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Best Bankruptcy Attorneys in Norfolk

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Anderson & Associates, PC logo

Anderson & Associates, PC

2492 N. Landing Road, Suite 104, Virginia Beach, VA 23456
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Anderson & Associates, PC, serves individuals, families, and businesses throughout Norfolk and the neighboring metros. The firm handles cases involving bankruptcy, helping clients by evaluating their current financial status and determining whether Chapter 7 or 13 of the bankruptcy code would best fit their needs. Its legal team also practices in the areas of personal injury, family, business, firearms, and criminal law. Managing partner Timothy Anderson is also a member of the North Carolina, Missouri, and District of Columbia State Bars.

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Crenshaw, Ware & Martin, P.L.C. logo

Crenshaw, Ware & Martin, P.L.C.

150 West Main Street, Norfolk, VA 23510
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  • Creditor Representation
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

Norfolk-based Crenshaw, Ware & Martin, P.L.C., is a full-service law practice representing creditors in bankruptcy cases. The 96-year-old firm assists in resolving complex issues originating from bad loans, leveraging its experience to provide solutions that maximize the likelihood of its clients' financial recovery. It has handled multi-million dollar loan defaults, asset seizures, and injunctions in state and federal courts. The firm also deals with admiralty and maritime, business, commercial real estate, construction, cybersecurity and data privacy, and employment legal matters.

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Crowley Liberatore P.C. logo

Crowley Liberatore P.C.

150 Boush St Ste 604, Norfolk, VA 23510
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement
  • IRS Tax Debt
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

Crowley Liberatore PC in Norfolk, Virginia, brings years of bankruptcy and debt relief experience to clients within and around the Greater Norfolk area. Founded in 1962, the practice has more than eight decades of experience in financial restructuring and bankruptcy representation throughout Southeastern Virginia and the Eastern District. Its attorneys focus on commercial litigation and representation of individuals facing foreclosure and repossession. It handles Chapter 7, 11, 12, and 13 cases.

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Curcione Law logo

Curcione Law

999 Waterside Drive, Norfolk, VA 23510
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Curcione Law, PLC. is a law firm offering a variety of legal services to clients in Norfolk. The firm's practice areas are bankruptcy, criminal defense, and family law. Its bankruptcy lawyers help clients protect their assets and allow them to get a fresh start through a bankruptcy filing. Clients can file for either chapter 7 liquidation bankruptcy or chapter 13 repayment bankruptcy, depending on their eligibility.

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DeGuzman Law logo

DeGuzman Law

JANAF Building, Fifth Floor, 5900 E Virginia Beach Blvd Ste. 507, Norfolk, VA 23502
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

DeGuzman Law represents clients in Norfolk who need legal help in overcoming debt. The law office handles various matters related to bankruptcy, including foreclosure defense, short sales negotiation, and mortgage loan modification assistance. Individuals who need guidance on resolving their IRS tax debt and personal property taxes are also assisted by the firm. The company is owned by Christian DeGuzman, a lawyer born to Italian and Filipino first-generation immigrants. DeGuzman also focuses on immigration law.

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Goodman Allen Donnelly logo

Goodman Allen Donnelly

150 Boush Street, Norfolk, VA 23510
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Founded in 1998, Goodman Allen Donnelly is a full-service legal office that counts bankruptcy and creditors' rights among its practice areas. It educates business owners, lenders, and suppliers on the protection offered to them by the Bankruptcy Code and the importance of seeking legal counsel to find solutions to their debt collection. The firm represents creditors, lenders, and trustees in litigation cases and Chapter 7, 11, and 13 bankruptcy cases and loan restructurings. Principal Donna J. Hall works in the Norfolk office and serves the clients in the area.

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Harbour Law P.L.C. logo

Harbour Law P.L.C.

500 East Main Street, Suite 1230, Norfolk, VA 23510
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Harbour Law P.L.C. provides legal assistance to individuals seeking debt relief in Norfolk. Founded in 2005, the firm has a team of attorneys who have been practicing bankruptcy law for decades. These lawyers are committed to resolving the financial problems of their clients, whether by putting a stop to creditor harassment, preventing foreclosures, or ending garnishments. Depending on the client's situation, they can assist in filing for bankruptcy under chapter 7 or 13 of the Bankruptcy Code.

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Harbour Law, PLC logo

Harbour Law, PLC

500 E Plume St Ste 801, Norfolk, VA 23510
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Student Loan Debt
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

Located in Norfolk, Virginia, Harbour Law PLC is a bankruptcy firm empowered by more than six decades of combined practice experience. The firm focuses primarily on bankruptcy law, including matters related to debtors, creditors, and trustees. It's a federally designated debt relief agency, and it helps clients file for relief under the U.S. Bankruptcy Code, including Chapter 7 and Chapter 13 petitions. The firm helps clients seek automatic stays from creditors, including those halting wage garnishments and foreclosures.

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Law Office of Michael J. Heath logo

Law Office of Michael J. Heath

575 Lynnhaven Parkway Suite 180, Norfolk, VA Virginia Beach
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Law Office of Michael J. Heath provides legal services to clients in the Norfolk metro and nearby areas. It handles chapters 7 and 13 bankruptcy cases, helping individuals who are dealing with abusive debt collectors, credit rate increases, excessive medical debt, garnishment and repossessions, and mortgage foreclosures. Michael J. Heath, the attorney, is a member of the National Association of Consumer Bankruptcy Attorneys. He focuses on client service by keeping up to date with the United States Bankruptcy Codes.

