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Best Renter's Insurance Companies in Pharr

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pharr Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



3Top Picks

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featured provider = Featured Provider

1300 S. Cage Blvd., Pharr, TX 78577
WebsiteLicense: 2186348 Rating

Why choose this provider?

Hugo Gonzalez provides renters' insurance solutions to clients in Pharr and nearby areas. He assists clients who wish to apply for renters' insurance policies covering their valuables inside their apartments, including jewelry or firearms. These insurance policies help individuals with their expenses for debris removal, temporary repairs, or replacement of lost or damaged belongings. Gonzalez gives clients an option to include additional coverage to their packages, such as burglary and emergency expense benefits.

  • Home and Auto Insurance

907 S Cage Blvd, Pharr, TX 78577
WebsiteLicense: 1529115 Rating

Review Sources

4.7 (60)
4.7 (22)
1.0 (1)

Why choose this provider?

Serving the Pharr metro, Victor Reyna is a State Farm insurance agent helping people manage risks in everyday life and recover from unexpected happenings by offering personalized coverage options. He offers renters' insurance plans covering disaster-damaged or stolen personal properties like TVs, electronics, and bicycles. In addition, he offers auto, business, life, health, and homeowners' insurance plans and financial and banking services. Victor is a State Farm's Chairman's Circle and Ambassador Travel Qualifier.

  • Home and Auto Insurance

2114 N Cage Blvd, Pharr, TX 78577
WebsiteLicense: 713497 Rating

Review Sources

4.4 (16)

Why choose this provider?

Mancha Insurance Agency provides an array of products and services to families and individuals in Pharr. It helps clients living in rental properties obtain renters' insurance plans to protect themselves and their personal belongings from events like fire, windstorm, vandalism, and theft. The company also offers other personal lines of insurance, including life and health policies. In addition, it serves business owners who want to acquire surety and contractor license bonds coverages. Mancha Insurance Agency has been operating since 1981.

  • Home and Auto Insurance


  • What factors may influence the amount of renters’ insurance premiums in Pharr?

    Various factors influence Pharr renters' premiums, including their chosen deductibles and the extent of liability coverage. The location of their rental residences also plays a role, with neighborhoods with higher crime rates resulting in above-average premiums. In addition, the cost of premiums is contingent on the discounts that renters can access.

  • Which personal belongings are covered by renters’ insurance in Pharr?

    Renters' insurance, also called apartment insurance, offers protection for the personal belongings of Pharr tenants, including items like furniture, televisions, and computers. It also assists policyholders in replacing lost or damaged personal possessions, such as clothing and high-value items like jewelry, provided they're within coverage limits. Insurance providers can assist renters in determining the value of the contents of their apartments.

  • Does the homeowners’ policy of the parents of dependents cover their personal belongings even if they are not living at home in Pharr?

    The possessions of dependents residing away from their homes in Pharr are typically included in the homeowners' insurance policies of their parents. These dependents may not find it necessary to obtain renters' insurance. In Texas, the coverage for such scenarios is generally capped at 10% of the personal property coverage outlined in the homeowners' policy.

  • Does renters’ insurance coverage extend to Pharr residents’ personal belongings in their cars?

    Pharr residents' renters' insurance coverage typically extends to personal property in their vehicles. Renters' insurance also provides protection for valuables that may be damaged in incidents such as fire, smoke, and vandalism. Additionally, it offers replacement coverage for items lost due to theft. Do check your policy for a complete list of covered perils and items.

  • Do Pharr residents need to add their landlords or property managers to their renters’ insurance policies?

    If their landlord or property manager in Texas requests it, then the tenant should add them as an additional interested party to their renters' insurance policy. In this case, Pharr landlords can review the insurance policy to confirm coverage limits but lack the authority to make alterations to the policy.

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