors apply for and acquire various mortgage solutions, such as FHA or conventional loans, and customized refinancing options. For clients interested in his selection of refinancing options, Austin assists them in choosing from and applying for refinances geared toward benefits ranging from lower monthly payments to cash. Austin's parent company, Movement Mortgage, also supports communities by building public charter schools under its Movement Schools network.

License Verified:

License: 1441391

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
3.0 / 5 (837)
Google
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Birmingham Mortgage Group logo
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License: 1311446

Nationwide Multistate Licensing System and Registry

Birmingham Mortgage Group

3144 Cahaba Heights Road, Birmingham, AL 35243
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  • New Construction

Business Description

Birmingham Mortgage Group has been offering custom financing solutions to residents in and around Hoover since 2018. It assists clients looking to refinance existing loans or secure home purchase loans. Its team works with clients throughout the entire process, utilizing its relationships with local title companies, appraisers, and closing attorneys. Co-founder Mark Achuff has worked for small regional banks, large national lenders, and boutique brokerages. In 1998, his father suggested that he enter the mortgage industry, since he is passionate about real estate and helping people.

License Verified:

License: 1311446

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Diversified Mortgage logo
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License Verified:

License: 219767

Nationwide Multistate Licensing System and Registry

Diversified Mortgage

One Perimeter Park South, Suite 100 N, Birmingham, AL 35243
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  • New Construction

Business Description

Diversified Mortgage helps borrowers in the Hoover area identify the loan option that will meet their home needs. The mortgage company offers jumbo, conventional, FHA, and reverse loan options at fixed or adjustable rates. It also caters to the financing needs of builders and developers to help them start their construction projects. Diversified Mortgage utilizes a rate tracker service that clients can use that informs them when the rates arrive at an ideal level that suits their financial situation.

License Verified:

License: 219767

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Method Mortgage logo
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License Verified:

License: 85408

Nationwide Multistate Licensing System and Registry

Method Mortgage

601 Vestavia Parkway, Suite 300, Birmingham, AL 35216
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  • Reverse Mortgages
  • New Construction

Business Description

Method Mortgage serves clients across the Hoover community and the neighboring areas. It guides individuals in refinancing their current mortgage loans to fit their budget or decrease their monthly payments. It also offers an online mortgage calculator tool to help clients compare their loan options and choose a program suitable for their home purchasing needs or mortgage refinancing goals. The company's founding partner, Adam Stoffregen, has been helping clients reach their financial goals for over two decades.

License Verified:

License: 85408

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Mortgage Linc logo
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License: 203649

Nationwide Multistate Licensing System and Registry

Mortgage Linc

2131 Data Office Dr. Suite 240, Birmingham, AL 35244
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Business Description

Mortgage Linc helps with the refinancing needs of reverse mortgage borrowers in Hoover. It offers HECM and HECM for purchase loans and works with six different lenders to provide clients with different programs for their needs. It also helps individuals become debt-free by teaching them how to manage their finances. The company's reverse mortgage specialist, Mike Giles, strives to streamline the mortgage process by guiding clients every step of the way, from initial consultation to appraisal to underwriting and closing.

License Verified:

License: 203649

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Nu Source Lending Mortgage Corporation logo
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License Verified:

License: 189390

Nationwide Multistate Licensing System and Registry

Nu Source Lending Mortgage Corporation

2080 Valleydale Rd Ste 9, Hoover, AL 35244
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  • Reverse Mortgages

Business Description

Nu Source Lending Mortgage Corporation has been serving home buyers and homeowners in the Hoover community since 2007. It assists borrowers looking to refinance a current mortgage to access cash or change loan terms. It offers conventional, FHA, USDA, and non-traditional loan types, including mobile home financing and delayed financing for investors. Additionally, it helps individuals over the age of 62 with reverse mortgages. It is connected to a network of lenders that allows for various loan options.

License Verified:

License: 189390

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
SMG Mortgage logo
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License Verified:

License: 221195

Nationwide Multistate Licensing System and Registry

SMG Mortgage

204 Griffin Park Drive, Birmingham, AL 35242
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  • Reverse Mortgages

Business Description

SMG Mortgage serves clients throughout Hoover. The company assists homeowners through the refinancing process. It helps them fulfill a variety of financial goals, ranging from lowered interest rates to decreased monthly payments. It also has experience advising homeowners in refinancing from an adjustable-rate mortgage to a fixed-rate loan. Its team provides other solutions for individuals seeking to obtain properties, including FHA and VA loans. The company has been in the industry for more than a decade.

License Verified:

License: 221195

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (27)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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––
Steve Niven logo
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License Verified:

License: 277327

Nationwide Multistate Licensing System and Registry

Steve Niven

2007 Eagle Ridge Drive, Birmingham, AL 35242
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  • Reverse Mortgages

Business Description

Mortgage Banc is a company offering services to clients who want a stable environment for their families in Hoover. Its loan officer Steve Niven is a certified mortgage planner who offers mortgage refinancing advice that could lower clients' monthly payments, shorten loan terms, allow clients to get cash from equity, and pay off higher-interest debt. Aside from refinancing, the company is also skilled in handling mortgage lending, construction loans, banking, credit analysis, and sales. Steve Niven is a loan officer from Fairway Independent Mortgage Corporation and has a BS focused on Engineering from the University of Alabama in Birmingham.

License Verified:

License: 277327

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Reverse Mortgage Guru logo
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License Verified:

License: 424981

Nationwide Multistate Licensing System and Registry

The Reverse Mortgage Guru

4256 Cahaba Heights Ct, Birmingham, AL 35243
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  • Reverse Mortgages

Business Description

The Reverse Mortgage Guru offers various refinancing programs and comprehensive consultation services to people in Hoover. Its team has a selection of tailored reverse mortgages that deliver potential cash-outs for those who wish to fund long-term care for retirees, pay off their debts, and support their existing sources of income. Its loan officers help applicants qualify for specific plans based on their financial situation and debt-to-income ratio. The firm is headed by David Karcher, who has served thousands of clients in over 40 states.

License Verified:

License: 424981

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Valerie Barnett Springer logo
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License Verified:

License: 198479

Nationwide Multistate Licensing System and Registry

Valerie Barnett Springer

100 Concourse Pkwy Suite 130, Hoover, AL 35244
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  • Reverse Mortgages

Business Description

Valerie Barnett Springer is a residential loan officer and branch manager at Benchmark Mortgage. She accommodates first-time homebuyers, veterans, and real estate investors in Hoover and its nearby communities. Springer assists clients throughout the process of home buying, refinancing, and selling process. She has been working in the mortgage trade for more than 20 years. Benchmark Mortgage has helped over 100,000 clients acquire their property. It also has an in-house marketing team that provides print content, website design, and one-on-one marketing coaching.

License Verified:

License: 198479

Nationwide Multistate Licensing System and Registry

Weber Mortgage logo
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License Verified:

License: 219938

Nationwide Multistate Licensing System and Registry

Weber Mortgage

1442 Montgomery Hwy, Vestavia Hills, AL 35124
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  • Multi-Family Loans
  • New Construction

Business Description

Weber Mortgage provides various refinancing and loan products for house buyers in and around Hoover. The team refinances current debts and has cash-out options for obligations saddled with elevated interest. Its purchase programs include flexible FHA for individuals who have low credit ratings and VA-backed plans with fixed or adjustable rates. Weber Mortgage has been open since 1999. The family-owned venture has online facilities for remotely transacting business and reducing the need for in-person meetings.

License Verified:

License: 219938

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (90)
Facebook
4.9 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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