Expertise.com

Best Credit Repair Companies in Frisco

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2023
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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

Frisco, TX
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
2.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Expertise.com Concierge Service logo
FEATURED
Free booking service | Call 848.Book.Pro!

Expertise.com Concierge Service

Frisco, TX

Business Description

Need help contacting a Credit Repair Company in Frisco? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Academy of Credit Restoration logo

Academy of Credit Restoration

1400 Preston Road Suite 400, Plano, TX 75093
  • Debt Consolidation

Business Description

Academy of Credit Restoration serves clients in Frisco and nearby areas. It offers credit analysis, consultation, and repair services. It disputes incorrect information on the three credit bureaus and negotiates payment plans with creditors and collection agencies. Homebuyer counseling and foreclosure prevention assistance are also available. Kenneth Luster, Sr., the firm's founder, has more than 35 years of industry experience. He previously worked as the Chief Compliance Officer for a debt buyer and collection agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Allied Credit Solutions LLC logo
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Allied Credit Solutions LLC

Visit WebsiteWebsite
207 W. Hickory Street Suite 203, Denton, TX 76201
  • Credit Monitoring
  • Credit Audit

Business Description

Allied Credit Solutions LLC serves clients in Frisco and the surrounding areas. It provides a variety of services, including credit repair and credit restoration, as well as assistance with identity theft and collection removal. Credit consultation, analysis, and evaluation are also available to help the client develop a strategy that is tailored to their specific situation. Tax liens, foreclosures, bankruptcies, repossessions, and collections are examples of such problems. Its credit specialists have more than 50 years of combined industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
C&S Credit Repair and Consultants logo
Visit WebsiteWebsite

C&S Credit Repair and Consultants

Visit WebsiteWebsite
​1400 Preston Rd. Ste 400, Plano, TX 75093
  • Credit Dispute

Business Description

C&S Credit Repair and Consultants serves the financial needs of individuals and businesses throughout Frisco and the nearby communities. The firm brings over a decade of experience in evaluating credit and challenging unverifiable or inaccurate information in clients' credit histories, providing them access to better credit. Its credit analysts also provide financial coaching and counseling, credit training and workshops, and ongoing education to help clients improve their creditworthiness and maintain their good credit standing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cole, Peck & Associates, LLC. logo
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Cole, Peck & Associates, LLC.

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5899 Preston Rd Suite 303, Frisco, TX 75034
  • Credit Audit

Business Description

Cole, Peck & Associates, LLC., offers attorney-backed credit repair services for individuals in and around the Frisco area. Its team members, who have experience in banking and knowledge of credit restoration laws, audit and remove negative items from clients' reports. These include judgments, public records, bankruptcies, and foreclosures. The process also involves conducting three-bureau report reviews. Budget planning and identity theft protection are its other services. A former client commended Cole, Peck & Associates for removing multiple collections from his report within a month.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
3.9 / 5 (7)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DTB Credit Solutions logo
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DTB Credit Solutions

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​2150 S Central Expy Suite 200, McKinney, TX 75070
  • Credit Audit

Business Description

DTB Credit Solutions serves the neighborhoods in and around the Frisco metro. It helps in repairing consumers' credit scores, providing consultation, recommendations, and in-depth analysis. Its team works with credit bureaus and challenges the creditors about negative items listed on the reports. Some of the services it offers to assist clients in cleaning up their financial records are delivering personalized dispute options that fit their exact needs, giving them access to their case status, and writing customized dispute letters on their behalf.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Home Score Solutions logo
Visit WebsiteWebsite

Home Score Solutions

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2591 Dallas Pkwy #300, Frisco, TX 75034
  • Credit Dispute

Business Description

Home Score Solutions caters to the credit repair needs of consumers in the Frisco metro. The independent financial credit services firm helps clients challenge and remove the negative report items on their files to improve their credit scores. It assists them in disputing against inaccurate items that have been returned to the report. Home Score Solutions also works closely with clients in developing a plan tailored to their specific goals and needs, which include homeownership.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Infinity Credit & Financial Services logo
Visit WebsiteWebsite

Infinity Credit & Financial Services

Visit WebsiteWebsite
2770 Main St #207, Frisco, TX 75034
  • Credit Dispute

Business Description

Infinity Credit & Financial Services works with Frisco residents who need to remedy their flagging credit scores. The firm deletes false entries and corrects inaccurate ones on a client's reports. It educates individuals on the concrete measures to take in order to maintain liquidity. The office offers accommodations for cohabiting and married couples and maintains an online portal that allows for 24/7 access to one's records. Advisor Rich Claypool has been in the financial services sector for more than two decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (5)
New Light Credit Solutions logo
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New Light Credit Solutions

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2591 Dallas Pkwy Suite 300,, Frisco, TX 75034
  • Credit Monitoring
  • Credit Audit

Business Description

New Light Credit Solutions offers its services to individuals and businesses in communities throughout Frisco. Its team provides assistance in cleaning up credit scores by managing its clients' documentation, assessing their assets, and contacting creditors on their behalf. Its consultative sessions are geared toward identifying a client's financial situation and creating a customized plan that addresses the most damaging items on their credit reports. The firm is also available for inquiries concerning derogatory accounts, bankruptcy issues, late payments, and chargebacks.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (9)
Pure Profile Credit Solutions logo

Pure Profile Credit Solutions

6735 Salt Cedar Wy #300, Frisco, TX 75034

Business Description

Pure Profile Credit Solutions works with clients in Frisco and the surrounding areas. It helps people improve their credit scores by offering credit repair, consultation, in-depth analysis, and recommendations. By submitting tailored dispute letters, it contests bad items on credit reports and challenges credit bureaus and creditors to erase unverifiable items. Clients can view their case progress and updated credit reports 24/7. The company also has a lot of experience with mortgages and corporate financing.

Rapid Credit Repair Services logo
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Rapid Credit Repair Services

Visit WebsiteWebsite
Forney, TX 75126
  • Credit Monitoring

Business Description

Rapid Credit Repair Services caters to individuals in and around the Frisco area. It provides credit repair services for people looking to have access to better interest rates. It conducts credit analyses and contacts creditors regarding the negative items on the clients' credit reports. The company provides standard and expedited credit repairs, inquiry removal, and round two credit repairs. Christi Rose, the CEO of the company, is a board-certified credit consultant.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (7)
Upper Echelon Consulting logo
Visit WebsiteWebsite

Upper Echelon Consulting

Visit WebsiteWebsite
15922 Eldorado Parkway Suite 500, Frisco, TX 75035

Business Description

Upper Echelon Consulting is a credit repair company that serves Frisco. The business helps consumers achieve financial confidence by improving credit scores. It assesses its clients’ reports and identifies incorrect information. Its team sends documentation on their behalf and utilizes the SmartCredit app to track their progress. It works with different credit reporting agencies like EWS, Innovis, LexisNexis, Equifax, Experian, and TransUnion. The company also offers DIY kits, which include letters to enable clients to fix their credit on their own.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.