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Best Life Insurance Companies in Denton

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2023
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All American Insurance logo
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License Verified:

License: 1610311

Texas Department of Insurance

All American Insurance

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1501 Midwestern Parkway, Denton, TX 76302
  • Life Insurance
  • Health Insurance

Business Description

All American Insurance is an independent insurance agency that serves the residents of Denton and entire Texas. It offers term life insurance and permanent life insurance. It also provides fee-for-service health policies, managed care health insurance, long-term care plans, and short-term and long-term disability insurance. All American Insurance works with a wide variety of insurance providers, including Blue Cross and Blue Shield of Texas, American Strategic Insurance, and Foremost Insurance Group.

License Verified:

License: 1610311

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
3.9 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Cary Bohn logo
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License Verified:

License: 986774

Texas Department of Insurance

Cary Bohn

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402 West Walnut Street, Decatur, TX 76234
  • Life Insurance
  • Health Insurance

Business Description

Cary Bohn is a State Farm insurance agent that serves clients in Denton. Bohn offers a range of insurance options, including life insurance, health insurance, and homeowners insurance as well as auto and business insurance coverage. Bohn was voted Reader's Choice by Wise County Messenger from 2009 to 2014 and has served in the Decatur City Council from 2012 to 2018. Additionally, he is a Rotary Paul Harris Fellow and was voted Rotarian of the Year in 2016.

License Verified:

License: 986774

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Century Insurance Agency, Inc logo
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License Verified:

License: 6800

Texas Department of Insurance

Century Insurance Agency, Inc

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2735 Wind River Lane, Denton, TX 76210
  • Life Insurance

Business Description

Century Insurance Agency, Inc., is an insurance agency servicing clients in Denton. The company offers life insurance, home insurance, auto insurance, and business insurance plans from dozens of carriers. The agents at this firm work closely with clients, explaining different coverage options to help clients find insurance policies that fit their needs. The company also reviews policies yearly and may advise clients to change carriers to ensure that they keep their coverage at the values that meet their financial goals.

License Verified:

License: 6800

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.0 / 5 (26)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cheryl Stewart logo
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License Verified:

License: 1116491

Texas Department of Insurance

Cheryl Stewart

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13100 NW Highway, Fort Worth, TX 76052
  • Life Insurance
  • Health Insurance

Business Description

Cheryl Stewart is a licensed State Farm insurance agent serving businesses and families throughout the Bryan metro. She has offered life insurance policies since 2006. Her team assists its clients in finding an insurance plan that best suits their needs and explains to them the company's available policies. Cheryl is a Northwest Metroport Chamber of Commerce member, State Farm Insurance Legion of Honor Qualifier, and a notary public. She also offers business insurance, commercial insurance and other types of personal insurance.

License Verified:

License: 1116491

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (71)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Complete Financial Group logo
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License Verified:

License: 1068884

Texas Department of Insurance

Complete Financial Group

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1808 Cornell Lane, Denton, TX 76201
  • Life Insurance

Business Description

Complete Financial Group is an independent insurance brokerage that has been assisting residents and businesses in Denton since 2001. The brokerage offers life insurance solutions to protect clients and their families from tragic events, like disability, critical illness, and death. The company also offers other insurance coverage options for homes, automobiles, and businesses. Its owner, Jeremy David, has been a Certified Financial Planner since 2005. He offers wealth management services and founded Complete Wealth Management, LLC, in 2017. In 2002, David qualified for the Million Dollar Round Table and the Court of the Table in 2003.

License Verified:

License: 1068884

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David Correll logo
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License Verified:

License: 1290284

Texas Department of Insurance

David Correll

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1210 Halsell Street, Bridgeport, TX 76426
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

David Correll is a State Farm insurance agent who offers his services in the Denton metro and its surrounding areas. He provides life, health, home, and auto insurance plans. He also addresses property and business insurance matters. Aside from insurance, David renders banking, mutual funds, annuities assistance. He and his team answer client concerns in English and Spanish. In addition, he has been lending his expertise in the insurance industry for more than 35 years.

License Verified:

License: 1290284

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dieter Insurance, Inc. logo
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License Verified:

License: 1907415

Texas Department of Insurance

Dieter Insurance, Inc.

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317 North Grand Avenue, Gainesville, TX 76240
  • Life Insurance

Business Description

Dieter Insurance, Inc. provides comprehensive insurance policies in Denton. This agency tailors its policies to fit its clients' needs and budgets. Its team of insurance industry experts works closely with clients to get to know them and deliver policies that protect their interests. Their personal coverage encompasses home, auto, motorcycle, manufactured home, and RV insurance. Furthermore, Dieter Insurance delivers life and commercial insurance plans, in addition to IRA's bonds, annuities, and umbrella insurance.

