Best Credit Repair Companies in Lewisville

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Credit Saint logo
FEATURED
Free Credit Evaluation

Credit Saint

Lewisville, TX
Visit WebsiteWebsite

Business Description

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5763)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Careys Credit Repair logo
Visit WebsiteWebsite

Careys Credit Repair

2300 Valley View Lane Ste. 907, Irving, TX 75062
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

Careys Credit Repair serves clients throughout the Lewisville metro and the neighboring cities. It provides deep credit analysis to identify inaccurate information from credit reports and file a dispute to collectors, creditors, or credit bureaus. Its credit repair services include short sales, late pay, account hold, tax liens, and charge-offs. The company also repairs credit scores with duplicates, repossessions, foreclosure, bankruptcies, medical bills, and child support. Careys Credit Repair also offers family plans for individuals living in the same household.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Credit Repair USA logo
Visit WebsiteWebsite

Credit Repair USA

452 Hughes Rd, Suite 200, Grapevine, TX 76051
Visit WebsiteWebsite
  • Credit Dispute
  • Credit Audit
  • Credit Monitoring

Business Description

Credit Repair USA operates in Lewisville and the surrounding areas. It helps clients by analyzing their credit reports and looking for inaccuracies, outdated data, and unverifiable information while offering identity theft and credit report protection services. Some of the concerns that they have helped with include student loans, bankruptcy, medical bills, judgments and child support, and charge-offs. Its team rebuilds the clients' credit situations while mentoring, educating, and coaching them about the process and ways to be more financially responsible.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Credit Services of America logo
Visit WebsiteWebsite

Credit Services of America

PO Box 416, Little Elm, TX 75068
Visit WebsiteWebsite
  • Credit Audit
  • Credit Dispute

Business Description

Credit Services of America caters to clients in Lewisville and its neighboring metros. The firm offers credit repair and debt consultation services. It assigns a personal credit mentor to each client to challenge questionable items from their account with the credit bureaus, including creditor interventions. They aim to eliminate a variety of items on the customer's reports, such as repossessions, foreclosures, collections, charge-offs, late payments, and bankruptcies. The firm also educates clients on their financial strengths and weaknesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Crossroad Financial Solutions, LLC logo
Visit WebsiteWebsite

Crossroad Financial Solutions, LLC

17304 Preston Road, Suite 800, Dallas, TX 75252
Visit WebsiteWebsite
  • Credit Dispute
  • Credit Monitoring
  • Credit Audit

Business Description

Crossroad Financial Solutions, LLC, is a professional credit repair and restoration firm that aims to help clients improve their financial status. It serves clients throughout Lewisville and the surrounding metros, offering personalized credit help by analyzing credit reports from all three credit bureaus; appealing unverifiable negative accounts such as collections, charge-offs, repossessions, collections, and bankruptcies; disputing multiple items between credit bureaus; and providing clients access to an online portal where they can monitor their progress.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Deserving Desirable Credit logo
Visit WebsiteWebsite

Deserving Desirable Credit

3010 Lyndon B Johnson Fwy, Suite 1291, Dallas, TX 75234
Visit WebsiteWebsite
  • Credit Monitoring
  • Credit Dispute

Business Description

Deserving Desirable Credit helps clients in Lewisville improve their credit scores. It evaluates the credit condition and employment of individuals and aids those who have regular sources of income, such as employment, retirement, and SSI, to get new lines of credit. The firm disputes erroneous entries in credit reports. It also teaches clients about credit monitoring, transaction alerts, and the prevention of identity fraud and theft. Deserving Desirable Credit is a registered credit services organization.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (10)
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FRS Credit logo
Visit WebsiteWebsite

FRS Credit

6401 W. Eldorado Parkway, Suite 122, McKinney, TX 75070
Visit WebsiteWebsite
  • Credit Monitoring
  • Credit Audit

Business Description

FRS Credit - Financial Renovation Solutions, Inc. offers credit repair services to individuals in Lewisville and the neighboring communities. The business verifies the accuracy of information reported by credit bureaus and provides advice on ways to build positive credit scores. A credit consultant is assigned to each client to guide them through the process. The company's CEO, Shawn K. Lane, has been teaching about credit since 1992. He is the author of "The Consumer's Guide to Credit Restoration."

