Expertise.com

2024

Last updated:

Best Bankruptcy Attorneys in Pharr

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pharr Bankruptcy Attorneys on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

30Reviewed

19Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
223 W Nolana Ave, McAllen, TX 78504
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Why choose this provider?

Oliva Law Firm serves clients in Pharr and throughout Hidalgo County. The legal office assists debtors in filing chapters 7 and 13 petitions. Founder Marcos D. Oliva draws on his family's previous struggles with IRS debts to help individuals and business owners create repayment plans and sell non-exempt assets for debt relief. The practitioner also provides foreclosure relief and debt settlement options for those seeking alternative solutions. Since he started practicing law over two decades ago, Oliva has represented more than 465 clients in bankruptcy cases.

Website
2300 W Pike Blvd., Suite 300, Weslaco, TX 78596
  • Debt Settlement

Why choose this provider?

Rudy Salinas, Jr., Attorney At Law​, manages the legal affairs of people in Pharr. Salinas serves English- and Spanish-speaking clients looking to get relief from their debts through consumer bankruptcy. He files petitions on the debtors' behalf to prevent car repossessions and property foreclosures. The solo practitioner and his staff, which includes a board-certified civil trial law paralegal, also work with creditors, helping them resolve debt collection issues. Other areas of practice include estate planning and probate. Salinas has been in the legal profession since 2000.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
950 Echo Lane, Houston, TX 77024
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Why choose this provider?

Baker & Associates is a bankruptcy law firm working with the residents of Pharr and the nearby areas. The firm's founder has been practicing law for over 35 years, and he works with individuals who are struggling to pay off their debts and are facing foreclosures, evictions, repossession, and creditor harassment. He helps the client file for Chapter 7 or 13 bankruptcy and make their debts more manageable. Baker is a member of the American Bankruptcy Institute.

Attorney Information

Attorney NamesExperience
Reese Baker - Partner45 yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

FAQs

  • Where do I file for bankruptcy in Pharr, Texas?

    Pharr residents can file their bankruptcy petitions with the U.S. Bankruptcy Court for the Southern District of Texas - McAllen Division. The court is located at U.S. Courthouse, 1701 W. Business Hwy. 83, McAllen, TX 78501.

  • Where can I get bankruptcy forms in Pharr, Texas?

    You can download Pharr bankruptcy forms from this link: https://www.txs.uscourts.gov/bankruptcy/bankruptcy-forms-filing-fees.

  • How long does the bankruptcy process take in Pharr?

    It depends on the bankruptcy chapter you filed under. Chapter 7 lasts 4–6 months after filing, while Chapter 13 takes 3-5 years to complete. Chapter 11 bankruptcy cases typically take 6–18 months. If the duration is an important consideration for you, speak with a Pharr bankruptcy attorney to determine the ideal chapter for your situation.

  • Can you really keep your house and car if you file for Chapter 13 bankruptcy in Pharr?

    Chapter 13 is particularly beneficial for Pharr residents who are already behind on their home and car loan payments. This chapter halts repossessions, foreclosures, and evictions. It also allows you to restructure your payments and get more time to pay them off. The typical Chapter 13 payment plan lasts 3-5 years. This means you can keep the car or house while you are catching up on your overdue and incoming payments.

  • Is there a debt limit to be eligible to file for bankruptcy in Pharr?

    There is no debt limit for Chapter 7 bankruptcy, but you have to pass the Means Test which measures your income rate. Chapter 11 bankruptcy also has no debt limit in Pharr. Meanwhile, Chapter 13 has a debt limit of $2.75 million, inclusive of both unsecured and secured debts. This is according to 11 U.S.C. Section 109(e). People who don’t pass the Means Test for Chapter 7 and have debts over the Chapter 13 limit usually file for Chapter 11.

  • Can you keep your business if you file for bankruptcy Chapter 11 in Pharr?

    Chapter 11 involves restructuring the business’ debt, creating a convenient repayment plan, and halting creditor collections. This allows you to keep company assets and lift the burden of unmanageable debt, so you can continue operating the business. Consult with a bankruptcy attorney in Pharr to see if Chapter 11 is ideal for your situation.

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