Expertise.com

Best Health Insurance Agencies in New York City

2024

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Providers

featured provider = Featured Provider

110 Wall Street, New York, NY 10005
WebsiteLicense: 1144972

Expertise.com Rating

Review Sources

Google
4.0 (78)

Why choose this provider?

Safe Policies Insurance is an independent health insurance brokerage firm operating in New York City. It specializes in providing insurance coverage for immigrants for more than a decade and is licensed to conduct business all over the USA. It carries health insurance plans like group health insurance, Medicare, and New York White Card (Medicaid in New York State). Additionally, it offers life insurance plans like term life and permanent life insurance. Nelson Lai, its founder, has served immigrants' insurance needs for over a decade.

  • Life Insurance

2535 Victory Boulevard, Staten Island, NY 10314
WebsiteLicense: 1198489

Expertise.com Rating

Review Sources

Google
4.7 (25)
Facebook
4.7 (20)
Yelp
4.0 (4)

Why choose this provider?

Life 143 offers personal and commercial insurance products, including health insurance plans, to clients in New York City and nearby areas. Its offerings include off-market plans, Medicare Advantage and Supplemental plans, and standalone drug plans. This insurance agency partners with top-rated insurance carriers, including Oxford Health Plans, AARP, Emblem Health, and Humana, to help clients secure a policy that meets their individual needs. Life 143 offers bond, commercial property, and key person life insurance policies.

  • Individual Plans
  • Life Insurance

42 Broadway, New York, NY 10004

Expertise.com Rating

Review Sources

Google
4.9 (28)
Facebook
5.0 (15)
Yelp
4.0 (11)

Why choose this provider?

TY Health Insurance Brokerage caters to the insurance needs of families, individuals, and businesses in the New York City area. It offers comprehensive health insurance plans and products from providers, such as United Healthcare, Blue Cross Blue Shield, Humana, and Cigna. Specializing in professional healthcare and employee benefits solutions, it also aims to help employers elevate the health and wellness cultures in their companies. TY Health Insurance Brokerage provides 24/7 customer service and has been featured on ABC, NBC, and iHeart Radio.

  • Individual Plans

112 West 34th Street, New York, NY 10120
WebsiteLicense: 537852

Expertise.com Rating

Review Sources

Google
5.0 (4)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

J. A. Reaney Agency Insurance Brokers opened in 1982 and has been serving clients in New York City for nearly 4 decades. It offers health insurance products such as individual & family health insurance, dental insurance, disability insurance, vision insurance, and Medicare. It also provides services for clients needing assistance in Affordable Care Act coverages. Furthermore, J. A. Reaney Agency Insurance Brokers offers other insurance services such as auto insurance, group benefits, and personal insurance as well as, restaurant, commercial, and hospitality insurance.

  • Individual Plans
  • Life Insurance

825 East Gate Boulevard, Garden City, NY 11530
WebsiteLicense: 1086657

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Schulman Insurance is a firm founded by Jonathan Schulman more than a decade ago. Schulman is a veteran broker who educates his clients about health insurance to allow them to make informed decisions. Schulman and his team provide employee benefits insurance plans and health insurance policies for clients in New York City, covering medical and dental expenses, hospital stays, emergency room visits, and prescription expenses. They also work with different insurance carriers, including MVP Health Care, UnitedHealthcare, and Oxford Health Plans.

  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is it feasible to obtain health insurance in New York City after missing the open enrollment period?

    Yes, even if you missed the open enrollment period, you can still purchase a health insurance policy in New York City within 60 days of a qualified life event. Qualifying life events include childbirth, marriage, relocating to a state not covered by your current insurance policy, losing coverage due to job loss, and being unemployed while between jobs.

  • What may your New York City flexible spending account be used for?

    In New York City, you can use your flexible spending account to pay for copayments, health insurance deductibles, insulin, prescription drugs, medical devices, medical equipment and supplies, menstrual care products, and over-the-counter medications for yourself or a loved one. If you break your leg, for example, you can use FSA contributions to help cover the cost of doctor visits and medical supplies.

  • Do self-employed health insurance deductions in New York City have any restrictions?

    Yes, an individual's net profit in New York City cannot be greater than their self-employed health insurance deductions. Furthermore, the deductions do not apply to any month in which an individual is eligible to join an employer-sponsored health plan. To claim the deductions, the individual must submit IRS Form 1040 along with Schedule C or Schedule C-EZ to document their self-employment income. Furthermore, for verification purposes, they should keep track of the health insurance premiums they have paid, as well as any supporting documents.

  • Does New York City Medicare cover radiation and chemotherapy?

    Yes, if chemotherapy and radiation are required for treatment, Medicare in New York City will cover the costs. It also includes a wide range of cancer treatment options, such as immunotherapy, drugs, and surgery. Be aware that Medicare will not cover all of the costs associated with chemotherapy and radiation. All deductibles and copays must also be paid by the insured.

  • Is the cost of open heart surgery covered by Medicare in New York City?

    In New York City, both the cost of open heart surgery and the recovery period are covered by Medicare. You can save money on almost all treatment costs by using Medicare Parts A and B. Part A coverage covers any expenses incurred while receiving treatment in a hospital as an inpatient. Medicare Part B will cover 80 percent of the rehabilitation costs.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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