License Verified:

License: 1907415

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Don Boozer & Associates logo
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License Verified:

License: 14737

Texas Department of Insurance

Don Boozer & Associates

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2524 Lillian Miller Parkway, Denton, TX 76210
  • Life Insurance

Business Description

Don Boozer & Associates is a life insurance agency that is currently serving the people of Denton. The company assists with life insurance products such as term life insurance plans and whole life insurance plans. Founded in 1967 by Don Boozer, Don is an insurance major who started his career as a rate book carrying agent for Fidelity Life Insurance Company. In his tenure, Don was also the president of his local life underwriters' association and his state life underwriters' association, the National Brokerage Consortium.

License Verified:

License: 14737

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Efficient Health Solutions logo

License Verified:

License: 1302536

Texas Department of Insurance

Efficient Health Solutions

1608 Oakhollow Drive, Corinth, TX 76210
  • Life Insurance
  • Health Insurance

Business Description

Efficient Health Solutions is an independent insurance agency that serves individuals and businesses in the Denton metro. The agency aims to protect its clients from unforeseen circumstances by offering a wide variety of personal and commercial coverages. These include disability, dental, health, life, and vision insurance. The agency assists clients seeking Medicare supplemental health insurance to cover additional expenses not covered by basic Medicare coverage. One of the agency's licensed brokers, Randy Clark, has over two decades of management and high-level service experience with brands such as Bailey Banks & Biddle.

License Verified:

License: 1302536

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3448)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Grunor Insurance Group logo
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License Verified:

License: 1786258

Texas Department of Insurance

Grunor Insurance Group

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3201 Teasley Lane, Denton, TX 76210
  • Life Insurance

Business Description

Grunor Insurance Group is an independently owned insurance company based in Denton. It is owned and operated by husband and wife, Eric and Dayna Grunor. The agency provides families and individuals with life insurance options under term life and permanent life categories. It also offers home insurance plans that can be used for primary dwellings, condominiums, renters, and investment properties. Additionally, businesses can benefit from the agency's options for vehicle and commercial insurance. Grunor Insurance Group works with multiple carriers, including American Modern, Bristol West, Encompass, Hartford, and Safeco.

License Verified:

License: 1786258

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (18)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Harvest Insurance Group logo
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License Verified:

License: 2335879

Texas Department of Insurance

Harvest Insurance Group

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PO Box 1134, Argyle, TX 76226
  • Life Insurance
  • Health Insurance

Business Description

Harvest Insurance Group is a multi-line independent firm serving customers in the Denton metro. It manages risks by working with different carriers to find appropriate insurance plans that suit client needs. The company offers products like term life insurance and permanent life insurance. The agency also helps people with their commercial policy needs, including general liability, group health insurance, and workers’ compensation. Harvest Insurance Group also provides coverage for cars, motorcycles, homes, and condos.

License Verified:

License: 2335879

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John & Lisa Kaker logo

License Verified:

License: 796202

Texas Department of Insurance

John & Lisa Kaker

2804 South Farm to Market 51, Decatur, TX 76234
  • Life Insurance

Business Description

John & Lisa Kaker are insurance agents and owners of the Sandy Creek Insurance Agency, established three decades ago. John and Lisa aim to serve the insurance needs of residents in Denton, Decatur, and the surrounding communities. They offer life insurance policies to financially protect individuals and families in the event of disability or loss. In addition, John & Lisa Kaker provides other insurance solutions for farm and ranch, home, personal liability, commercial, boat, and personal umbrella.

License Verified:

License: 796202

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ramey King Insurance logo
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License Verified:

License: 6051

Texas Department of Insurance

Ramey King Insurance

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830 South Interstate 35E, Denton, TX 76205
  • Life Insurance

Business Description

Ramey King Insurance is an independent insurance agency that has been serving the residents of Denton and the rest of Texas for more than a century. It offers term life insurance, whole life insurance, and universal life insurance. Ramey King Insurance is a Trusted Choice agency and a member of the Dallas Association of Health Underwriters. Partner Jeff King is a Certified Insurance Counselor who has been working in the industry for more than 30 years.

