Expertise.com

2024

Last updated:

Best Bankruptcy Attorneys in McAllen

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored McAllen Bankruptcy Attorneys on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

51Reviewed

31Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

223 W Nolana Ave McAllen, TX 78504, McAllen, TX 78504

Why choose this provider?

Oliva Law Firm caters to people and businesses dealing with financial-related matters in McAllen. It handles Chapter 7 and 13 bankruptcy cases, assisting clients in paying off general unsecured debts such as medical and credit card bills, as well as personal loans. The practice also helps debtors avoid home repossession or foreclosure, repay debts with plans, and extend payment terms. Additionally, it handles wage garnishment and creditor harassment cases. Marcos Oliva, the principal partner, has more than 15 years of industry experience.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

4305 N 10th St Suite H, McAllen, TX 78504

Expertise.com Rating

Review Sources

Facebook
4.2 (5)
Google
1.0 (1)

Why choose this provider?

Baker & Associates is a debt relief agency in McAllen with over 30 years' experience helping individuals and married couples find solutions to their financial issues. Its attorney guides clients through chapters 9, 11, 12, and 13 bankruptcy proceedings to stop collection actions. The legal team works to help debtors end creditors' harassment and prevent vehicle repossession and home foreclosure. Reese Baker Esq. is board-certified by the Texas Board of Legal Specializations in consumer and business bankruptcy law.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Reese Baker - PartnerActive45 yrs

6316 North 10th Street, McAllen, TX 78504

Expertise.com Rating

Review Sources

Google
4.4 (22)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Villeda Law Group represents individuals and businesses in bankruptcy cases in McAllen. The law firm assists in the discharging and reorganization of personal debt and reorganization of a businesses' debts. In addition to filing for chapters 7, 11, and 13 bankruptcies, bankruptcy lawyer Antonio Villeda also handles business transactions, taxation, property tax, and estate planning and probate matters. He is board-certified in business bankruptcy law by both the American Bankruptcy Institute and the Texas Board of Legal Specialization.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Attorney Information

Attorney NameBar StatusExperience
Antonio Villeda - Founding Attorney/OwnerActive41 yrs

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

FAQs

  • Where do I file for bankruptcy in McAllen, Texas?

    To file for bankruptcy in McAllen, you would need to submit your bankruptcy petition and related documents to the United States Bankruptcy Court for the Southern District of Texas. The McAllen Division is the specific division that covers the city of McAllen.

  • Where can I get bankruptcy forms in McAllen, Texas?

    You can get bankruptcy forms from the official website of the United States Bankruptcy Court for the Southern District of Texas at https://www.txs.uscourts.gov/bankruptcy/bankruptcy-forms-filing-fees. The District Court provides downloadable bankruptcy forms.

  • What is the quickest form of the individual bankruptcy proceeding in McAllen?

    In McAllen, chapter 7 is the fastest way for individuals to declare bankruptcy. It means giving up and selling all assets that are not protected. These could include Social Security payments, unemployment compensation, and some of the value of a home, car, and household items. Chapter 7 will be on the debtor's credit report for 10 years. However, there are certain types of debt that cannot be eliminated through chapter 7, like child support, specific taxes, and student loans.

  • Does debt settlement affect a McAllen resident’s credit score?

    Yes, debt settlement has the potential to impact the credit score of a debtor in McAllen. When payments are missed, they leave a mark on the debtor's credit history, considering that debt settlement involves settling the debt for a lesser amount than what is owed. It is worth noting that the information regarding the debt settlement will remain on the debtor's credit report for a period of up to seven years.

  • What is the typical duration for the different types of bankruptcy proceedings in McAllen and the state of Texas?

    For a chapter 7 case, the bankruptcy process is typically wrapped up within approximately four to six months, starting from the filing date. On the other hand, a chapter 13 case tends to extend over a period of 3 to 5 years. In the case of chapter 11, the process can span from 6 months up to 1-1/2 years. The timeline for bankruptcy proceedings in McAllen and the state of Texas varies depending on the specific chapter, namely 7, 11, or 13.

  • Who are qualified to file for Chapter 13 bankruptcy in McAllen?

    In McAllen, individuals facing more than $1,149,525 in secured debt or $383,175 in unsecured debt, as well as businesses, have the option to file for chapter 13 bankruptcy. Under chapter 13, homeowners can halt foreclosure proceedings, even if they have fallen behind on their mortgage payments. In this process, a trustee appointed by the court collects monthly payments from the debtor and then distributes them to creditors accordingly.

  • In McAllen, do the majority of bankruptcy attorneys take payment plans?

    Yes, many bankruptcy attorneys in McAllen offer payment plans to their clients. When it comes to chapter 13 bankruptcy, which is essentially a payment plan bankruptcy, many attorneys handling such cases accept an initial payment and incorporate the remaining fees into the overall plan. As for chapter 7 bankruptcy, some lawyers may also accommodate payment plans, although it is common for the complete attorney fee to be settled prior to filing.

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