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Best Health Insurance Agencies in Sugar Land

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2023
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Al Thurmond Agency, Inc. logo
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License Verified:

License: 1388

Texas Department of Insurance

Al Thurmond Agency, Inc.

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14800 Saint Marys Lane, Houston, TX 77079
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Al Thurmond Agency, Inc. is an independent insurance company serving the Sugar Land area. Health insurance is offered for group and individual options and can be adjusted to fit the client's needs. Long-term care and Medicare supplements are also available. Other insurance services provided are property and casualty, health, auto, and employee benefits. The current company president is Al Thurmond II who has been an employee since 1977. Health carriers the company represents include Ameritas Life Insurance Corp, Guardian, Metlife, and UNUM.

License Verified:

License: 1388

Texas Department of Insurance

Cindy Nguyen-Herzog logo
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License Verified:

License: 1460164

Texas Department of Insurance

Cindy Nguyen-Herzog

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12243 Queenston Boulevard, Houston, TX 77095
  • Individual Plans
  • Life Insurance

Business Description

Cindy Nguyen-Herzog is an insurance agent partnered with StateFarm that serves Sugar Land and the surrounding areas. She offers health insurance products that cover supplemental health, Medicare Supplement, and individual medical policies. Cincy assists clients who already have a policy and want to change it. Apart from health insurance, she also offers life, home, auto, and pet medical insurance products. Business owners can also take advantage of small business policies that include workers' compensation, commercial auto, contractors policy, and surety and fidelity bonds.

License Verified:

License: 1460164

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cornerstone Insurance Agency logo

Cornerstone Insurance Agency

24301 Brazos Town Crossing #500-8, Rosenberg, TX 77471
  • Life Insurance

Business Description

Cornerstone Insurance Agency has a team of independent agents providing life insurance policies in Sugar Land. It works with more than 135 insurance companies such as Progressive, MetLife, Mercury Insurance, Foremost Insurance Group, and Homeowners of America Insurance Company. The agency also offers disability, long-term care, property and casualty, and flood insurance policies as well as annuities, and bonds. It has appeared in the Houston Business Journal and its team carries over 60 years of combined industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Dale Cannon logo
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License Verified:

License: 820939

Texas Department of Insurance

Dale Cannon

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13818 Zion Road, Tomball, TX 77375
  • Individual Plans
  • Life Insurance

Business Description

Cannon Insurance Agency has been assisting individuals, families, and businesses in Sugar Land with their health insurance needs for more than 25 years. The agency mainly assists with two of the most common types of health care insurance, which are fee-for-service and managed care plans. It also offers disability and long-term care insurance plans for individuals who might need them later in life. Additionally, Cannon Insurance Agency offers other types of insurance plans such as life, automobile, travel, and home insurance.

License Verified:

License: 820939

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jay Harris logo
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License Verified:

License: 785645

Texas Department of Insurance

Jay Harris

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14140 Southwest Freeway, Sugar Land, TX 77478
  • Individual Plans

Business Description

Insurance Solutions of Texas offers coverage to clients in Sugar Land and its surrounding areas. For more than two decades, the company has helped individuals and businesses with their health insurance needs. Its insurance professionals are able to design personal or commercial insurance policies that will fit clients’ needs. It also helps clients obtain policies that have built-in coverage for prescriptions and rare diseases. Insurance Solutions of Texas also offers solutions for auto, home, and renters insurance.

License Verified:

License: 785645

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (61)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scott Wiley logo
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License Verified:

License: 709092

Texas Department of Insurance

Scott Wiley

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208 West Main Street, Tomball, TX 77375
  • Individual Plans
  • Life Insurance

Business Description

Scott Wiley is a risk management professional who is affiliated with State Farm. He assists Sugar Land residents in a number of areas, including health insurance which has two types: Medicare supplement insurance and Supplemental health insurance. The former is for clients who partake in Medicare while the latter provides a fixed and pre-determined benefit amount. In addition to health insurance, Wiley offers life, home, auto, and business protection plans. He can accommodate Spanish-speaking clients.

License Verified:

License: 709092

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Sean Wong logo
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License Verified:

License: 975214

Texas Department of Insurance

Sean Wong

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7035 Highway 6 North, Houston, TX 77095
  • Individual Plans
  • Life Insurance

Business Description

Sean Wong is a multilingual insurance agent of State Farm who serves customers in Sugar Land and the nearby areas. An insurance professional since 1999, Wong has helped clients secure policies that provide the coverage that they need. One of his focus areas is life insurance, where he educates clients regarding life insurance policies that take care of their family's needs in the event of death, such as debt repayment, funeral expenses, and daily living costs. Other services include homeowners, health, and pet insurance.

License Verified:

License: 975214

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.