Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Austin, TX

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Austin Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

285Reviewed

175Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4301 West William Cannon Drive, Austin, TX 78749
WebsiteLicense: 1478458

Expertise.com Rating

Review Sources

Google
4.0 (92)
Facebook
4.0 (20)

Why choose this provider?

Lezam Insurance is a full-service insurance agency serving clients in Austin, Pflugerville, and Cameron. The firm specializes in working with home buyers, realtors, and lenders in fulfilling their homeowners' or renters' insurance needs. It also offers business, umbrella, auto, life, RV, and boat insurance products. Lezam Insurance is a family-owned company that was established in 2002. Its owner, Daniela Lezam, was recognized by the Austin Business Journal as one of its Central Texas Women Profiles in Power.

  • Multiple Policy Types

PO Box 17068, Austin, TX 78760
WebsiteLicense: 1420631

Expertise.com Rating

Review Sources

Google
4.0 (114)
Facebook
4.0 (63)
Yelp
2.5 (6)

Why choose this provider?

Remco Auto Insurance has been catering to the needs of individuals, families, and renters in Austin since 1987. The company specializes in a wide range of insurance products, including renters', home, apartment, and commercial property insurance. Renter's insurance covers repair and replacement costs of clothes, furniture, electronics, and other properties. Remco Auto Insurance strongly considers itself to be a company of discipline and emotion, blending integrity, will, and dedication in the schematic of customer affairs.

  • Multiple Carriers
  • Multiple Policy Types

1508 Dessau Ridge Lane, Austin, TX 78754
WebsiteLicense: 1207868

Expertise.com Rating

Review Sources

Google
4.0 (222)
Facebook
4.0 (17)

Why choose this provider?

Robert Ndegwa is an insurance agent who works with State Farm and serves clients in Austin. He offers an array of renters', property, life, and health insurance policies that are designed to meet every customer's needs and goals. He also provides risk protection policies for annuities, businesses, and mutual funds. Ndegwa has been serving in the industry for over 18 years. His team consists of diverse members who strive to give efficient and good quality service at all times.

  • Multiple Policy Types

6915 McNeil Drive, Austin, TX 78729
WebsiteLicense: 2120570

Expertise.com Rating

Review Sources

Google
5.0 (246)
Yelp
5.0 (2)

Why choose this provider?

Everstone Insurance Group is a family-owned insurance agency. It is an independent firm that serves the insurance needs of individuals, families, and businesses in the City of the Violet Crown, Austin, and the heart of Texas. It carries home and property insurance plans like renters’, landlord, auto, home, mobile home, and casa insurance. Additionally, it provides commercial insurance packages for business owners like commercial general liability, builders’ risk, business owners' policy, commercial auto, and workman’s compensation insurance.

  • Multiple Policy Types

7304 Burnet Road, Austin, TX 78757
WebsiteLicense: 176607

Expertise.com Rating

Review Sources

Google
4.0 (23)
Yelp
3.0 (4)
Facebook
5.0 (3)

Why choose this provider?

Stanley Insurance Agency is a risk management specialist with two offices in Austin. Included in its line of services is renters' insurance, which covers tenants of townhomes, condominiums, and apartments. It helps pay for legal and medical expenses in case a guest obtains injury in the policyholder's home. Stanley Insurance Agency, which was established in 1983, is headed by Jenny Stanley, who has over 30 years of experience and was a former VP of the Independent Agents Association of Austin.

  • Multiple Policy Types

8711 Burnet Road, Austin, TX 78757
WebsiteLicense: 898928

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Austin Area Insurance Agency​ is a local insurance broker company with offices in Austin and Jonestown. It offers renters' insurance which covers expenses for damages on the tenant's personal properties caused by fire, theft, and vandalism. As an independent agency, it represents over 50 insurance carriers and offers other products including auto, life, business, health, BOP, and workers' compensation insurance. Additionally, the firm is a full-service real estate agency. It assists clients in selling, buying, and renting properties.

  • Multiple Policy Types

2521 Rutland Drive, Austin, TX 78758
WebsiteLicense: 920222

Expertise.com Rating

Review Sources

Google
4.0 (27)
Yelp
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

Austin Insurance Group is a local independent group of insurance agents that caters to renters in Austin. It provides various selections of insurance products to home renters that offer financial protection in case of property damage while at home or when elsewhere. Additionally, it also covers financial liability if a person gets injured on their premises. Established in 1994, the agency is situated in convenient locations to provide personalized services to renters in Texas area.

  • Multiple Carriers

4011-B South 1st Street, Austin, TX 78745

Expertise.com Rating

Review Sources

Google
4.0 (75)
Yelp
4.0 (5)

Why choose this provider?

