Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Fort Worth

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fort Worth Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

262Reviewed

160Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8751 Camp Bowie West Blvd Suite 124, Fort Worth, TX 76116
WebsiteLicense: 820404

Expertise.com Rating

Review Sources

Google
4.7 (20)

Why choose this provider?

Peter Polinsky Insurance Agency caters to individuals and business owners in Fort Worth and the nearby areas. It helps clients protect their belongings inside their apartments by offering renters' insurance policies. These policies also include liability expense if a loved one or guest sustained injuries inside clients' premises. It also provides homeowners, automobile, and commercial insurance products. The company has been in the industry for more than two decades. Its owner, Peter Polinsky, is a member of the Air Force Association and Local Lions Club.

  • Multiple Policy Types

1237 Lincoln Avenue, Fort Worth, TX 76164
WebsiteLicense: 7191

Expertise.com Rating

Review Sources

Google
4.0 (20)
Facebook
5.0 (8)

Why choose this provider?

Renter's Insurance company, Northside Insurance Agency, based in Fort Worth has been providing service to North Texas clients since 2002. Its renter's insurance service covers losses from theft, explosion, fire or smoke, windstorm, vandalism, and water damage caused by plumbing. It also covers accumulated expenses such as temporary rentals, hotel bills, and restaurant meals while the client's house is being rebuilt. Apart from renter's insurance, the agency also offers homeowners insurance, mobile home insurance, and recreational vehicle insurance.

  • Multiple Policy Types

3121 Hemphill Street, Fort Worth, TX 76110
WebsiteLicense: 7191

Expertise.com Rating

Review Sources

Google
4.0 (31)
Facebook
5.0 (2)

Why choose this provider?

Hemphill Insurance Agency is an independent provider that lends its expertise to clients in Forth Worth and its surrounding areas. It offers renters', homeowners', and mobile home insurances. It also caters to business and commercial insurance matters and various vehicle insurances, including motorcycle, recreational vehicle, trucking, and watercraft. The agency is a member of the Independent Insurance Agents of Texas. Hemphill Insurance Agency has been assisting clients with their concerns and requests for over 20 years.

  • Multiple Policy Types

5324 Wedgmont Circle North, Fort Worth, TX 76133
WebsiteLicense: 2020970

Expertise.com Rating

Review Sources

Facebook
5.0 (107)
Google
4.0 (55)

Why choose this provider?

Armor Texas Insurance Agency is a full-service independent brokerage that serves residents and businesses in Fort Worth. It offers a range of risk management solutions, including homeowners' and renters' insurance, as well as cancer, health, and life insurance. It also provides coverage for automobiles, classic cars, landlords, and floods. Additionally, it provides business policies such as cyber liability and employee dishonesty bonds. The family-owned agency works with multiple insurance carriers to help connect clients with a variety of programs that match their needs.

  • Multiple Policy Types

11751 Alta Vista Road, Fort Worth, TX 76244
WebsiteLicense: 1824045

Expertise.com Rating

Review Sources

Facebook
5.0 (47)
Google
5.0 (28)
Yelp
5.0 (1)

Why choose this provider?

Kevin Kelly is an insurance agent serving the residents of the Fort Worth area with their renters' insurance needs. Renters' insurance, also known as apartment insurance, covers private belongings such as furniture, electronics, clothing, and computers in the case of fire, theft, or natural disasters. Belongings inside and outside the property being rented are covered, including items in the car. Kevin has been with State Farm since 2013 and also offers health, auto, life, and homeowners' insurance products.

  • Multiple Policy Types

355 Keller Parkway, Keller, TX 76248
WebsiteLicense: 681207

Expertise.com Rating

Review Sources

Google
4.8 (69)
Facebook
5.0 (2)

Why choose this provider?

Kevin Brett Insurance is a Keller-based agency that covers clients in Fort Worth and nearby communities. It offers renters' insurance plans that include accident repairs and replacement of possessions. The agency educates clients on potential emergencies their insurance covers, such as natural disasters and theft. It also customizes existing policies to include specialized coverages for temporary relocation and special item reimbursement. In addition, the agency covers homeowners' insurance for landlord properties and high-value homes, as well as commercial insurance for fleets and office spaces.

  • Multiple Policy Types

4903 South Hulen Street, Fort Worth, TX 76132
WebsiteLicense: 2456607

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Goliath Insurance Agency is a service that caters to tenants in Fort Worth. It reviews and recommends insurance policies from international carriers, such as Kemper and Liberty Mutual. Its agents use its 75 years of combined experience to review a tenant's property insurance, which includes the loss of personal items due to fires and theft. The service also reviews an existing policyholder's plan to find missing details, such as medical and guest liability. Goliath Insurance Agency's other policy options include auto and homeowner insurance.

  • Multiple Carriers

FAQs

  • Why should you consider getting renters’ insurance in Fort Worth when the apartment owner already has landlord’s insurance?

    Landlord insurance only protects what the landlord owns, which is the physical apartment building and the items they own within it. It does not safeguard the tenant's possessions. Renters' insurance comes in handy in this situation. If there is a fire in your Fort Worth apartment, your renters' insurance will cover the costs of replacing your personal belongings that were damaged or lost in the fire, while your landlord's insurance will cover the costs of repairing the apartment.

  • How much do tenants in Fort Worth pay for renters’ insurance?

    In Fort Worth, the average annual cost of renters' insurance is $226, or about $19 per month in 2023. This is slightly more than the state average of $219 per year. Due to exposure to harsher weather, premiums are higher in major cities such as Fort Worth and near the coast. In comparison, the national average monthly cost of renters' insurance is $18. These are based on a Value Penguin insurance data analysis.

  • Do you need to buy a new renters' insurance policy if you move to another rental outside Fort Worth?

    Unless the company has no underwriters in the new location, most Fort Worth renters' insurance companies can keep your policy active even if you move. You only need to provide the specifics of your relocation so that your current insurer can make the necessary changes to your policy to comply with local requirements in your new location. Keep in mind that your premium may change as rates vary by location.

  • Can renters’ insurance provide any assistance when you need to move out of your rented condo in Fort Worth?

    Loss of use coverage is included in a basic renters' insurance policy in Fort Worth. This coverage pays for additional living expenses if you are forced to vacate a rental because it has become uninhabitable due to damage or is being repaired. You can claim reimbursement for moving-related expenses that exceed your normal spending, such as hotel accommodations, moving services, and restaurant meals.

  • Does renters’ insurance in Fort Worth also cover guests who get injured in your rental like homeowners’ insurance?

    Personal liability coverage is standard in most Fort Worth renters' insurance policies. If a guest slips and falls in your rental because you did not clean up a spill, this coverage can help cover the guest's medical expenses as well as your legal fees if the guest decides to sue you. If the injured person is a member of your household, this coverage does not apply. Personal liability insurance can also help you pay for damage you inadvertently cause to someone else's property.

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