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Best Credit Repair Companies in McKinney

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2023
Laurels

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Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

McKinney, TX
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Business Description

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (7968)
Yelp
2.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

McKinney, TX
  • Consumer Credit Services
  • Credit Repair

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2911)

Price: Free Credit Report Consultation

Acquired Consumer Credit Repair logo

Acquired Consumer Credit Repair

2435 North Central Expressway, Richardson, TX 75080
  • Debt Consolidation

Business Description

Acquired Consumer Credit Repair serves the residents of McKinney and the surrounding areas. Its team of professionals has over 50 years of collective experience in the finance industry, including personal finance, collections, credit reporting, and mortgage. The company helps clients improve their credit scores by analyzing their credit reports and disputing any incorrect information. Resolving these issues improves clients' credit scores, giving them access to better financial services. Additionally, Acquired Consumer Credit Repair also offers identity theft repair solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (10)
Google
5.0 / 5 (1)
America Debt Resolutions logo
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America Debt Resolutions

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450 Century Parkway, Allen, TX 75013
  • Debt Consolidation

Business Description

Since 2006, America Debt Resolutions has been working with clients in Allen and nearby metros, including McKinney. It offers a wide selection of financial aid services, including debt management and consolidation services as well as credit counseling. Its personnel works to ensure clients understand the processes involved in its financial aid services before and during the program's duration. America Debt Resolutions is a member of the American Fair Credit Council and is accredited by the International Association of Professional Debt Arbitrators.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Build My Scores logo

Build My Scores

903 E 18th Street, Plano, TX 75074
  • Credit Dispute

Business Description

Build My Scores is a credit repair company serving customers in McKinney and the surrounding areas. It strives to help its customers achieve financial freedom by repairing and enhancing their credit scores. The company does this through several services, including consultation, credit building, and credit restoration. Restoring credit can involve issuing credit deletion letters, dispute code removals, and employment credit checks. Build My Scores also has an online portal where clients can check their progress.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (19)
Facebook
5.0 / 5 (9)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Honest Credit Repair logo

Honest Credit Repair

6565 North MacArthur Boulevard, Irving, TX 75039
  • Credit Dispute

Business Description

Based in Irving, Honest Credit Repair provides guidance to McKinney clients on the process of credit repair. The company has experienced case analysts and case advisors that assist clients throughout the process of educating them on credit and preparing their documentation for various credit agencies. Clients are provided access to their case status and updated information, which are available 24/7. Honest Credit Repair also offers to partner with professionals in any industry who are dependent on clients with good credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (12)
Jubilee Credit Freedom logo
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Jubilee Credit Freedom

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1304 Grapevine Cove, McKinney, TX 75071
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Business Description

Jubilee Credit Freedom is a local credit repair and restoration firm that serves individuals in McKinney and the surrounding areas. The firm was established seven years ago, and its team follows a simple process that involves only three steps in restoring a client's credit rating. This includes deleting credit records from bankruptcy, late payments, repossessions, foreclosures, or tax liens. Additionally, Jubilee Credit Freedom educates its clients on the basics of credit so they can be more empowered to maintain their good credit standing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (46)
Facebook
4.0 / 5 (17)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MSI Credit Solutions logo
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MSI Credit Solutions

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12750 Merit Drive, Dallas, TX 75251
  • Credit Dispute

Business Description

MSI Credit Solutions is a credit counseling service provider that serves clients in McKinney. It specializes in improving clients' credit ratings by eliminating inaccurate items from their credit records, such as late payments, collections, charge-offs, repossessions, tax liens, and bankruptcies. The company also informs clients of their legal rights as a consumer under the Credit Repair Organizations Act of 1996. MSI Credit Solutions has been included in Inc. magazine's list of private companies that posted significant growth.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (1027)
Google
4.0 / 5 (838)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Omega Credit Repair logo
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Omega Credit Repair

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PO Box 261356, Plano, TX 75026