EZ Insurance Agency is a service provider in Austin that offers property insurance solutions, such as condo, mobile home, homeowners, and renters' insurance. Its agents assess renters' needs, create custom insurance policies, and help them obtain adequate financial protection for their personal belongings in case of fire or theft. They also provide insurance coverage for businesses, cars, and motorcycles. EZ Insurance Agency has been in service since 1989. The company also carries bonds, general liability, and Mexico insurance.

  • Multiple Policy Types

100 Congress Avenue, Austin, TX 78701
WebsiteLicense: 5125

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Britton & Britton Insurance is a locally owned and independent insurance company serving residents of Austin and San Antonio. Since 1985, the company has offered insurance coverage like homeowners' insurance, flood insurance, health insurance, automobile insurance, business insurance, and travel medical insurance. Britton & Britton Insurance is ready to assist its clients anytime with its 24/7 customer support services. Currently, Robert Riley Britton is the local business owner of the firm. Britton and Britton is an active member of the Austin Independent Business Alliance.

  • Multiple Policy Types

2521 Rutland Drive, Austin, TX 78758
WebsiteLicense: 7074

Expertise.com Rating

Review Sources

Google
4.0 (3)

Why choose this provider?

Torabi Inc. has been catering to the insurance needs of Austin for over 28 years. Its team of agents assists renters in obtaining comprehensive renter's insurance policies that cover personal property, loss of use, and personal liability. They also provide advice on suitable coverage amounts and deductibles to help renters make informed insurance decisions. The company works with an array of insurance carriers, including Progressive Corporation, The Hartford, and Kemper. Its agents take courses each year to provide up-to-date insurance advice and options.

  • Multiple Policy Types

3933 Steck Avenue, Austin, TX 78759
WebsiteLicense: 693576

Expertise.com Rating

Review Sources

Google
4.0 (79)
Facebook
5.0 (26)
Yelp
5.0 (20)

Why choose this provider?

Ted Heaton III serves clients in Austin and the Central Texas area. He offers insurance products for renters, homeowners, and businesses. He also provides health coverages, life plans, and policies for pets. Other products include mutual funds and annuities. Banking services are also available. Ted is a native of the metro and has been with State Farm since 1978. He and his team can also assist Vietnamese-speaking and Spanish-speaking clients. They are members of the State Farm President’s Club and the Million Dollar Round Table.

  • Multiple Policy Types

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Lezam Insurance
4301 West William Cannon Drive, Austin, TX 78749
Remco Auto Insurance
PO Box 17068, Austin, TX 78760
Robert Ndegwa
1508 Dessau Ridge Lane, Austin, TX 78754
Everstone
6915 McNeil Drive, Austin, TX 78729
Stanley Insurance Agency
7304 Burnet Road, Austin, TX 78757
Austin Area Insurance Agency​
8711 Burnet Road, Austin, TX 78757
Austin Insurance Group
2521 Rutland Drive, Austin, TX 78758
EZ Insurance Agency
4011-B South 1st Street, Austin, TX 78745
Britton and Britton Insurance
100 Congress Avenue, Austin, TX 78701
Torabi Inc
2521 Rutland Drive, Austin, TX 78758
Ted Heaton III
3933 Steck Avenue, Austin, TX 78759

FAQs

  • How much do Austin residents pay for renters’ insurance per year on average?

    Renters' insurance in Austin costs an average of $127 per year or $11 per month. This cost is $32 less than the national average of $159 per year, or about $3 per month. Location, deductible options, and the amount of personal property coverage are just a few of the variables that affect renters' insurance premiums.

  • Why is renters’ insurance important for people residing in Austin?

    Austin residents face a variety of risks, including fires, that necessitate the purchase of renters' insurance. A fire incident costs around $30,000 on average. Theft is another common problem in the city, with claims totaling around $2,500. Another frequently made claim by Austin residents is water damage. Renters' insurance covers events like accidental toilet overflows and burst pipes.

  • Do renters’ insurance policies cover the medical expenses of Austin tenants and their roommates?

    No, renters' insurance policies only cover medical expenses for non-residents and visitors to Austin. These policies facilitate reimbursement for medical costs when guests sustain injuries while at the insured individual's residence or if the policyholder inadvertently injures individuals outside their rented dwelling. Renters are responsible for covering their own medical expenses.

  • What are the factors that contribute to higher renters’ insurance premiums in Austin?

    Several factors, including owning a dog breed deemed high-risk by insurance companies, contribute to higher renters' insurance premiums in Austin. The absence of security systems such as fire alarms in a rental home or apartment can also result in higher premiums. Choosing a lower deductible also results in higher premium costs.

  • What are the common types of renters’ insurance coverage in Austin?

    Personal liability, personal property, and loss of use are the three types of coverage included in an Austin renters' insurance policy. Personal liability insurance protects landlords from tenant-caused damage. Personal property coverage protects renters' belongings, such as clothing, appliances, and furniture. If a renter's rental home becomes unlivable, loss of use coverage will cover their living expenses.

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