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Law Offices of Tom C. Smith logo

Law Offices of Tom C. Smith

249 E Little Creek Rd Ste 202, Norfolk, VA 23505
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Law Offices of Tom C. Smith in Norfolk, Virginia, offers a range of bankruptcy services throughout the local area. It has additional offices in Virginia Beach, Chesapeake, and Newport News. The practice handles Chapter 7 bankruptcies for discharge of credit card, medical and other bills, and stoppage of foreclosures, garnishments, and collections. It also deals with Chapter 13 bankruptcies to help with payment reduction, tax problems, and other insolvency issues.

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McIntyre Stein, PLLC, logo

McIntyre Stein, PLLC,

101 W Main St Ste 920, Norfolk, VA 23510
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  • Chapter 13 Bankruptcy
  • Debt Settlement

McIntyre Stein PLLC, located in Norfolk, Virginia, helps clients seeking relief under the U.S. Bankruptcy Code. The practice is well-versed in both business and personal bankruptcy matters and seeks to help clients obtain a fresh start via repaying, restructuring, or discharging their debts. It has experience in both Chapter 7 and Chapter 13 proceedings. Founding attorney John D. McIntyre is a member of the Virginia State Bar and the Tidewater Bankruptcy Bar Association.

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Pierce McCoy logo

Pierce McCoy

101 West Main st, Suite 101, Norfolk, VA 23510
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  • Chapter 7 Bankruptcy
  • Chapter 11 Bankruptcy

Pierce McCoy has been handling the bankruptcy cases of clients in Norfolk since 2013. It practices different areas of bankruptcy law, including creditors' committees, judgment collections, commercial litigation, and complex high-wealth individual bankruptcy. It also helps clients who want to liquidate or reorganize their assets, businesses, or finances by providing assistance in chapters 7 and 11 bankruptcy. Pierce McCoy also has offices in New York and Texas. The law firm caters to clients in the agriculture, hospitality, healthcare, construction, and real estate industries.

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Richard C. Langhorne, P.C. Attorney at Law logo

Richard C. Langhorne, P.C. Attorney at Law

6523 Main St. Suite 3, Gloucester, VA 23061
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Richard C. Langhorne, P.C. Attorney at Law is a multi-practice firm serving Norfolk and nearby areas. Firm namesake and lawyer, Richard Langhorne, assists clients through the process of filing for bankruptcy, whether chapter 7 or 13. The former involves liquidation while the latter entails debt reorganization. He also counsels clients in the areas of estate planning and administration and defends individuals facing drug and drunk driving charges. Langhorne also handles cases involving traffic offenses. The professional has been in practice since 1995.

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Roussos &  Barnhart, P.L.C. logo

Roussos & Barnhart, P.L.C.

500 E. Plume Street, Ste. 503, Norfolk, VA 23510
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  • Chapter 7 Bankruptcy
  • Corporate Restructuring
  • Chapter 11 Bankruptcy
  • Creditor Representation

Roussos & Barnhart, P.L.C., resolves the bankruptcy cases of clients in Norfolk and the surrounding areas. It handles insolvencies, bankruptcy litigation, and trustees' and creditors' representation. It also provides legal advice to clients involved in lessor and tenant disputes, real estate work-outs, tax debt collection issues, foreclosures, and fraudulent conveyance avoidance actions. One of its attorneys, Robert Roussos, has been practicing law since 1981. He is also the co-founding officer and director of the Tidewater Bankruptcy Bar Association.

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Sherman C. Smith Attorney at Law logo

Sherman C. Smith Attorney at Law

11747 Jefferson Ave Ste 2F, Newport News, VA 23606
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Sherman C. Smith Attorney at Law provides assistance to individuals who are facing bankruptcy in Norfolk and its surrounding areas. Smith explains the differences between chapter 7 or 13 bankruptcy to help people decide which type to file. He negotiates with creditors on behalf of his clients, explains various bankruptcy options, and handles the necessary paperwork to complete the process. Smith has been practicing law for over 20 years and has resolved thousands of cases.

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The Merna Law Group PC logo

The Merna Law Group PC

11815 Fountain Way Ste 300, Newport News, VA 23606
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Merna Law Group PC is a legal practice with a team of bankruptcy lawyers in Norfolk metro area that works with clients to find debt solutions through filing for chapters 7 and 13 bankruptcy protection and debt settlement negotiations. Its attorneys have extensive experience and education with Virginia and federal bankruptcy law and use that knowledge to assist clients with debt collections, foreclosures, and repossessions. The firm also handles contested and uncontested divorce claims.

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William C Johnson Attorney at Law logo

William C Johnson Attorney at Law

424 Market St Suite 102, Suffolk, VA 23434
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

William C Johnson Attorney at Law serves Norfolk residents filing for bankruptcy chapters 7, 11, and 13. On behalf of the client, its bankruptcy attorney files the petition, negotiates with the creditors during 341 meetings, and argues the petition in court if needed. William C. Johnson understands that bankruptcy may be intimidating for some people. He aims to make the process simple by educating clients on the legal procedures and managing the paperwork. Johnson also assists with family, traffic, and juvenile criminal law matters.

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Zemanian Law Group logo

Zemanian Law Group

223 E City Hall Ave Ste 201 N, Norfolk, VA 23510
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  • Creditor Representation
  • Chapter 11 Bankruptcy

Zemanian Law Group advises clients on matters involving bankruptcy law, creditors' rights, and commercial law. Bringing over three decades of experience, Pete Zemanian is a certified business bankruptcy specialist who leads the Norfolk-based law firm. He and his team represent trade creditors, unsecured creditors, and institutional lenders. They handle cases related to bankruptcy, collection of delinquent accounts, financial institution compliance, foreclosure, and commercial transactions. Zemanian served as the president of the Tidewater Bankruptcy Bar Association from 1995 to 1996.

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Frequently Asked Questions

Q: Can anyone file bankruptcy?

A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

Q: How bad is it to file bankruptcy twice?

A: Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?

A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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