Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Round Rock

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Round Rock Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

35Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1841 S Lakeline Blvd. Ste 101-302, Cedar Park, TX 78613
WebsiteLicense: 1552769

Expertise.com Rating

Review Sources

Google
4.9 (63)
Facebook
5.0 (9)

Why choose this provider?

Dowd Insurance Agency has been catering to individuals, families, and businesses in Round Rock and nearby areas since 2006. It offers renters' insurance products, helping clients pay for their damaged belongings in the event of fire, theft, and vandalism. The firm also provides auto, home, life, and recreational vehicle insurance plans. Dowd Insurance Agency is partnered with various insurance companies, including Ameritas, Liberty Mutual, Kemper, and The Hartford. Its team brings over 30 years of experience in the industry.

  • Home and Auto Insurance

2681 Gattis School Rd. Bldg. 1, Ste. 170, Round Rock, TX 78664
WebsiteLicense: 986308

Expertise.com Rating

Review Sources

Google
5.0 (44)
Facebook
5.0 (41)
Yelp
5.0 (5)

Why choose this provider?

Chavez Insurance Group is a financial services company that serves clients in Round Rock. It helps tenants protect personal belongings like furniture, clothing, and computers through renters' insurance. The company educates clients on options like replacement cost and actual cash value policies. It also provides other insurance solutions, from auto to homeowners' policies. The company's primary agent, Felix Chavez, has over two decades of experience in the financial services industry. He volunteers for the non-profit organization Hutto Resource Center.

  • Multiple Policy Types

306 West Main Street, Round Rock, TX 78664
WebsiteLicense: 1721989

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
5.0 (3)
Yelp
3.7 (3)

Why choose this provider?

For more than 40 years, Brookshire Insurance Agency has been serving clients residing in Round Rock and its surrounding areas. Its team of insurance agents assists clients by handling a wide variety of tasks, from periodically reviewing clients' renters' insurance plans to advocating for them throughout any insurance claims process. The professionals also customize various insurance plans to match their clients' coverage needs and preferences. Brookshire Insurance Agency works with reputable companies, such as Encompass, Liberty Mutual, and The Hartford.

  • Home and Auto Insurance

4010 Sandy Brook Dr #205, Round Rock, TX 78665
WebsiteLicense: 1716762

Expertise.com Rating

Review Sources

Google
4.9 (71)
Facebook
5.0 (16)
Yelp
5.0 (14)

Why choose this provider?

Beau Sharpe is an insurance agent who serves families and individuals in Round Rock and the surrounding communities. He helps clients obtain renters' insurance plans to secure financial protection in case of unforeseen events like theft and fire. He offers personal property, liability, and loss of use coverages. The specialist also processes other personal lines of insurance, including home, life, and health policies. In 2014, Sharpe opened his State Farm Insurance office in the metro.

  • Home and Auto Insurance

1315 Sam Bass Cir., Round Rock, TX 78681
WebsiteLicense: 1435001

Expertise.com Rating

Review Sources

Google
3.9 (25)

Why choose this provider?

Bill Muench Insurance Agency has been serving clients in the Round Rock area for over 50 years. The agency provides homeowners and renters insurance policies that protect personal belongings in case of theft or damage by unforeseen circumstances. In addition, it offers other insurance products, including auto, property, business, and commercial insurance, with 24-hour access to claims services. Bill Muench Insurance Agency is a member of the Round Rock Chamber of Commerce and Professional Insurance Agents.

  • Home and Auto Insurance

905 N Interstate 35 Suite: 101A, Round Rock, TX 78664
WebsiteLicense: 2092530

Expertise.com Rating

Review Sources

Google
4.2 (114)
Yelp
3.0 (2)

Why choose this provider?

Contractors Insurance Services assists clients in Round Rock and the nearby areas who are looking for renter's insurance policies. These policies provide coverage for losses due to vandalism, theft, explosion, water damage, and fire. Additional coverage for earthquakes and flood damage is also available. The company works with carriers such as Kemper, Mercury Insurance, Progressive, and Safeway. Contractors Insurance Services also offers motorcycle, auto, and boat insurance policies. The company has been helping clients with insurance since 1955.