License Verified:

License: 6051

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ryan Everet Insurance logo

License Verified:

License: 2389918

Texas Department of Insurance

Ryan Everet Insurance

2800 Shoreline Drive, Denton, TX 76210
  • Life Insurance

Business Description

Ryan Everet Insurance offers life insurance solutions to individuals and families in Denton and surrounding communities. The business provides a full spectrum of products, including life, auto, home, renters, and landlord insurance. It also caters to commercial clients with workers' compensation and general liability coverage. One of its insurance advisors, Linda Dodson, carries over 30 years of industry experience. The business is licensed in Colorado, Utah, and Texas and is a member of the CLI Select Agencies.

License Verified:

License: 2389918

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (110)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TEAM Sellors Agencies logo
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TEAM Sellors Agencies

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4401 I-35, Denton, TX 76207
  • Life Insurance
  • Health Insurance

Business Description

Established in 1988, TEAM Sellors Agencies is a company serving clients in Denton and nearby areas. The business serves families and individuals, helping them protect their valuable assets and financial future by providing term and whole life insurance coverages. It also provides supplemental health and accident insurance plans, which cover cancer, critical illnesses, and hospital intensive care. Its owners, Eric and Michele Sellors, are committed to giving back to the community by launching a long-term humanitarian project in 2012 named Closer to the Heart.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (42)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texas Insurance Agency logo
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License Verified:

License: 1455636

Texas Department of Insurance

Texas Insurance Agency

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1804 Chico Highway, Bridgeport, TX 76426
  • Life Insurance
  • Health Insurance

Business Description

Since 1959, Texas Insurance Agency has been offering life insurance products to Denton. It provides term life insurance for clients needing financial protection for a specific period of time. It also assists individuals who are interested in permanent insurance policies, such as whole life and universal life. These insurance products cover funeral expenses, estate taxes, debt payments, and financial assistance to the clients' beneficiaries. Additionally, Texas Insurance Agency represents Travelers, Nationwide, Progressive, and Allstate insurance companies.

License Verified:

License: 1455636

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Glasschroeder Agency logo
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License Verified:

License: 1476102

Texas Department of Insurance

The Glasschroeder Agency

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303 North Carroll Boulevard, Denton, TX 76201
  • Life Insurance
  • Health Insurance

Business Description

The Glasschroeder Agency operates with a personalized approach when providing life insurance protection in Denton. The local independent agency assists clients in finding the coverage option that suits their preferences and financial circumstances. It also has a suite of online customer service forms for clients looking to make policy changes. Moreover, the agency attends to other personal and commercial needs in the area. Its agents offer Medicare benefits and health insurance services. Other insurance products include home, auto, and business insurance.

License Verified:

License: 1476102

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (8)
Google
3.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The McManis Agency logo
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License Verified:

License: 1486862

Texas Department of Insurance

The McManis Agency

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3600 Farm to Market Road 407, Lantana, TX 76226
  • Life Insurance

Business Description

The McManis Agency is an insurance agency headquartered in Lantana. It provides insurance services to businesses and individuals in the Lantana, Argyle, and Denton areas. The agency offers its services for life insurance, homeowners insurance, auto insurance, and pet health insurance. Its other insurance products include business, workers' compensation, specialty vehicle, and recreational vehicles insurance. The McManis Agency's staff has more than 38 years of combined insurance industry experience. Courtney McManis, the owner of the agency, has been working in insurance for over 16 years.

License Verified:

License: 1486862

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (28)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Tommy Rosales logo
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License Verified:

License: 1346091

Texas Department of Insurance

Tommy Rosales

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1515 N Elm Street, Denton, TX 76201
  • Life Insurance
  • Health Insurance

Business Description

Tommy Rosales of State Farm offers life insurance solutions for clients in Denton. With over 14 years of experience in the industry, he works closely with his customers by identifying their personal goals and matching them with appropriate insurance policies for their needs. Together with State Farm, Rosales aims to help his customers manage the risks that they encounter by offering them insurance products that cover automobiles, homes, real estate properties, businesses, and healthcare needs. Services in Spanish and American sign language are also available.

License Verified:

License: 1346091

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (106)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Woods Insurance Agency logo
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License Verified:

License: 1856511

Texas Department of Insurance

Woods Insurance Agency

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2740 Western Center Boulevard, Fort Worth, TX 76131
  • Life Insurance

Business Description

Woods Insurance Agency is an independent insurance agency that serves clients in Denton. The agency has been in the industry for more than 20 years, and it works with multiple insurance carriers, such as ASI, Cigna, and Kemper. It offers an array of insurance options, including term, whole, and universal life insurance as well as commercial and home insurance. Its president, Wendall Wood, has been in the insurance industry for over 25 years, and he spent 10 years in the Fort Worth Police Department.

License Verified:

License: 1856511

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.