Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Cypress

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Cypress Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2315Reviewed

1393Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
12620 Farm to Market 1960 Road West, Houston, TX 77065
  • Individual Plans
  • Life Insurance
  • Group Benefits

Why choose this provider?

Bowser Insurance Services has been catering to individuals and families in Cypress since 2015. Owner and principal agent Wendy Bowser offers a wide selection of products, including health, life, disability, dental, and vision insurance. She also provides options for identity theft protection, compliance, and supplemental plans. Wendy received the 2017 Woman of Excellence Award from BPW. She is also active in the community as a member of the CyFair Houston Chamber of Commerce and the Houston Association of Health Underwriters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (36)

Website
14011 Park Drive, Tomball, TX 77377
  • Individual Plans
  • Life Insurance

Why choose this provider?

IHS Insurance Group, LLC, is an independent insurance brokerage firm serving individuals, families, and businesses in Cypress and nearby areas. For more than 10 years, it has been the local source for insurance services and solutions, including health insurance plans, with its access to several health insurance carriers. The family-owned company also offers dental, vision, and Medicare policies. As a Christian-based business, IHS Insurance Group, LLC, offers services deeply grounded in the values of Christian stewardship.

License Verified:

License: 1374740

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19811 Mountain Vista Drive, Cypress, TX 77433
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Claudia Escalera Agency is a risk management company that specializes in providing health insurance for families, self-employed individuals, and businesses. Serving Cypress, the business provides comprehensive healthcare plans that cover surgeries, illnesses, doctor appointments, and preventative care which may involve supplemental, small group, or PPO health insurance plans. In addition, it can provide dental coverage which helps pay for both major and basic restoration services and teeth cleaning. Claudia Escalera Agency also provides life insurance plans.

License Verified:

License: 2544971

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16910 Farm to Market 2920, Tomball, TX 77377
  • Life Insurance

Why choose this provider?

Texas Heritage Insurance has more than 30 years of providing insurance protection for individuals and businesses in Cypress and nearby communities in the Texas metro. The company offers personal insurance products for auto, life, and health coverages. Its staff handles both term and permanent life insurance options. Texas Heritage Insurance also assists businesses with workers' compensation, general liability, commercial auto, and builder's risk insurance. The agency also helps with farm insurance, which includes livestock, crop, and farm equipment plans.

License Verified:

License: 571289

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21858 Northwest Freeway, Cypress, TX 77429
  • Individual Plans
  • Life Insurance

Why choose this provider?

Jess Akin Insurance offers comprehensive health insurance plans in and around Cypress. It covers medical tests, X-rays, surgery, maternity care, and hospitalization. Additionally, this firm offers other personal and commercial insurance products. Personal insurance plans include home, auto, fine arts, valuable items, and umbrella. Commercial products cover general liability, workers' compensation, builders' risk, contractors, and properties. Jess Akin Insurance was established in 1974. It works with over 30 different insurance companies to find the right plan for its clients' needs.

License Verified:

License: 677305

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (12)
Facebook
5.0 / 5 (6)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
21211 Farm to Market Road 529, Cypress, TX 77433
  • Individual Plans
  • Life Insurance

Why choose this provider?

Fargo Insurance Agency LLC is a Cypress-based insurance agency that has been working with clients in the local area since 2004. The agency offers clients a varied selection of insurance coverage plans such as health, life, home, vehicle, commercial, and dental insurance. Fargo Insurance Agency's employees utilize its partnership with insurance carriers such as American Risk Insurance, Homeowners of America, and Foremost Insurance to find the coverage plan that satisfies the client's financial goals and current financial situation.

License Verified:

License: 2006618

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10514 Hemwick Drive, Cypress, TX 77429
  • Life Insurance
  • Individual Plans

Why choose this provider?

Located in Cypress, Bench Insurance is an independent agency offering health, life, and asset protection products. It provides health insurance from various companies, including Ambetter, Aetna, Community Health Choice, Blue Cross BlueShield of Texas, Humana, and UnitedHealth. For those 65 and older, the agency assists with enrollment in Medicare Advantage plans, supplemental plans, and prescription drug plans. Clients can also obtain dental and vision insurance plans from the agency. In addition, Bench Insurance offers home, auto, and commercial insurance.

