Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Union City, NJ

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Union City Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1284Reviewed

772Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

250 West 34th Street, New York, NY 10119
WebsiteLicense: 9465823

Expertise.com Rating

Review Sources

Google
2.3 (6)

Why choose this provider?

MassMutual Metro New York is an insurance broker that strives to help individuals in Union City achieve financial stability through insurance solutions. Its team of insurance agents develops a financial strategy and assists in understanding different life insurance options. They offer life insurance plans to protect loved ones when the policyholder dies. They have term life and permanent life insurance plans that may include death and living benefits. In addition, MassMutual Metro New York provides annuities and disability income insurance. CEO Stephen Grossman joined the financial services industry in 1991.

  • Individual Plans
  • Life Insurance

100 West 33rd Street, New York, NY 10001

Expertise.com Rating

Why choose this provider?

SBLI USA Life Insurance is an insurance company that caters to individuals and families in Union City in designing insurance solutions. Its team mainly offers life and health insurance products such as income continuation term and final expense whole life, as well as worksite accidents and critical illness insurance. In addition, the professionals provide options for clients who are in need of Medicare Supplemental plans. Its team also assists with individual and group life claims as well as annuities. The company was established in 1916.

  • Life Insurance
  • Individual Plans

422 West Side Avenue, Jersey City, NJ 07305
WebsiteLicense: 1089270

Expertise.com Rating

Review Sources

Google
4.0 (31)
Facebook
5.0 (10)

Why choose this provider?

Tawanda Jackson is a State Farm insurance agent who serves clients in Union City. She offers various types of health insurance policies, including long-term care and Medicare Supplemental Plans. Tawanda also offers other types of insurance products and services, such as auto, home, life, annuities, and pet insurance. She and her multicultural team have been serving clients in their communities since 2008. Among the recognitions that she received were State Farm Chairman Circle Qualifier, Ambassador Club Qualifier, and Honor Club Qualifier.

  • Individual Plans

448 64st West, West New York, NJ 07093
WebsiteLicense: 17761272

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

MedChoice Advisors is a boutique health insurance agency founded in Northern New Jersey and serves Union City. The company is also licensed in different states such as Connecticut, Georgia, and Florida. The insurance agency has a team that dedicates themselves to helping their clients find the health insurance plans that meet their needs. They provide various health plans such as individual health insurance, group health insurance, and Medicare Advantage Plans. It also offers prescription discount plans, dental, and vision plans.

  • Individual Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
MassMutual Metro New York
250 West 34th Street, New York, NY 10119
SBLI USA Life Insurance
100 West 33rd Street, New York, NY 10001
Tawanda Jackson
422 West Side Avenue, Jersey City, NJ 07305
MedChoice Advisors
448 64st West, West New York, NJ 07093

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • When should individuals in Union City consider purchasing short-term health insurance?

    Individuals in Union City should consider purchasing short-term health insurance if they want to have temporary coverage. They can acquire this type of insurance if they miss the Open Enrollment Period for Affordable Care Act insurance or are waiting for their Medicare eligibility. Moreover, they can consider having short-term health insurance if they're transitioning between jobs.

  • What makes Affordable Care Act insurance different from employer-based health plans in Union City?

    Affordable Care Act insurance allows families and individuals in Union City to receive subsidized premiums or pay reduced monthly insurance costs. Moreover, individuals can still apply for ACA insurance even if they miss the Open Enrollment Period. They can apply for ACA insurance if they are moving to a new place, expecting a baby, or getting married or divorced.

  • In Union City, what should you do if your insurance company is not renewing your health plan?

    If your insurance company is not renewing your health plan in Union City, you cannot do anything about it. You can only apply for a new health plan during the Open Enrollment Period or Special Enrollment Period due to loss of coverage. However, you can keep your coverage for the rest of the year if you continue paying your insurance premiums.

  • When it comes to networks, what is the difference between Medicare and private health insurance in Union City?

    In Union City, Medicare has a wider network of healthcare service providers. Policyholders can go to any hospital, clinic, and physician who participates in the national program. However, private health insurance plans have a limited number of healthcare providers. If you consult with a physician outside your network, your health insurance may not cover your expenses.

  • How does hospital confinement supplemental insurance work in Union City?

    Hospital confinement supplemental insurance helps residents in Union City prevent out-of-pocket expenses in case they get injured or ill. This type of insurance allows families and individuals to receive daily cash benefits when admitted to the hospital. They can use the money to pay for medical or everyday living expenses.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.