Expertise.com

Best Bankruptcy Attorneys in Virginia Beach

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Bankruptcy Attorneys FAQs

Learn more
Anderson & Associates logo
Visit WebsiteWebsite

Anderson & Associates

2492 North Landing Road #104, Virginia Beach, VA 23456
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Anderson & Associates is a law firm that has been serving Virginia Beach since 2003. It provides legal representation in chapters 7 and 13 bankruptcy cases that deal with different types of debts such as student loans, criminal restitution, and child support arrears. Its team conducts consultations to determine the chapter of bankruptcy based on the client's situation. The firm's owner, Timothy V. Anderson, has been practicing law for over 17 years and also handles criminal defense cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (60)
Avvo
4.8 / 5 (22)
Yelp
3.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Berg & Chmielewski, PC. logo
Visit WebsiteWebsite

Berg & Chmielewski, PC.

1932 Kempsville Rd Ste 105, Virginia Beach, VA 23464
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt

Business Description

Founded in 1981, Berg & Chmielewski PC is a civil litigation law firm representing the residents of Virginia Beach, Virginia, that has another office in Chesapeake. The firm provides litigation and debt relief to debtors filing for a Chapter 7 or 13 bankruptcy petition. Its attorneys help to examine clients' incomes and assets to determine if they can be absolved of any of their debt. Attorneys at the firm are affiliated with the National Association of Consumer Bankruptcy Attorneys.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (8)
Avvo
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Childress Flax & Levine PC logo
Visit WebsiteWebsite

Childress Flax & Levine PC

533 Newtown Road, Suite 101, Virginia Beach, VA 23462
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

Childress, Flax, and Levine, PC is a firm of bankruptcy attorneys that offers legal services in Virginia Beach. The firm aids clients, upon their furnishing of proof of communication, in assessing possible cases against debt collection agencies that violate the Fair Debt Collection Practices Act. It also provides legal aid for personal injury, medical malpractice, real estate, and entertainment law. The firm has been serving Virginia residents since 1957 and has been affiliated as attorneys for Legal Resources for over a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Conrod & Company Law Firm, P.C. logo
Visit WebsiteWebsite

Conrod & Company Law Firm, P.C.

101 N Lynnhaven Rd Ste 104, Virginia Beach, VA 23452
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Conrod & Company Law Firm PC is a general litigation law firm serving the residents of Virginia Beach, Virginia, and the surrounding area. One of the firm's primary areas of practice is financial law, and it represents debtors overwhelmed by loans who are looking to file bankruptcy. The attorneys help clients stop repossession, foreclosure, and creditor harassment through liquidation of assets and reorganization. The firm also takes cases involving personal injury and business law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DeGuzman Law logo
Visit WebsiteWebsite

DeGuzman Law

5900 E. Virginia Beach Blvd., Suite 507, Norfolk, VA 23502
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

DeGuzman Law is a law firm serving the metro of Virginia Beach. Its managing attorney, Christian DeGuzman, has dedicated his practice to helping clients overcome debt by providing tailored solutions to their unique situations. His firm's services include chapter 7 full/liquidation bankruptcy, chapter 13 reorganizations/debt restructuring, non-bankruptcy debt settlement, foreclosure defense, repossession defense, and short sales negotiation. The bankruptcy attorney also helps resolve IRS tax debt and tax liens and other IRS-owed debts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (72)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hampton Roads Legal Services logo
Visit WebsiteWebsite

Hampton Roads Legal Services

372 S Independence Blvd Ste 109, Virginia Beach, VA 23452
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Hampton Roads Legal Services is a financial law firm that has been serving the residents of Virginia Beach, Virginia, for over a decade. The firm works with individual debtors to stop foreclosure and repossession, as well as creditor harassment. Its attorneys examine clients' incomes and assets to decide if any of their debts can be dismissed, and they help with asset liquidation to repay the remainder of their outstanding loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (103)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Michael J. Heath logo
Visit WebsiteWebsite

Law Office of Michael J. Heath

575 Lynnhaven Pkwy Ste 180, Virginia Beach, VA 23452
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Office of Michael J. Heath is a financial law office representing the people of Virginia Beach, Virginia, and nearby cities. The firm helps clients stop foreclosure, repossession, and creditor harassment by filing for Chapter 7 or 13 bankruptcy. Its attorney works with clients to relieve pressure from excessive medical debt, increasing credit rates, and evictions. Founding attorney Michael Heath is a previous recipient of the Outstanding Young Lawyer award from the Virginia State Bar.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (6)
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lorin D. Hay, P.C. logo
Visit WebsiteWebsite

Lorin D. Hay, P.C.