License Verified:

License: 1347794

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
16230 Lee Way Drive, Cypress, TX 77429
  • Individual Plans
  • Life Insurance

Why choose this provider?

Kristi Sebera is a State Farm insurance agent, helping clients in Cypress obtain health insurance policies. She works with clients to create health insurance plans that suit their needs and goals. Kristi also offers assistance in auto insurance, homeowners' insurance, life insurance, banking, annuities, and mutual funds. Being a State Farm insurance agent for 10 years, Kristi has gained a lot of experience in the industry and earned the State Farm Chairman's Circle and President's Club awards.

License Verified:

License: 803349

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (64)
Yelp
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
16522 House & Hahl Road, Cypress, TX 77433
  • Individual Plans
  • Group Plans
  • Life Insurance
  • Group Health Benefits

Why choose this provider?

TWFG Evan Keenan Insurance is an independent insurance firm helping different companies the Houston area with its insurance needs. The agency offers coverage for health insurance, auto insurance, home insurance, and business insurance. They also help their clients interested in BOP, commercial property insurance, limo insurance, agribusiness insurance, church insurance, and individual annuities. TWFG Evan Keenan Insurance works with insurance carriers like Prudential, Mutual of Omaha, MetLife, Liberty Mutual Insurance, and ING.

License Verified:

License: 1560664

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
PO BOX 1144, Cypress, TX 77410
  • Individual Plans
  • Life Insurance

Why choose this provider?

Janet Reno is an Aflac agent that offers health insurance services in Cypress. She helps customers protect their well-being through a diverse range of insurance products. These include policies for vision, dental, critical illness, and life insurance. The wide range of her services assures her clients of comprehensive coverage against unforeseen life circumstances. These cover accidents, cancer, short-term disability, and hospital insurance. Janet preaches that having financial security through insurance gives policyholders peace of mind in their everyday lives.

License Verified:

License: 952011

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18110 Ridge Stream Lane, Cypress, TX 77429
  • Life Insurance
  • Individual Plans
  • Group Plans

Why choose this provider?

Cop Girl Insurance is a health insurance agency that serves clients in the Cypress area. It offers a range of health insurance policies that can help clients prepare themselves once they face unexpected medical expenses in the future. Its packages cover supplemental, vision, and dental plans. Its team goes through a comprehensive step-by-step process to assess what clients need and what solution works best for them and their families. Its principal agent, Myra Draaven, served in the United States Air Force before joining the financial services industry.

License Verified:

License: 2475419

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (15)

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Do you have to pay fees in Cypress if you buy health insurance from an agent or broker?

    Not really. Health insurance agents or brokers in Cypress typically earn their pay from commissions given by insurance companies. Premiums are just the same whether you buy from them or directly from the insurance company. These professionals advise on the process and address concerns regarding plan coverage.

  • How do you complain to the Texas Department of Insurance if you disagree with the insurer's decision on a health claim in Cypress?

    Before you complain to the Texas Department of Insurance, file an appeal together with your doctor in Cypress. Read the insurer's information on why your claim was denied. If your case involves a life-threatening situation, submit a complaint to the TDI's online Complaint Portal. The same applies if the coverage for the medication you've already been taking is stopped by the insurer. If the claim was denied because the procedure was not medically necessary, you can request an external review.

  • How much is dental insurance in Cypress?

    Standalone individual and family dental insurance can cost around $18 to $100 per month in Cypress and throughout Texas. According to insurance agencies, the average standalone family dental plan in the state costs an estimated $47 a month per year. Plan members can expect out-of-pocket expenses maximum of around $375 for one child and $750 for more. State laws cap out-of-pocket expenses for children but not for adults.

  • Can you be denied coverage under a group plan in Cypress if you have a medical condition?

    A group plan, such as one from an employer, has guaranteed coverage regardless of the insured's health condition. However, if you buy individual insurance in Cypress, it is possible that you will be denied coverage for a pre-existing condition, or you may need to buy a rider to get coverage.

  • Are all hospitals in Cypress required to provide charity care?

    All hospitals and emergency rooms in Texas are required to provide treatment in emergency situations, regardless if the patient can pay or not, but not all are required to do so in non-emergency cases. Only public and non-profit hospitals in Cypress are required to provide charity care. They can also ask financial questions to determine the patient's eligibility criteria.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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