Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Frisco

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Frisco Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

46Reviewed

32Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
8902 Preston Manor Drive, Frisco, TX 75033
  • Home and Auto Insurance

Why choose this provider?

Operating a local State Farm agency in Frisco, Gene Wolfgram provides insurance solutions to clients in the local metro. He has been working as a State Farm agent since 2005. Wolfgram offers renters' insurance policies, which cover tenants' personal belongings in case of a fire, theft, or vandalism. In addition, he designs insurance products for owned homes and automobiles. Gene Wolfgram has attained the Chartered Financial Consultant, Chartered Life Underwriter, and Chartered Property Casualty Underwriter designations.

License Verified:

License: 1095635

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (130)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6500 Preston Rd Ste B11, Frisco, TX 75034
  • Home and Auto Insurance

Why choose this provider?

Ann Anderson is a Farmers Insurance agent who has been providing services to clients in the Frisco metro for more than five years. She offers renters' insurance that covers personal possessions such as furniture and clothing, temporary living costs, and personal liability protection. Additionally, she handles other products, including auto, home, life, and umbrella insurance. Anderson is a recipient of the 2017 Frisco Chamber of Commerce Chairman's Award. She is a member of the Frisco Education Foundation.

License Verified:

License: 1837099

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (18)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8700 Stonebrook Parkway #2492, Frisco, TX 75034
  • Multiple Carriers

Why choose this provider?

The Fite Agency is an independent insurance brokerage that serves Frisco clients through multiple carriers. It offers insurance policies for any kind of home, including apartments. Its policies assist renters in covering their personal properties from theft, fire, and vandalism. The agency also provides dwelling and medical coverages. In addition, it has risk management options for businesses. The Fite Agency team has more than 25 years of industry experience and responds to queries 24/7.

License Verified:

License: 2258832

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8700 Main St Suite 110, Frisco, TX 75033
  • Multiple Policy Types

Why choose this provider?

The Wilkins Family Agency in Frisco provides home, auto, and renters' insurance policies to clients in the metro. The agency is owned and operated by Norma Wilkins and Dmitri Maglalang who have over 40 years of combined experience in insurance sales and management. It offers renters' insurance solutions that protect personal belongings and the policyholder from personal and premises liabilities. Co-owner Dmitri is a licensed insurance agent who has over 29 years of experience in the industry.

License Verified:

License: 2672478

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (38)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
8501 Wade Blvd # 250, Frisco, TX 75034
  • Multiple Carriers
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

American Option Insurance Group is an independent agency serving clients in Frisco. It offers renter's insurance policies that cover theft and property damages, as well as medical expenses if visitors incur injuries inside the premises. Its agents have in-depth knowledge of various insurance products, guidelines, and companies to meet the needs of their clients. The firm provides coverage for cars, homes, commercial buildings, life, health, and workers' compensation. It was founded in 2011 by Brandon Straza, who has over a decade of industry experience.

License Verified:

License: 1695602

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (107)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8765 Stockard Dr Ste 402, Frisco, TX 75034
  • Multiple Carriers

Why choose this provider?

CNC Insurance Brokerage Services serves individuals and families in the Frisco metro. It offers an array of insurance products, which include renters' insurance policies. The agency aims to protect policyholders and their personal belongings from unexpected events like theft, vandalism, and natural disasters. Its agents also help clients obtain other personal plans, such as umbrella, flood, and classic car insurance. They work with various carriers, including Zurich and Safeco. CNC Insurance Brokerage Services has been in business since 1989.

License Verified:

License: 708924

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.9 / 5 (7)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5566 Main Street Suite 210, Frisco, TX 75033
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Alliance Insurance Agency is an independent brokerage that has been serving families, individuals, and businesses in Frisco for more than 20 years. It offers an array of risk management options, including insurance for renters. Renters' insurance covers personal possessions against possible accidental damages and severe weather conditions. In addition, the brokerage provides commercial insurance and coverage for homeowners, automobiles, and motor homes. Policy buyers can also utilize the brokerage's premium comparison tool on its website.

License Verified:

License: 12174

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (16)
Yelp
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7777 Warren Pkwy Ste 355, Frisco, TX 75034
  • Multiple Policy Types

Why choose this provider?

