Best Renter's Insurance Companies in Lewisville

Frequently Asked Questions

• Is it possible to supplement the coverage of your Lewisville renters' insurance policy that will cover your expensive camera?

  It varies. Some Lewisville renters' insurance policies may limit camera or camera equipment reimbursement. Ask your agent if you may get additional coverage to extend the limit if the value of your camera exceeds the maximum allowed by your renters' insurance policy. You can assign this type of coverage, known as scheduled personal property coverage, to specific goods or groups of objects, such as your camera and any connected photography equipment.

• Which additional living expenditures are covered by your renters' insurance plan in Lewisville?

  Some additional living expenditures that your Lewisville renters' insurance policy covers are as follows:

  • Short-term lodging in hotels or other rental units.
  • Personal property storage charges.
  • Childcare costs as a result of schedule disruptions.
  • Food and transportation costs.
  • Moving expenses.
  • Pet boarding fees.
  • Laundry service fees.
  • Additional costs for internet or utility services.

• If you store your gun in a storage unit and it is stolen, will your Lewisville renters' insurance cover it?

  Yes. Your Lewisville renters' insurance provider will pay to replace your weapon if it was taken from a storage facility where it was kept. The coverage will, however, be limited. You won't be paid for your entire collection if your insurance places a $2,500 cap on your collection of firearms worth $5,000.

• Is your Lewisville renters' insurance policy's loss of use coverage applicable if the pipes in your rental property freeze?

  No. Since there are many things you can do to prevent frozen pipes, your Lewisville renters' insurance policy's loss of use coverage won't help if your rental unit's pipes have frozen. For example, you can try opening the cupboards in your kitchen, bathroom, and laundry room if you still have heat and haven't lost power. This will let warm air circulate the plumbing fixtures and may help stop freezing pipes.

• If your bike is stolen, how much would your Lewisville renters' insurance policy reimburse you?

  Yes, your renters' insurance policy can reimburse your stolen bike. Thus, when the bicycle theft claim is granted, your Lewisville renters' insurance policy will probably reimburse you for the full cost of your bike, less your deductible. If you have personal property insurance, your coverage would stretch to the whole $10,000.