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Best Health Insurance Agencies in Odessa

2024

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Providers

featured provider = Featured Provider

825 John Ben Shepperd Parkway, Odessa, TX 79761
WebsiteLicense: 1996731

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Review Sources

Google
5.0 (2)

Why choose this provider?

Established in 2020, Aquinto Agency serves the insurance needs of individuals, families, and businesses in Odessa and communities such as Midland, San Angelo, and El Paso. It offers insurance packages from well-known insurance companies in the country that clients can choose from. It carries health insurance plans like individual disability insurance, individual dental insurance, individual & family health insurance, and individual vision insurance. Additionally, it provides commercial and group benefits packages for business clients. Felicia Aquinto and Andy Arellano lead the team as co-owners.

  • Individual Plans
  • Life Insurance

4682 East University Boulevard, Odessa, TX 79762
WebsiteLicense: 2347311

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Review Sources

Google
5.0 (34)
Facebook
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Karla Grimes is a State Farm insurance agent based in Odessa. She offers automobile insurance, property insurance, life insurance, health insurance, homeowners' insurance, and property insurance for interested clients from Ector County, Permian Basin, and other surrounding areas in Texas. She also provides her expertise in banking and annuities to those who need some assistance. Karla was born and raised in West Texas, giving her an edge in understanding the needs and concerns of her constituents. She is an Odessa Chamber of Commerce Gold Member.

  • Individual Plans
  • Life Insurance

2479 East 11th Street, Odessa, TX 79761
WebsiteLicense: 1538440

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Review Sources

Google
5.0 (201)
Yelp
5.0 (1)

Why choose this provider?

Crystal Johnson is a State Farm insurance agent based in Odessa. She specializes in life and health insurance plans. She has been with the company since 2007 and opened her own office in 2017. She also offers automobile, homeowners, and business insurance plans as well as banking products. Crystal is committed to helping people and building relationships with her clients and teammates. Outside of her work, she enjoys spending time with her two daughters and going to the gym.

  • Individual Plans
  • Life Insurance

2260 Linda Avenue, Odessa, TX 79763
WebsiteLicense: 1266760

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Review Sources

Google
5.0 (5)
Facebook
5.0 (1)

Why choose this provider?

Noe Garcia is a State Farm insurance agent serving in Odessa and the surrounding areas. He offers insurance options for home & auto, business, life & health, and pet insurance. One of the coverages for the health insurance is supplemental health, which covers additional medical care associated with hospitalization. Noe also handles individual medical coverage for those who do not have health insurance from their employers and Medicare Supplement for additional coverage on Medicare Plans.

  • Life Insurance

5007 John Ben Shepperd Parkway, Odessa, TX 79762
WebsiteLicense: 743753

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Review Sources

Google
4.0 (116)
Facebook
4.0 (41)

Why choose this provider?

Mike Podzemny is a State Farm agent who helps Odessa clients to secure life and health insurance coverage. He has been with the company for more than 32 years. Mike has formed a team of nine customer representatives with 70 years of cumulative experience to help him in fulfilling his duties as an agent. He guides clients in acquiring auto, home, business, and renters' insurance. State Farm is a Fortune 500 company that provides all kinds of insurance solutions and financial services.

  • Life Insurance

1541 John Ben Shepperd Parkway, Odessa, TX 79761
WebsiteLicense: 1908396

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Review Sources

Google
5.0 (28)
Facebook
4.0 (13)

Why choose this provider?

Chris Wray is an insurance agent serving Odessa. He helps residents from the metro and nearby areas find health, life, home, property, and business insurance policies. Soon after starting a career in HR management, he shifted to the insurance industry and opened his agency in 2009. He and his team are equipped with more than 35 years of insurance experience as well as an understanding of local needs. Chris has also been involved with Nourishing the Nations, a non-profit project.

  • Individual Plans
  • Life Insurance

4013 John Ben Shepperd Parkway, Odessa, TX 79762
WebsiteLicense: 1845327

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Review Sources

Facebook
5.0 (51)
Google
4.0 (35)

Why choose this provider?

