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Best Homeowners Insurance Agencies in Grand Prairie

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Allen Insurance Agency logo
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Allen Insurance Agency

1001 Hill Street, Grand Prairie, TX 75050
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  • Renter's Insurance
  • Personal Property Insurance

Business Description

Allen Insurance Agency has been providing personal insurance solutions in Grand Prairie for more than 30 years. Established in 1976, the company assists individuals and families in insuring their homes and personal belongings through its homeowners' insurance packages. Agents at the firm also help renters secure their personal possessions and liabilities against disasters and accidents. Other personal insurance offerings include automobile, boat, and motorcycle coverages. The company also serves clients in Dallas and Fort Worth.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blackburn Insurance logo
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Blackburn Insurance

836 S Carrier Pkwy, Grand Prairie, TX 75051
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  • Multiple Policy Types

Business Description

Blackburn Insurance assists Grand Prairie individuals with their insurance needs. Included in the company's products is home insurance, which the agents offer through a combination of home and auto insurance. This 2-in-1 insurance plan includes 24-hour customer and claim service, accidental death benefits, and emergency lockout coverage. Blackburn Insurance has been in service for nearly seven decades. The agency's president and vice president have a combined experience of more than 40 years in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Connect Insurance logo
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Connect Insurance

50 Forest Mill Trail, Mansfield, TX 76063
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  • Earthquake
  • Flood
  • Fire

Business Description

Located near Grand Prairie, Connect Insurance helps its clients to select homeowners insurance policies from top providers. This faith-based insurance agency prides itself on operating with integrity and privacy. Its team helps clients customize their policies and obtain affordable rates from carriers such as Allstate, Farmer's, and Progressive. Other insurance products include home and life policies. Connect Insurance is partnered with HawkSoft Insurance Agency Management, which provides the company with effective tools to manage clients and policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
GTW Insurance LLC logo
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GTW Insurance LLC

2504 West Park Row Drive, Pantego, TX 76013
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

GTW Insurance LLC provides homeowners' insurance policies for clients in Grand Prairie and throughout its nearby communities. This agency is licensed to sell policies in seven states, offering customizable policies from Safeco Insurance, Progressive, Allstate, and a variety of other top providers. In addition to home insurance, GTW also carries auto, business, and life insurance policies. This company is a SmartChoice insurance provider that offers services in English or Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.7 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jeremy Normand - State Farm Insurance Agent logo
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Jeremy Normand - State Farm Insurance Agent

3000 South Cooper Street, Arlington, TX 76015
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  • Multiple Policy Types

Business Description

Jeremy Normand State Farm Insurance Agent helps residents of Grand Prairie to select insurance products for their homes, vehicles, businesses, and health. When selling homeowners insurance policies, Mr. Normand helps his clients to ensure they have enough insurance to cover their home and the contents within it should a disaster occur. Other products he sells include mutual funds and annuities. Jeremy Normand has been selling insurance for State Farm for more than 25 years and has more than 50 years of experience in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (44)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McKnight Insurance Services logo
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McKnight Insurance Services

2364 N. Hwy 287, Mansfield, TX 76063
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  • Multiple Policy Types
  • Personal Property Insurance

Business Description

McKnight Insurance Services provides homeowners insurance and other personal insurance products for clients in the Grand Prairie area. This independent agency is locally owned and operated. Its agents take time to help clients find policies that cover unexpected events that occur in their homes, such as fire, water damage, and theft. McKnight Insurance Services sells policies from top carriers. That includes Merchants Bonding Company, Utica National Insurance Group, and America First Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
St. Pierre Insurance Agency, L.P. logo
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St. Pierre Insurance Agency, L.P.

2993 Texas 360, Grand Prairie, TX 75052
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

St. Pierre Insurance Agency, L.P. serves Grand Pierre through its team of insurance agents. Established in 1994, the company provides risk management assistance to clients in the form of life, homeowners, commercial, renters, flood, and boat insurance products. As an independent agency, it works with different companies to find insurance deals that fit clients' needs and helps policyholders obtain better coverage in cases of renewals. It has a bilingual specialist who caters to Spanish-speaking homeowners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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