Best Mortgage Brokers in Lubbock

Aaron Garrett of Fairway Independent Mortgage Corporation has been in the mortgage industry for over 7 years. A native of Lubbock, he values great customer service through a simple home loan process. His key is in understanding the customer’s needs and desires, then tailoring a mortgage to fit their long-term goals. Aaron assists clients looking to apply for a 30-year conventional loan or short-term refinance. He has helped thousands of individuals achieve homeownership with his 25 years of FIMC expertise.

Benchmark Mortgage is a locally managed residential lending company located near Lubbock. It has been serving clients around the great West Texas area for more than a decade. The company assists in new home purchases, property investment, and refinancing an existing mortgage. It offers loan programs such as FHA, USDA, VA, renovation, jumbo, and conventional loans. Other products include adjustable- and fixed-rate mortgages. Benchmark Mortgage is a member of the West Texas Home Builders Association.

Colton Conner is a mortgage loan originator with the Lubbock branch of City First Mortgage Services. He offers a wide range of mortgage loan programs, including 30-year fixed-rate mortgages, 15-year fixed-rate mortgages, reverse mortgages, and adjustable-rate mortgages. Colton also helps clients with hybrid ARMs, 2/1 buy-down mortgages, monthly ARMs, and annual ARMs. City First Mortgage Services was first established in 1992 by Gerret Van Wagoner. Since then, it has been in the business of residential and construction lending.

First Source Capital Mortgage, Inc., has been providing services to Lubbock since 1993. It specializes in helping clients receive funds or loans to purchase primary residential properties, investments, and vacation homes. It also handles country home mortgages that offer a loan for homes, barns, and lands with 15- to 30-year term rates. Additionally, First Source Capital Mortgage carries multifamily, commercial, farm, ranch, and recreational land loan programs. The company is a member of the Texas Alliance of Land Brokers.

Hometrust Mortgage, which is located in Lubbock, is a non-depository mortgage bank that offers a wide range of financing options for clients, covering jumbo, renovation, second home, and VA loans. Its team of loan originators handles the entire process, from underwriting and processing to closing. They furnish pre-approval letters within 48 hours of obtaining clients' applications. Hometrust Mortgage, which also has offices in San Antonio, Plano, and North Houston, has been operating for over 30 years.

Hub City Lending serves the lending needs of customers throughout the Greater Lubbock area. It works with national lenders to help clients who wish to purchase a home, new equipment, or a company find the right loan program that suits their financial situations and unique needs. Its products and services include equipment leasing, accounts receivable financing, construction equipment financing, mortgage, and business term loans. Hub City Lending offers its loan programs to business owners, investors, and companies.

Security Mortgage Lubbock is a company that caters to the mortgage needs of clients in the Lubbock area and its surrounding communities. The firm specializes in residential mortgages. It also helps clients select from a variety of loan types such as VA and FHA products. In addition, its team of brokers handles different rates of loans that will suit the customer's case. Security Mortgage Lubbock works with multiple lenders, allowing the business to offer an extensive selection of programs.

Spirit Mortgage carries a variety of loan products like fixed and adjustable plans, vacation home loans, low down payment options, and construction loans in Lubbock. Additionally, the company does local underwriting, helps first-time homebuyers throughout the process, and provides programs for service members in the armed forces. Its team also reviews client credits and assets in line with closing costs. Staci Ortiz, who joined the company in 2017, also serves in the Lubbock Association of Realtors.