Jason Yeley leads a team of insurance specialists and serves families and businesses in Odessa. An affiliate of State Farm, Jason helps his clients explore their health insurance options, including Medicare Supplement and supplemental health insurance. He assists individuals in obtaining major medical coverage from Blue Cross and Blue Shield, a marketing partner. His team also offers life, pet, property, and auto insurance products. Jason began his State Farm insurance career in 2016 after completing his internship at the same company.

  • Individual Plans

1015 North Dixie Boulevard, Odessa, TX 79761
WebsiteLicense: 11715

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

ALJ Avery & Associates offers individual and group health insurance options in and around Odessa. The company works with multiple carriers, including BlueCross BlueShield of Texas, to help clients find appropriate health insurance policies. These health insurance plans offer either reimbursements or direct payments for expenses related to injuries and illnesses. The agency provides coverage for critical care and disability and assists seniors with mitigating financial risks associated with long-term care. ALJ Avery & Associates also carries life insurance solutions.

  • Individual Plans
  • Life Insurance

1011 North Dixie Boulevard, Odessa, TX 79761
WebsiteLicense: 1461099

Expertise.com Rating

Review Sources

Google
3.9 (15)
Facebook
5.0 (12)

Why choose this provider?

HSB Insurance Agency, based in Odessa, offers various insurance products such as life, home and renters for residential and commercial properties, and auto insurance coverage that includes motorcycles, RVs, and boats. It also offers general liability and commercial insurance policies. It is a one-stop-shop center where clients can compare policies and coverages without the need to visit multiple insurance carriers. Their team of brokers can tailor fit a customized policy offering a wide variety of coverage selections with competitive premiums and maximum benefits.

  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What does minimum essential coverage entail for an Odessa resident looking for health insurance?

    The health insurance minimum essential coverage is the type of policy coverage that an Odessa resident should have in order to meet the individual responsibility requirement mandated by the Affordable Care Act law. Individual marketplace policies, plans provided by employers, Medicaid, Medicare, CHIP, and TRICARE are all sources of coverage.

  • What does indemnity coverage do for Odessa health insurance policyholders?

    Indemnity coverage reimburses Odessa health insurance policyholders for medical expenses. An indemnity plan covers a policyholder for a variety of medical services that they can obtain from doctors or hospitals of their choice. Because these plans provide the most flexible and comprehensive coverage, they are typically more expensive than managed care policies.

  • Can Medicare completely cover all of Odessa health insurance policyholders’ medical expenses?

    No, Medicare cannot cover all of the medical expenses of Odessa health insurance policyholders because it was never intended to do so. Since the cost of medical services and items that it does not cover has risen to the point where it is often more than the plan holder can afford, Medicare Supplement Insurance policies have been made available to citizens to assist them in covering such costs. A supplemental plan can help to reduce out-of-pocket health care costs.

  • What does an Odessa citizen need to do to qualify for a supplement Medicare health insurance plan?

    An Odessa resident must be enrolled in Parts A and B of original Medicare to be eligible for a Medicare supplement health insurance plan. A supplement plan is not available to residents who have Medicare Advantage or Medicaid. Policyholders can choose from a variety of supplement insurance types at various prices to find one that best meets their needs.

  • What perks can Odessa employees get from an ACA benefit and tax compliance plan?

    Employees in Odessa can access several advantages through an ACA benefit and tax compliance plan, including:

    • Elimination of the $2,000 tax per employee imposed by the Affordable Care Act (ACA).
    • Provision of Minimum Essential Coverage (MEC) to meet regulatory requirements.
    • Tax exemption for employees enrolled in MEC plans.
    • Inclusion of preventive care in the coverage.
    • Cost-effective premiums compared to those of Marketplace plans.
    • A range of "Save Money" options for additional savings. This plan ensures compliance with ACA regulations while offering significant benefits to Odessa employees.
  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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