Last updated:

Best Mortgage Brokers in Odessa

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Odessa Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

5109 West Wadley Avenue, Midland, TX 79707
WebsiteLicense: 315516 Rating

Review Sources

5.0 (3)

Why choose this provider?

PrimeWest Mortgage is a mortgage brokerage providing services to Odessa. Its team accommodates clients who want to purchase a residential property using mortgage loans. It gives clients several options, such as fixed-rate conventional loans that offer stable interest rates during the whole term duration. It also has jumbo loan programs for individuals who want to apply for 20 percent down payments. In addition, PrimeWest Mortgage is available for refinancing services and FHA, VA, and USDA loan options.

  • Refinance

4410 North Midkiff Road, Midland, TX 79705
WebsiteLicense: 1531656 Rating

Review Sources

5.0 (15)
5.0 (8)

Why choose this provider?

LeighAnne Price is the Sr. Loan Officer of Supreme Lending, a full-service mortgage lender serving the Odessa metro. She helps people achieve their dreams in homeownership. As a mortgage loan provider for Supreme Lending, LeighAnne provides loans for a primary residence, second home, investment property, condo, and new construction. In addition, the company was the Dallas 100 Awardee for the years 2013 and 2014. Lending Tree also awarded it with Lender Excellence in Customer Service. It has been operating since 1999.

  • New Construction
  • Refinance

3510 N Midkiff Rd Suite 200, Midland, TX 79705
WebsiteLicense: 644147 Rating

Review Sources

5.0 (186)
5.0 (1)

Why choose this provider?

PrimeLending is a mortgage lender based in Odessa. It caters to first-time homebuyers and those looking to refinance or renovate their homes. It offers government mortgages from VA, FHA, and USDA. It also has conventional mortgage programs securitized by Fannie Mae and Freddie Mac. Additionally, the company provides bond, jumbo, renovation, condominium, and manufactured housing loans. Its team of loan originators also recommends investment options, like PrimeLending's Buyer/Seller-Funded Repair Escrow program and specialty programs such as FHA's Good Neighbor Next Door.

  • New Construction
  • Refinance

3211 West Wadley Avenue, Midland, TX 79705
WebsiteLicense: 424400 Rating

Review Sources

5.0 (287)
5.0 (7)

Why choose this provider?

Benchmark Mortgage is a Midland mortgage brokerage that provides home financing solutions and loan programs to clients in the Odessa area. The firm was founded by Tracy Timlin Robinson, a mortgage advisor who has been providing home financing programs since 1987. She leads a team of eight loan originators and administration specialists that carry out applications for loan programs, such as conventional loans, first-time homebuyer loans, VA loans, jumbo loans, as well as USDA loans.

  • Commercial Loans
  • Multi-Family Loans

4411 West Illinois Avenue, Midland, TX 79703
WebsiteLicense: 317782 Rating

Review Sources

5.0 (43)
5.0 (18)

Why choose this provider?

Located in Midland, Security National Mortgage is a company that provides services to clients in Odessa and nearby areas. The loan options it offers include 15- and 30-year fixed-rate mortgage, conventional, FHA 203k, home equity, and jumbo. Additionally, the business provides mortgage refinance and VA loans. Frank Perea Jr., the branch manager, has over 18 years of experience in loan originating, processing, and underwriting. He is also a mortgage broker who specializes in first-time homebuyers.

  • Refinance


  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.

    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.