Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Everett

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Everett Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

25Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9999 Harbour Place, Suite 103, Mukilteo, WA 98275
WebsiteLicense: 155775

Expertise.com Rating

Review Sources

Google
4.9 (312)

Why choose this provider?

Sean Joyner is an insurance agent from State Farm who offers renters insurance to the locals of Everett. He helps tenants acquire protection plans for their personal belongings like electronics, furniture, clothes, and TVs within their rented units. He also has insurance plans for businesses, automobiles, homes, and manufactured homes. Sean, who is a lifelong Washington resident, has been a State Farm agent since 2001. He is active in the community and participates in the activities of Habitat for Humanity and the Mukilteo Boys and Girls Club.

  • Multiple Policy Types
  • Home and Auto Insurance

206 E Casino Rd, Everett, WA 98208
WebsiteLicense: 765350

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Bringas Insurance Group is an independent agency that serves families and individuals in the Everett metro. It assists clients living in rental homes and apartments in acquiring renters' insurance plans. The company provides customized coverage plans to help policyholders secure reimbursements for damaged and lost items caused by theft, vandalism, and natural disasters. It also offers other personal plans, such as umbrella, flood, and life insurance. Bringas Insurance Group represents multiple carriers, including Progressive, Travelers, and Nationwide.

  • Multiple Carriers
  • Multiple Policy Types

3301 Hoyt Ave, Everett, WA 98201
WebsiteLicense: 114975

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

The Jones Insurance Group is a team of independent agents that serves individuals and businesses in the Everett area. They provide assistance to renters and homeowners who want to secure their properties through insurance policies. They also handle insurance shopping for clients looking for life, health, auto, business, and cyber liability insurance. Their agents are knowledgeable about different insurance carriers that allow them to present various types of products that their clients can choose from. Among the companies they represent are PEMCO Insurance, The Hartford, Safeco Insurance, and Progressive.

  • Multiple Policy Types

1700 132nd ST SE Suite H, Mill Creek, WA 98012
WebsiteLicense: 13780114

Expertise.com Rating

Review Sources

Google
4.9 (109)
Facebook
5.0 (10)
Yelp
2.0 (4)

Why choose this provider?

David Strasser is a State Farm insurance agent that offers a broad range of insurance products to individuals and businesses in Everett and neighboring areas. For over 35 years, he has been helping State Farm customers with their home, auto, life, and business insurance needs. One of his offerings is renters' insurance, which helps clients fulfill landlord's requirements and protect their living and belongings in a rented place. This covers various causes of property damage, including fire, theft, and vandalism.

  • Home and Auto Insurance

FAQs

  • Can your landlord require you to have renters' insurance in Everett?

    While Washington state laws do not impose a mandatory requirement for renters' insurance, note that your landlord or the property management company in Everett may insist on it as a requirement for your rental agreement. It is becoming common for landlords to request evidence of renters’ insurance before finalizing a rental contract in Everett.

  • Is earthquake coverage included in standard renters' insurance in Everett?

    No. Standard renters' insurance in Everett typically excludes coverage for earthquake damage. To protect against earthquake damage, you will likely need to obtain a separate earthquake insurance policy or add earthquake coverage as an endorsement to your current renters' insurance policy. It’s recommended to consult your insurance provider about the endorsements they offer for additional coverage.

  • Can you purchase renters' insurance as a subletter in Everett?

    Yes. If you are subletting for an extended period in Everett, it's advisable to obtain your renters' insurance to ensure your belongings and liability are covered. You can typically acquire renters' insurance even without a formal lease, and in many cases, this coverage may extend to family members residing in your residence.

  • What should you do if your renters' insurance claim is denied in Everett?

    When your renters' insurance claim is not approved in Everett, the initial step is to determine the cause for the denial. You may review the denial letter, which should contain an explanation. If you suspect the denial was due to missing documentation or inaccurate information, you may resubmit your claim with your insurance provider. If necessary, you may also seek legal advice to dispute the denial.

  • What does a standard renters’ insurance cover in Everett?

    Standard renters' insurance in Everett typically includes personal liability, premises medical coverage, additional living expenses, and personal property coverage, which often compensates items at their current cash value. However, note that some high-value items may have specific coverage limits, so you may need to purchase additional coverage to fully protect them.

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