272 Bendix Rd Ste 330, Virginia Beach, VA 23452
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt

Business Description

Partnered with Boleman Law Firm, Lorin D. Hay PC is a financial law firm that has been serving the community of Virginia Beach, Virginia, for over 30 years. The firm provides legal representation and debt relief to debtors looking to file Chapters 7 and 13 bankruptcy. Its attorneys help to stop foreclosure and repossession, as well as creditor harassment. Founding attorney Lorin Hay is a member of the Tidewater Bankruptcy Bar Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (246)
Avvo
4.0 / 5 (99)
Facebook
5.0 / 5 (8)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Poole Brooke Plumlee PC logo
Visit WebsiteWebsite

Poole Brooke Plumlee PC

4705 Columbus Street, Suite 100, Virginia Beach, VA 23462
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy

Business Description

Poole Brooke Plumlee PC provides legal services to individuals, small businesses, banking institutions, and large corporations in Virginia Beach. The firm assists individuals facing financial hardships in filing for bankruptcy to obtain debt relief and protect their rights and properties. Additionally, it can help creditors in understanding their options if a debtor filed for bankruptcy protection. The legal office also represents employment, business, and administrative law cases. Its bankruptcy practitioner, Todd D. Rothlisberger, has experience dealing with Chapter 7, 11, and 13 bankruptcies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pugh and Karpov Law PC logo
Visit WebsiteWebsite

Pugh and Karpov Law PC

2404 Princess Anne Road, Virginia Beach, VA 23456
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Located in Virginia Beach, Pugh and Karpov Law PC is a full-service law firm with more than 50 years of combined legal experience. The firm has bankruptcy attorneys focused on helping debtors get a fresh start. Pugh and Karpov Law PC assesses clients' assets and financial circumstances. The lawyers will also with creditors directly. They assist in filing chapter 7 bankruptcy, putting a stop to collectors' calls and letters, repossessions and foreclosures, and garnishments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Avvo
5.0 / 5 (18)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shaheen Law Firm, P.C. logo
Visit WebsiteWebsite

Shaheen Law Firm, P.C.

5041 Corporate Woods Dr Ste 150, Virginia Beach, VA 23462
Visit WebsiteWebsite
  • Creditor Representation

Business Description

Founded in 1995, Shaheen Law Firm PC is a full-service law firm serving the community of Virginia Beach, Virginia, that has four other offices in the state. The firm's practices include financial law, and its legal team provides clients with advice on how to recover any overdue money as efficiently as they can. The team protects creditors' rights in adversary proceedings. The office also takes cases involving personal injury and family law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (41)
Yelp
4.5 / 5 (22)
Facebook
4.8 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Merna Law Group PC logo
Visit WebsiteWebsite

The Merna Law Group PC

621 N Lynnhaven Rd, Virginia Beach, VA 23452
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Merna Law Group PC is a legal firm that represents clients throughout the Virginia Beach metro area with bankruptcy matters. Its skilled and experienced attorneys help families, individuals, and service members file for Chapter 7 and Chapter 13 bankruptcy protection to stop foreclosure, repossession, and collection proceedings. Other areas of protection include foreclosure defense, debt settlement negotiations, and contested and uncontested divorce cases, including drafting separation and child custody agreements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.4 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Winchester, Pedigo, Power & Goolsby logo
Visit WebsiteWebsite

Winchester, Pedigo, Power & Goolsby

500 E Plume St. Suite 801, Norfolk, VA 23510
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Winchester, Pedigo, Power & Goolsby, PLC, a federally designated debt relief firm, serves individuals in Virginia Beach and neighboring areas. Its attorneys have over 80 years of combined experience and help debtors file chapter 7, 11, and 13 bankruptcies to secure debt relief. They can also negotiate with creditors to reduce the amount of debt or create a resettlement plan. One of the firm's principal attorneys, Neil K. Winchester, has dealt with more than 4,000 bankruptcy cases throughout his practice.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Avvo
5.0 / 5 (10)
Facebook
5.0 / 5 (2)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

Read all FAQs