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Best Life Insurance Companies in Odessa

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2023
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Allbright & Duncan Insurance logo
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License Verified:

License: 4716

Texas Department of Insurance

Allbright & Duncan Insurance

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3527 Billy Hext Road, Odessa, TX 79765
  • Life Insurance
  • Health Insurance

Business Description

Allbright & Duncan Insurance is an agency that provides its services to clients in Odessa and the surrounding areas. It offers a variety of life insurance options for the policyholders and their family's well-being. It also provides a specified sum of payment to the beneficiaries in case of the insured's death. The agency also offers other products, such as auto, health, business, home, and renters' insurance. Moreover, it aims to create long-lasting relationships with its clients while securing their private information.

License Verified:

License: 4716

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aquinto Agency logo
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License Verified:

License: 2588586

Texas Department of Insurance

Aquinto Agency

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825 John Ben Shepperd Parkway, Odessa, TX 79761
  • Life Insurance

Business Description

Aquinto Agency is an independent insurance firm based in Odessa that was founded in 2020. The company specializes in providing families and individuals with life insurance options that are available in final expense, term, universal, and whole categories. Additionally, it carries insurance solutions for health, vehicles, homes, renters, valuable items, and flood damage. Aquinto Agency also works closely with local businesses to provide insurance coverage for liabilities, commercial properties, medical malpractice, surety bonds, and workers' compensation.

License Verified:

License: 2588586

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dominguez Insurance Agency logo
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License Verified:

License: 1987846

Texas Department of Insurance

Dominguez Insurance Agency

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1301 North Grant Avenue, Odessa, TX 79763
  • Life Insurance

Business Description

Dominguez Insurance Agency is an independent company that delivers insurance solutions to individuals, families, and business owners in the Odessa metro. It helps clients acquire life insurance that may include universal, whole, and term coverages. These life insurance plans provide financial security to policyholders and their beneficiaries. In addition, Dominguez Insurance Agency offers other personal and business policies, such as home, classic car, umbrella, workers' compensation, and cyber liability insurance. Owner Diana Dominguez has been in the insurance industry for over 24 years.

License Verified:

License: 1987846

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Filiberto Gonzales logo
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License Verified:

License: 1560656

Texas Department of Insurance

Filiberto Gonzales

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600 East 42nd Street, Odessa, TX 79762
  • Life Insurance
  • Health Insurance

Business Description

Filberto Gonzales is an insurance agent associated with StateFarm that serves Odessa and the nearby areas. He offers life insurance products such as term life, whole life, and universal life insurance. He can also accommodate requests to change policies or beneficiaries. Apart from life insurance, Filberto also offers a number of different products such as auto, home, workers' compensation, and personal liability insurance. Clients who are looking for comprehensive coverage for their pets can also approach him for assistance.

License Verified:

License: 1560656

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Hayes Insurance logo

Hayes Insurance

501 North Lee Avenue, Odessa, TX 79761
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans

Business Description

Hayes Insurance is an independent insurance agency in Odessa. It has been serving individuals, families, and businesses for more than 50 years with life insurance and health insurance plans. Its partner carriers include Blue Cross Blue Shield of Texas, United Health Care, Principal Financial, and Humana. Hayes Insurance is a member of the National Federation of Independent Business, National Association of Health Underwriters, Odessa Chamber of Commerce, and The Odessa Rotary Club.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
HSB Insurance logo

License Verified:

License: 1461099

Texas Department of Insurance

HSB Insurance

1011 North Dixie Boulevard, Odessa, TX 79761
  • Life Insurance

Business Description

Headquartered in Odessa, HSB Insurance Agency delivers a variety of insurance policies for personal and commercial clients. The company assists individuals in safeguarding the financial future of their beneficiaries at the time of their demise with a life insurance policy. Being an independent insurance firm, the agency delivers different coverage options from multiple providers. The team assesses the needs of their clients and helps them choose the most suitable policy akin to their requirements. The company also serves clients in all of Texas.

License Verified:

License: 1461099

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
McKenzie Agency, Inc logo
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License Verified:

License: 10139

Texas Department of Insurance

McKenzie Agency, Inc

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1315 North County Road West, Odessa, TX 79763
  • Life Insurance

Business Description

McKenzie Agency, Inc. has been serving Odessa as an independent insurance agency since 1993. Some of the company's insurance policies cover lives, homes, automobiles, and recreational vehicles. Individuals can choose from term and permanent life insurance plans depending on their needs. Additionally, the commercial insurance plans offered by the agency include bonds, general liability, and workers' compensation. Owner Londa McKenzie and her team help customers find suitable coverage regardless of their history.

License Verified:

License: 10139

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (39)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patricia Torres Insurance Agency LLC logo
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License Verified:

License: 1847497

Texas Department of Insurance

Patricia Torres Insurance Agency LLC

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1613 East 8th Street, Odessa, TX 79761
  • Life Insurance

Business Description

Patricia Torres Insurance Agency LLC is a firm that has been serving individuals, families, and businesses in Odessa for more than 20 years. The brokerage offers a wide range of risk management solutions, including life and health insurance policies as well as home and automobile insurance coverage options. Additionally, it provides business and commercial policies. Its insurance professionals aim to assist clients in navigating through multiple insurance programs and help clients choose the right policies.

License Verified:

License: 1847497

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
West Texas Insurance Exchange, Inc logo
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License Verified:

License: 2190113

Texas Department of Insurance

West Texas Insurance Exchange, Inc

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1000 Maple Avenue, Odessa, TX 79761
  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Business Description

West Texas Insurance Exchange, Inc., is a Midland-based insurance company. It provides a comprehensive array of insurance products in Odessa and the surrounding areas. It offers various types of life insurance plans, including term life insurance and permanent life insurance policies. As an independent insurance agency, the company has access to multiple insurance carriers that provide an extensive selection of policy options. West Texas Insurance Exchange has been serving the West Texas area since 1962.

License Verified:

License: 2190113

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.