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
H&H Credit Concierge, LLC logo
Visit WebsiteWebsite

H&H Credit Concierge, LLC

1565 W Main St, Lewisville, TX 75067
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

H&H Credit Concierge, LLC, offers services to individuals and families in Lewisville and the surrounding areas. It helps clients obtain residential properties and vehicles through its credit repair solutions. The company provides gold and platinum couple plans, which cover comprehensive credit auditing and monitoring and dispute strategy creation. It removes different types of bad credit records, such as repossessions, tax liens, late payments, foreclosures, and bankruptcies. H&H Credit Concierge also deals with identity theft protection issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KCMS Financial Group, LLC logo
Visit WebsiteWebsite

KCMS Financial Group, LLC

3930 Glade Rd 108 224, Colleyville, TX 76034
Visit WebsiteWebsite
  • Credit Audit

Business Description

KCMS Financial Group, LLC assists Lewisville clients in need of credit restoration. Maria Smith founded the company in 2012 in order to help others avoid what she went through with a fraudulent credit repair company. Its staff members evaluate reports and inform customers whether they can help them with their problems or not. They help those whose cases they can resolve by assisting them with the credit repair process and educating them on how to build good credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Legendary Credit Refresh logo
Visit WebsiteWebsite

Legendary Credit Refresh

5301 Alpha Rd. #107, Dallas, TX 75240
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

Legendary Credit Refresh serves customers in the Lewisville metro and the surrounding areas. It helps individuals raise their credit scores and improve purchasing power by offering credit restoration services. Its strategies include challenging credit bureaus for incorrect or unverifiable items on the clients' credit reports and keeping their information correct and up-to-date. Its professionals also use their knowledge of recent laws and statutes to recommend legal alternatives to increase clients' FICO scores.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.8 / 5 (32)
Google
3.9 / 5 (13)
Phoenix Group Credit Services logo
Visit WebsiteWebsite

Phoenix Group Credit Services

4230 Lyndon B. Johnson Fwy #219, Dallas, TX 75244
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

Phoenix Group Credit Services serves clients in Lewisville. Its agent, Ashton Ammons, offers consulting and repair solutions to individuals struggling with bad credit and looking for ways to improve their financial situation. He works with credit bureaus to review negative items in their reports, including bankruptcies, charged-offs, collections, delinquencies, judgments, and tax liens, and requests to remove the erroneous information. A previous client commended Ashton for helping him clear up his credit after dealing with a divorce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (187)
Facebook
5.0 / 5 (18)
Repair My Credit Now logo
Visit WebsiteWebsite

Repair My Credit Now

375 Adriatic Parkway, #2205, McKinney, TX 75072
Visit WebsiteWebsite
  • Credit Monitoring
  • Credit Audit

Business Description

Repair My Credit Now provides restoration solutions to clients in Lewisville and nearby locations. It assists families and individuals in improving their credit scores to help them achieve their dream investment properties. The company removes different types of credit problems, which include slow or late payments, bankruptcies, tax liens, charge-offs, foreclosures, and collection accounts. It also provides services to clients who are victims of identity theft. The business has been in operation for over two decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.9 / 5 (54)
Facebook
4.5 / 5 (22)
Shahbaz Financial logo
Visit WebsiteWebsite

Shahbaz Financial

628 King Lionel Ln, Lewisville, TX 75056
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

Shahbaz Financial has been serving clients in Lewisville and its surrounding areas since 2011. It offers a wide range of services, from credit repair to debt relief. It communicates directly with creditors and lien holders. It works with reputable credit reporting agencies such as Experian, TransUnion, and Equifax, to have defunct accounts removed from a client's credit report. The firm's owner, Googi Shahbaz, has been in the industry for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)
The Credit Cure logo
Visit WebsiteWebsite

The Credit Cure

14850 Montfort Dr., Dallas, TX 75254
Visit WebsiteWebsite
  • Credit Monitoring

Business Description

The Credit Cure is a Dallas-based company that has been catering to customers in the Lewisville metro and the surrounding areas since 2020. It helps clients regain their creditworthiness by offering repair solutions. Its process involves analyzing their credit reports from the three major credit bureaus, developing customized blueprints to help improve their credits, providing education on how scores are calculated, and disputing incorrect and unverified reporting information. The Credit Cure comprises staff members who can also speak Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Read All FAQS