Business Description

Omega Credit Repair provides credit consulting and management solutions across the McKinney area. Its services include helping clients manage their obsolete and lacking credit information. Clients can opt for special individual and couple credit repair programs. The company also helps with credit education, guiding clients on topics like illegal collection activity, credit information deletions, and financial management. The company opened its doors in 2004, and its management team has more than 40 years of credit repair experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.2 / 5 (33)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Southern Credit Repair logo
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Southern Credit Repair

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2305 South Custer Road, McKinney, TX 75070
  • Credit Monitoring

Business Description

Southern Credit Repair is a family-owned credit improvement company that serves the McKinney community and nearby areas. As a personal credit counselor, the business analyzes credit reports and educates its clients on how to further boost their credit ratings. It also helps clients in removing items that lower their credit score, as well as anything that does not comply with the Fair Credit Reporting Act. The company has been operating in the state since 2006.

Sperity logo
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Sperity

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1509 Mercury Circle, McKinney, TX 75071
  • Debt Consolidation

Business Description

Sperity is a credit repair service provider that serves clients in McKinney. It specializes in removing negative items from its clients' credit records, including late payments, tax liens, bankruptcies, auto loans, student loans, and foreclosures. The business also teaches financial responsibility to its customers by giving them a long-term strategy and providing them tools to improve their credit ratings. Angela Reston, the CEO of the company, has more than 15 years of experience in the credit and finance industries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trinity Credit Services logo
Visit WebsiteWebsite

Trinity Credit Services

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2545 Lone Star Road, Celina, TX 75009
  • Credit Audit

Business Description

Trinity Credit Services is a full-service credit restoration company that assists individuals in McKinney. It utilizes a multi-stage process, which includes a credit report evaluation and a customized credit repair plan. Its credit consultants and navigators deliver solutions that are personalized to the client's financial needs. Aside from a credit survival guide, the company also offers a client login for individuals to view their progress and assistance with the loan approval process. It has been in business since 2005.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (83)
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Twenty4Seven Credit Repair LLC logo

Twenty4Seven Credit Repair LLC

3839 McKinney Avenue, Dallas, TX 75204
  • Credit Dispute

Business Description

Twenty4Seven Credit Repair, LLC caters to all kinds of credit cardholders nationwide, including residents of McKinney and the surrounding counties. The company offers to help those with low credit scores identify inaccurate or unsettled payments. This includes student loans, medical bills, debts, foreclosures, and unauthorized inquiries. Its staff can guide clients on removing these errors and dealing with associated creditors, collectors, and bureaus. They also teach their customers about credit score tips through videos, e-mails, and text messages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
US Best Credit Solutions logo

US Best Credit Solutions

1024 South Greenville Avenue, Allen, TX 75002
  • Credit Dispute

Business Description

US Best Credit Solutions is a financial services company that offers credit repair services across the McKinney metro. The company provides clients with credit analysis, select credit informational removal, and credit restoration. US Best Credit Solutions also maintains multiple mortgage partners to help clients with their homeownership goals. It educates clients on credit, adding knowledge on topics like budgeting, tax management, and credit card management. The company maintains an attorney on staff to ensure maximum legal compliance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (32)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wayne the Credit Guy logo
Visit WebsiteWebsite

Wayne the Credit Guy

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6401 Eldorado Parkway, McKinney, TX 75070
  • Debt Consolidation
  • Credit Monitoring

Business Description

Wayne, the Credit Guy, is a credit restoration company based in McKinney. The company’s owner, Wayne Sanford, has been in the credit industry for more than 16 years. He has analyzed more than 20,000 credit reports. Wayne, the Credit Guy's credit repair service, involves fixing inaccuracies and unverifiable data in credit reports. In addition, it also provides debt consolidation solutions for both consumers and business owners. Furthermore, credit education about revolving and installment accounts is available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (41)
Yelp
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail