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Best Homeowners Insurance Agencies in Denton

2024

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Providers

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Website
888 South Greenville Avenue Suite 134, Richardson, TX 75081
  • Business Insurance
  • Personal Insurance
  • Auto Insurance
  • Property Insurance

Why choose this provider?

Insurance Source of Dallas has been serving Denton and the surrounding metros since opening its doors in 2004. It is an independent agency connected to over 170 insurance companies. Its team guides clients when procuring homeowners insurance, helping them decide on their fire, storm, and personal liability coverage. The office also accommodates people in the market for renters, automobile, and condominium insurance. Specialty insurance, like the ones required for gyms, auto dealerships, and food trucks, is available at Insurance Source.

License Verified:

License: 2986338

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (458)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for a Quote

Denton, TX

Why choose this provider?

Need help contacting a Homeowners Insurance Agency in Denton? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
1111 Teasley Lane, Denton, TX 76205
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake

Why choose this provider?

Insurance Services Agency is an independent agency with an office in Denton. Its insurance agents are qualified and knowledgeable in dealing with all types of insurance plans for individuals, families, and businesses. They offer a homeowners' insurance policy that protects clients from unexpected damages that can happen to homes and belongings, such as fire, natural disasters, theft, and vandalism. Insurance Services Agency also has the right insurance plans for renters, recreational vehicles, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (39)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
320 Eagle Drive, Denton, TX 76201
  • Multiple Policy Types

Why choose this provider?

Ramey King Insurance offers personal and commercial insurance products in Denton. Established in 1881, this company maintains partnerships with various insurance carriers, including Allstate, Chubb, and Progressive, to assist clients in finding appropriate insurance plans. Its insurance professionals help assess risks that clients may face and educate homeowners about their coverage options. These coverage types include personal property protection from losses due to fire or flood, home damage repairs, liability exposures from non-resident injuries, and related medical expenses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1400 North Corinth Street, Corinth, TX 76208
  • Personal Property Insurance
  • Multiple Policy Types
  • Life Insurance
  • Business Insurance

Why choose this provider?

Tailor Solbrack is a State Farm insurance agent who is licensed to offer homeowners in the Denton metro area a choice of policies that provide coverage against natural disasters, such as tornados, hail, and other misfortunes, such as burglary and vandalism. The agent also finds policies that cover accidental damage caused by burst pipes and overflowing appliances. Additionally, he can help individual and commercial drivers get insurance, as well as policies that cover their healthcare costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2214 Emery Street, Denton, TX 76201
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Why choose this provider?

Glenn Davis Insurance is a Denton-based insurance company that offers proprietary products to families and businesses. It provides a homeowners' insurance policy that covers losses from theft of personal property, falling objects, vandalism, fire, and hail. The common home insurance coverage includes dwelling, other structures, personal property, loss of use, medical expense, and family or personal liability. Other personal products are auto insurance, life insurance, collector car insurance, and recreational vehicle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
800 South Interstate 35, Denton, TX 76205
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Located in Denton, Matt Portz is a State Farm insurance agent who serves clients throughout the surrounding communities. Mr. Portz and his colleagues share more than 100 years of experience helping clients get the best policies for their needs, including homeowners, drivers, and businesses. For homeowners, the licensed agency can get coverage against the damage caused by hurricanes, fires, and floods. Additionally, its policies can offer limited liability against claims from visitors injured while in the clients' homes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (21)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
207 West Hickory Street, Denton, TX 76201
  • Flood
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Sierra Insurance Agency Corp. has been meeting the insurance needs of clients through its offices in Denton for more than a decade. It offers a variety of insurance services, including homeowners' insurance. Its clients can customize the homeowners' insurance of the agency to fit their needs. The policy can cover damage due to different weather-related issues, including tornadoes in spring and hurricanes in fall. Additionally, the insurance policy can also provide coverage for damage caused by hailstorms in summer.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1104 North Locust Street, Denton, TX 76201
  • Multiple Policy Types

Why choose this provider?

North Texas Insurance Agency protects homes in Denton and the surrounding communities. It is a homeowners' insurance agency securing a client's home and possessions from damages caused by fires, strong winds, and storms. It reimburses clients when they become victims of theft along with paying for the physical repairs on a home when damaged by vandalism. The guests of a client who become injured within the premises are covered by the liability protection and medical coverage of the agency. North Texas Insurance Agency has been serving clients since 1984.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4202 N. I-35, Denton, TX 76207
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Neal & Neal Insurance Agency, Inc., protects Denton homeowners and their assets. It is a homeowners' insurance agency that safeguards clients' houses, extending the coverage to include all separate structures in their property. The agency covers the contents of the home together with the personal property of the homeowner. Other than this, Neal & Neal Insurance Agency, Inc., also secures clients from property damages or injuries that happen within the premises. It has more than 75 years of experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3201 Teasley Lane, Ste. 305, Denton, TX 76210
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Grunor Insurance Group is a family-owned and operated business that has many years of experience helping homeowners find policies that provide them with peace-of-mind and coverage against natural, accidental, and criminal misfortunes. These include storm damage, overflowing appliances, and burglary. The agency can help with policies for the client's primary home, second home, investment property, and condo. Owners, Eric and Dayna Grunor operate their business by their deeply held Christian values.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1212 North Locust Street, Denton, TX 76201
  • Renter's Insurance
  • Multiple Policy Types
  • Earthquake
  • Condos

Why choose this provider?

Hutcherson Insurance Group, LLC, provides homeowners' coverage to clients in Denton. Its offered programs include damages to a home and its additional structures such as garages and sheds, select valuables such as jewelry and electronics, and additional living expenses in the event of property loss. Its policies also include liability protection and medical expenses for parties injured on the client's property. Hutcherson offers additional coverages to a basic plan for clients to consider, including umbrella, auto, and flood insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What factors do homeowners insurance agencies in Denton consider when deciding premium rates?

    Insurance agencies or companies in Denton consider a variety of factors when determining how much a homeowner's premium should be, such as the age and condition of the home. Due to maintenance requirements, the premiums are typically higher for older properties. Premiums are also higher for houses built of wood as opposed to brick or stone properties because the former is more prone to damage. If the house is in a storm-prone or high-crime area, premium rates will rise.

  • What is the difference between home insurance policy cancelation and non-renewal in Denton?

    When a home insurance policy in Denton is canceled, it means that either the insurance agency/company or the policyholder decided to end the coverage before the plan's expiration date. If the insurer cancels the policy, the client must be given at least 10 days' notice. A non-renewed policy, on the other hand, indicates that the homeowner's insurance agency or company refused to extend the coverage. They must notify the policyholder at least 30 days before the policy expires.

  • What are the main types of homeowner's insurance policies in Denton?

    In Denton, there are three types of homeowners insurance policies: basic (HO-A), broad (HO-A+), and special (HO-B). Both the basic and broad types are named peril policies, which means they do not cover causes of loss or damage not specifically listed in the plan. The difference between the two is that broad policies (HO-B) cover more perils than basic policies (HO-A). Meanwhile, the special (HO-B) policy is an all-risks policy, which means it covers any cause of loss or damage not expressly excluded in the insurance contract.

  • Do homeowner's insurance plans in Denton cover houses that are unoccupied or for rent?

    No, most Denton homeowners insurance policies do not cover houses that are not occupied or are being rented out. If the homeowners decide to sell the property or rent it out, they must notify the insurance agency or company. Instead, they may be asked to purchase a specialty dwelling policy.

  • What are the benefits of working with an independent homeowners insurance agency in Denton?

    Because they are not tied to a single insurance company or product, an independent home insurance agency in Denton can provide their clients with more policy options. They can also compare the coverage and rates provided by various insurance companies. Clients will have a better chance of finding a policy that meets their needs this way.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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