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Best Credit Repair Companies in Lewisville

2024

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Website
Lewisville, TX
  • Credit building
  • Credit Repair
  • Credit Audit
  • Money Back Guarantee
  • Credit Restoration

Why choose this provider?

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (8774)
Yelp
2.5 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lewisville, TX

Why choose this provider?

Need help contacting a Credit Repair Company in Lewisville? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
3010 Lyndon B Johnson Fwy, Suite 1291, Dallas, TX 75234
  • Credit Monitoring
  • Credit Dispute

Why choose this provider?

Deserving Desirable Credit helps clients in Lewisville improve their credit scores. It evaluates the credit condition and employment of individuals and aids those who have regular sources of income, such as employment, retirement, and SSI, to get new lines of credit. The firm disputes erroneous entries in credit reports. It also teaches clients about credit monitoring, transaction alerts, and the prevention of identity fraud and theft. Deserving Desirable Credit is a registered credit services organization.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5301 Alpha Rd. #107, Dallas, TX 75240
  • Credit Monitoring

Why choose this provider?

Legendary Credit Refresh serves customers in the Lewisville metro and the surrounding areas. It helps individuals raise their credit scores and improve purchasing power by offering credit restoration services. Its strategies include challenging credit bureaus for incorrect or unverifiable items on the clients' credit reports and keeping their information correct and up-to-date. Its professionals also use their knowledge of recent laws and statutes to recommend legal alternatives to increase clients' FICO scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.8 / 5 (32)
Google
3.9 / 5 (13)

Website
6401 W. Eldorado Parkway, Suite 122, McKinney, TX 75070
  • Credit Monitoring
  • Credit Audit

Why choose this provider?

FRS Credit - Financial Renovation Solutions, Inc. offers credit repair services to individuals in Lewisville and the neighboring communities. The business verifies the accuracy of information reported by credit bureaus and provides advice on ways to build positive credit scores. A credit consultant is assigned to each client to guide them through the process. The company's CEO, Shawn K. Lane, has been teaching about credit since 1992. He is the author of "The Consumer's Guide to Credit Restoration."

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 416, Little Elm, TX 75068
  • Credit Audit
  • Credit Dispute

Why choose this provider?

Credit Services of America caters to clients in Lewisville and its neighboring metros. The firm offers credit repair and debt consultation services. It assigns a personal credit mentor to each client to challenge questionable items from their account with the credit bureaus, including creditor interventions. They aim to eliminate a variety of items on the customer's reports, such as repossessions, foreclosures, collections, charge-offs, late payments, and bankruptcies. The firm also educates clients on their financial strengths and weaknesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17304 Preston Road, Suite 800, Dallas, TX 75252
  • Credit Dispute
  • Credit Monitoring
  • Credit Audit

Why choose this provider?

Crossroad Financial Solutions, LLC, is a professional credit repair and restoration firm that aims to help clients improve their financial status. It serves clients throughout Lewisville and the surrounding metros, offering personalized credit help by analyzing credit reports from all three credit bureaus; appealing unverifiable negative accounts such as collections, charge-offs, repossessions, collections, and bankruptcies; disputing multiple items between credit bureaus; and providing clients access to an online portal where they can monitor their progress.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Website
628 King Lionel Ln, Lewisville, TX 75056
  • Credit Monitoring

Why choose this provider?

Shahbaz Financial has been serving clients in Lewisville and its surrounding areas since 2011. It offers a wide range of services, from credit repair to debt relief. It communicates directly with creditors and lien holders. It works with reputable credit reporting agencies such as Experian, TransUnion, and Equifax, to have defunct accounts removed from a client's credit report. The firm's owner, Googi Shahbaz, has been in the industry for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (1)

Website
1565 W Main St, Lewisville, TX 75067
  • Credit Monitoring

Why choose this provider?

H&H Credit Concierge, LLC, offers services to individuals and families in Lewisville and the surrounding areas. It helps clients obtain residential properties and vehicles through its credit repair solutions. The company provides gold and platinum couple plans, which cover comprehensive credit auditing and monitoring and dispute strategy creation. It removes different types of bad credit records, such as repossessions, tax liens, late payments, foreclosures, and bankruptcies. H&H Credit Concierge also deals with identity theft protection issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3930 Glade Rd 108 224, Colleyville, TX 76034
  • Credit Audit

Why choose this provider?

KCMS Financial Group, LLC assists Lewisville clients in need of credit restoration. Maria Smith founded the company in 2012 in order to help others avoid what she went through with a fraudulent credit repair company. Its staff members evaluate reports and inform customers whether they can help them with their problems or not. They help those whose cases they can resolve by assisting them with the credit repair process and educating them on how to build good credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
375 Adriatic Parkway, #2205, McKinney, TX 75072
  • Credit Monitoring
  • Credit Audit

Why choose this provider?

Repair My Credit Now provides restoration solutions to clients in Lewisville and nearby locations. It assists families and individuals in improving their credit scores to help them achieve their dream investment properties. The company removes different types of credit problems, which include slow or late payments, bankruptcies, tax liens, charge-offs, foreclosures, and collection accounts. It also provides services to clients who are victims of identity theft. The business has been in operation for over two decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
3.9 / 5 (54)
Facebook
4.5 / 5 (22)

Website
452 Hughes Rd, Suite 200, Grapevine, TX 76051
  • Credit Dispute
  • Credit Audit
  • Credit Monitoring

Why choose this provider?

Credit Repair USA operates in Lewisville and the surrounding areas. It helps clients by analyzing their credit reports and looking for inaccuracies, outdated data, and unverifiable information while offering identity theft and credit report protection services. Some of the concerns that they have helped with include student loans, bankruptcy, medical bills, judgments and child support, and charge-offs. Its team rebuilds the clients' credit situations while mentoring, educating, and coaching them about the process and ways to be more financially responsible.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4230 Lyndon B. Johnson Fwy #219, Dallas, TX 75244
  • Credit Monitoring

Why choose this provider?

Phoenix Group Credit Services serves clients in Lewisville. Its agent, Ashton Ammons, offers consulting and repair solutions to individuals struggling with bad credit and looking for ways to improve their financial situation. He works with credit bureaus to review negative items in their reports, including bankruptcies, charged-offs, collections, delinquencies, judgments, and tax liens, and requests to remove the erroneous information. A previous client commended Ashton for helping him clear up his credit after dealing with a divorce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (180)
Facebook
5.0 / 5 (23)

Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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