Best Credit Repair Companies in McKinney

2021

Acquired Consumer Credit Repair

• Debt Consolidation

Acquired Consumer Credit Repair serves the residents of McKinney and the surrounding areas. Its team of professionals has over 50 years of collective experience in the finance industry, including personal finance, collections, credit reporting, and mortgage. The company helps clients improve their credit scores by analyzing their credit reports and disputing any incorrect information. Resolving these issues improves clients' credit scores, giving them access to better financial services. Additionally, Acquired Consumer Credit Repair also offers identity theft repair solutions.

America Debt Resolutions

• Debt Consolidation

Since 2006, America Debt Resolutions has been working with clients in Allen and nearby metros, including McKinney. It offers a wide selection of financial aid services, including debt management and consolidation services as well as credit counseling. Its personnel works to ensure clients understand the processes involved in its financial aid services before and during the program's duration. America Debt Resolutions is a member of the American Fair Credit Council and is accredited by the International Association of Professional Debt Arbitrators.

BetterWay to Credit

• Credit Audit
• Credit Monitoring

BetterWay to Credit is a credit repair agency catering to individuals and couples in McKinney and its surrounding areas. The company specializes in credit restoration. It helps clients in correcting errors, such as late payments, charge-offs, foreclosures, and bankruptcies, and adding missing information that can improve their credit scores. It also offers other services, including debt management, debt negotiation, debt settlement, and budget counseling. The company has partnered with NoDebt.org, Equifax, and CreditCards.com.

Build My Scores

• Credit Dispute

Build My Scores is a credit repair company serving customers in McKinney and the surrounding areas. It strives to help its customers achieve financial freedom by repairing and enhancing their credit scores. The company does this through several services, including consultation, credit building, and credit restoration. Restoring credit can involve issuing credit deletion letters, dispute code removals, and employment credit checks. Build My Scores also has an online portal where clients can check their progress.

Honest Credit Repair

• Credit Dispute

Based in Irving, Honest Credit Repair provides guidance to McKinney clients on the process of credit repair. The company has experienced case analysts and case advisors that assist clients throughout the process of educating them on credit and preparing their documentation for various credit agencies. Clients are provided access to their case status and updated information, which are available 24/7. Honest Credit Repair also offers to partner with professionals in any industry who are dependent on clients with good credit.

Jubilee Credit Freedom

• Credit Dispute
• Credit Audit
• Credit Monitoring

Jubilee Credit Freedom is a local credit repair and restoration firm that serves individuals in McKinney and the surrounding areas. The firm was established seven years ago, and its team follows a simple process that involves only three steps in restoring a client's credit rating. This includes deleting credit records from bankruptcy, late payments, repossessions, foreclosures, or tax liens. Additionally, Jubilee Credit Freedom educates its clients on the basics of credit so they can be more empowered to maintain their good credit standing.

MSI Credit Solutions

• Credit Dispute

MSI Credit Solutions is a credit counseling service provider that serves clients in McKinney. It specializes in improving clients' credit ratings by eliminating inaccurate items from their credit records, such as late payments, collections, charge-offs, repossessions, tax liens, and bankruptcies. The company also informs clients of their legal rights as a consumer under the Credit Repair Organizations Act of 1996. MSI Credit Solutions has been included in Inc. magazine's list of private companies that posted significant growth.

Omega Credit Repair

Omega Credit Repair provides credit consulting and management solutions across the McKinney area. Its services include helping clients manage their obsolete and lacking credit information. Clients can opt for special individual and couple credit repair programs. The company also helps with credit education, guiding clients on topics like illegal collection activity, credit information deletions, and financial management. The company opened its doors in 2004, and its management team has more than 40 years of credit repair experience.

Rapid Restore Credit Repair

• Credit Dispute

Rapid Restore Credit Repair offers credit improvement solutions to families and individuals in the McKinney metro and its neighboring communities. The company repairs and enhances credit scores through evaluating reports and dealing with the involved bureaus and creditors. It also provides address and employment clean-up and educates clients in financial and credit literacy. Rapid Restore Credit Repair was established in 2011 to assist clients affected by the recession and mortgage crisis during the late 2000s.

Sperity

• Debt Consolidation

Sperity is a credit repair service provider that serves clients in McKinney. It specializes in removing negative items from its clients' credit records, including late payments, tax liens, bankruptcies, auto loans, student loans, and foreclosures. The business also teaches financial responsibility to its customers by giving them a long-term strategy and providing them tools to improve their credit ratings. Angela Reston, the CEO of the company, has more than 15 years of experience in the credit and finance industries.

Trinity Credit Services

• Credit Audit

Trinity Credit Services is a full-service credit restoration company that assists individuals in McKinney. It utilizes a multi-stage process, which includes a credit report evaluation and a customized credit repair plan. Its credit consultants and navigators deliver solutions that are personalized to the client's financial needs. Aside from a credit survival guide, the company also offers a client login for individuals to view their progress and assistance with the loan approval process. It has been in business since 2005.

Twenty4Seven Credit Repair LLC

• Credit Dispute

Twenty4Seven Credit Repair, LLC caters to all kinds of credit cardholders nationwide, including residents of McKinney and the surrounding counties. The company offers to help those with low credit scores identify inaccurate or unsettled payments. This includes student loans, medical bills, debts, foreclosures, and unauthorized inquiries. Its staff can guide clients on removing these errors and dealing with associated creditors, collectors, and bureaus. They also teach their customers about credit score tips through videos, e-mails, and text messages.

US Best Credit Solutions

• Credit Dispute

US Best Credit Solutions is a financial services company that offers credit repair services across the McKinney metro. The company provides clients with credit analysis, select credit informational removal, and credit restoration. US Best Credit Solutions also maintains multiple mortgage partners to help clients with their homeownership goals. It educates clients on credit, adding knowledge on topics like budgeting, tax management, and credit card management. The company maintains an attorney on staff to ensure maximum legal compliance.

Wayne the Credit Guy

• Credit Monitoring
• Debt Consolidation

Wayne, the Credit Guy, is a credit restoration company based in McKinney. The company’s owner, Wayne Sanford, has been in the credit industry for more than 16 years. He has analyzed more than 20,000 credit reports. Wayne, the Credit Guy's credit repair service, involves fixing inaccuracies and unverifiable data in credit reports. In addition, it also provides debt consolidation solutions for both consumers and business owners. Furthermore, credit education about revolving and installment accounts is available.