  • Multiple Policy Types
  • Home and Auto Insurance

3000 Joe Dimaggio Blvd STE 43, Round Rock, TX 78665
WebsiteLicense: 1784374

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

TWFG Rosas Insurance is a locally owned agency that serves Round Rock individuals and businesses. It helps renters get coverage for personal liability, possessions, and living arrangements after a fire or catastrophic event. The policy also provides protection for potential damages to visitors, such as slips and falls or dog bites that have occurred within the insured property. In addition, TWFG Rosas Insurance offers condo, home, landlord, flood, and windstorm insurance policies. Its owner, Sam Rosas, opened the agency in 2017.

  • Multiple Policy Types
  • Home and Auto Insurance

304 W Main Street, Round Rock, TX 78664
WebsiteLicense: 1718591

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

CECO Insurance is an independent agency serving clients in Round Rock and the surrounding areas. It offers a wide range of personal coverage, including renters', home, auto, life, and group health insurance. It represents several carriers, such as Progressive, Travelers, Safeco, Aetna, and Tryton. These partnerships allow the company to offer clients various options and find the coverage that suits their situation. It also serves the needs of businesses, providing employee benefits, commercial umbrellas, and contractors' insurance.

  • Multiple Policy Types

2521 Rutland Dr #150, Austin, TX 78758
WebsiteLicense: 920222

Expertise.com Rating

Review Sources

Google
4.7 (27)
Facebook
5.0 (10)
Yelp
5.0 (3)

Why choose this provider?

Austin Insurance Group is an independent local agency that has been serving clients in the state, including Round Rock, since 1994. It offers a wide selection of insurance products, including renters', homeowners’, and condo insurance, as well as auto and commercial insurance and umbrella policies. The agency is affiliated with Bristol West Insurance Group, Mercury Insurance, Kemper Personal Insurance, Gainsco Auto Insurance, Travelers, and Foremost. Austin Insurance Group is also a premier Platinum Progressive agency.

  • Home and Auto Insurance

2301 Red Bud Lane, Suite 100, Round Rock, TX 78664
WebsiteLicense: 19379

Expertise.com Rating

Review Sources

Google
4.6 (30)
Yelp
4.2 (5)

Why choose this provider?

Rick Villarreal is an insurance agent serving individuals of the Round Rock region. He provides a variety of professional services, including vehicle, home and property, and life insurance, as well as coverage for renters and small company operations. He is a board member of the Round Rock Chamber of Commerce. His team has a combined total of approximately 60 years of experience in the insurance sector. The professionals create insurance plans that are tailored to the specific requirements of their consumers.

  • Multiple Policy Types

FAQs

  • What discounts are commonly available on renters' insurance policies in Round Rock?

    Renters in Round Rock may qualify for insurance discounts by implementing security systems, utilizing smoke detectors, installing deadbolt locks, maintaining multiple policies with a single insurer, bundling policies, or demonstrating excellent credit. Additional discounts may be accessible for individuals over the age of 55 or through group insurance plans provided by businesses or trade associations. Given the potential variance in savings, it is advisable to compare offerings from various insurance companies.

  • What are the steps for filing a renters' insurance claim in Round Rock, and how are claims regulated by Texas law?

    Round Rock renters should contact their insurance company as soon as possible after experiencing losses and provide any necessary documentation, as well as keep all relevant invoices. According to Texas law, insurance companies must collect the necessary data within 15 days, make a decision on whether to accept or deny a claim within that time frame, and then process the claim within 5 business days if payment is agreed upon.

  • In Round Rock, is it necessary to include your landlord on your renters' insurance policy?

    In Round Rock, renters should list their landlord or property management as an additional interested party on their renters insurance policy. While the renter is the named insured, adding the landlord allows them to confirm coverage limits without granting them authority to make changes to the policy. Landlords typically request this for verification, and insurance providers facilitate this during the policy initiation process.

  • What does renters' insurance in Round Rock cover, and what is the landlord's duty?

    Renters insurance in Round Rock typically protects the tenant's personal property against risks such as fire, lightning, and theft. Their policy covers items that the tenant owns. However, anything that is a permanent part of the home's structure, including fixtures, is the landlord's responsibility to insure and maintain.

  • Under what circumstances does renters' insurance cover locksmith services in Round Rock?

    Round Rock renters insurance may pay for locksmith costs up to the policy deductible if the lockout resulted from a covered loss, such as key theft. Renters insurance will not cover locksmith services or the cost of replacing locks or keys if the lockout is unintentional and caused by something other than misplacing your own keys.

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