Scott Samuel is a State Farm insurance agent serving clients throughout the Greater Frisco metro. He helps individuals protect their personal properties and belongings from losses due to fire, water damage, theft, and vandalism by providing them with renters' insurance policies. Samuel worked as a State Farm auto underwriter from 2002 to 2008 and was a recipient of the Ambassador Club award. He is bilingual in English and Spanish and also offers life, pet, health, and auto insurance.

License Verified:

License: 1519994

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (410)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5899 Preston Rd # 1301, Frisco, TX 75034
  • Home and Auto Insurance

Why choose this provider?

Haeussler Insurance Agency provides personal and commercial financial protection products for Frisco clients. It offers insurance coverage for renters, covering personal articles that may be destroyed in a fire or damaged by other cited disasters. The agency also has a wide range of benefit insurance options for individuals and groups, including medical, dental, and long-term care policies. Haeussler Insurance Agency is headed by Doug Haeussler, who has been with the agency since 2005 and has over 20 years of industry experience.

License Verified:

License: 978587

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6351 Preston Rd. Ste 165, Frisco, TX 75034
  • Home and Auto Insurance

Why choose this provider?

Christy Brott is an insurance agent catering to families and individuals in Frisco and the surrounding areas. Brott has been in the industry since 2000, currently working for State Farm, where she offers a wide selection of insurance products. These products include renters', home, life, health, and auto insurance. Her renters' insurance policy covers the client's property and belongings, such as furniture, bicycle, and TVs while renting. Her additional products include business insurance, mutual funds, annuities, and banking.

License Verified:

License: 882725

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (161)
Facebook
4.8 / 5 (24)
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7601 Main St, Frisco, TX 75034
  • Home and Auto Insurance

Why choose this provider?

Thomas R. Rush Insurance is an independent insurance agency located in Frisco. It helps residents find the most suitable coverage for their residences or properties, whether it is through renters', landlord, homeowners', or vacant dwelling insurance. The company also offers condominium and farm and ranch insurance products. Thomas R. Rush Insurance has been providing financial protection to Frisco and the surrounding areas for over 35 years. The company is affiliated with the Germania Farm Mutual Insurance Association, which has been serving Texas communities for more than a century.

License Verified:

License: 781108

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (21)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Can landlords in Frisco cover what happens to their renters' possessions?

    No. Landlords in Frisco are not responsible for whatever happens to their renters' possessions. That is why having a renters' insurance policy is important. If a tenant's personal property gets damaged or stolen, their renters' insurance plan can be used to provide them with financial coverage to replace the lost or damaged items.

  • Can renters' insurance in Frisco be used to pay for a guest's injury?

    Yes. Renters' insurance in Frisco can be used to pay for medical payments if a guest at a rented property gets injured, regardless of who is at fault. Note that various limits still apply. Renters' insurance can cover the cost of legal defense to shield the tenant's family from claims of property damage in the event that the injured guest decides to sue the tenant.

  • Does renters' insurance coverage in Frisco have exceptions?

    Yes. Flooding is not usually covered by renters' insurance in Frisco. You may need a separate flood insurance policy to protect your possessions. Your landlord should take care of any damages caused by pests since your renters' insurance will not cover them. It will also not cover damage to the physical structure of the rented property. If you intentionally damaged your rented property, you cannot recover any compensation from your insurance.

  • Is renters' insurance required in Frisco?

    Renters' insurance is not legally required in Frisco. However, your landlord may require you to get a policy before they allow you to rent their property. This is because landlord insurance only protects the rented property and its assets. In the event of any unexpected loss, this will not cover the renter's personal possessions, thus the need for renters to buy their own insurance.

  • How does renters' insurance in Frisco compensate its policyholders?

    Insurance providers in Frisco usually offer actual cash value to cover the loss of the policyholder. The cost of the item or property at the time of the damage is its actual cash value. For instance, if a renter's five-year-old laptop is taken, the renter's insurance coverage may cover the cost of replacing the stolen device up to the current market value. The actual cash value is a reimbursement for the original value of the item minus depreciation.

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