Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Carrollton

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Carrollton Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

82

Reviewed

52

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1431 Greenway Drive, Irving, TX 75038
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Total Coverage Insurance has provided a wide spectrum of personal and business insurance plans and services to residents in the Carrollton area since 2011. The professional agents help property owners to take insurance coverage that will protect their homes and other personal belongings in the event of disasters that might damage or destroy them by getting them replaced or rebuilt. The company has life and general and professional liability insurance policies available for interested clientele.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7301 State Highway, Irving, TX 75039
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Ron Mathai - State Farm Insurance Agent has a variety of insurance options available for homeowners in Carrollton and neighboring communities. He provides coverage policies that allow customers to repair or replace their dwellings, gardens, and items they value as well as personal property kept in storage. He also offers workers' compensation plans and free notary public service. Mr. Mathai has been in the business since 2014 and has a background in the financial industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (139)
Facebook
5.0 / 5 (34)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1510 East Belt Line Road, Carrollton, TX 75006
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Megan Toole Hall is a Carrollton-based agent for Farmers Insurance. The agency offers homeowners' insurance plans for individuals, families, and small businesses that cover the dwelling, contents, and liability. There are a number of packages on offer and customers can choose the best options and limitations they prefer. Home insurance claims can be filed online with a process designed to resolve issues immediately. Farmers Insurance also offers renters' and condo insurance. Megan Toole Hall has been in the insurance industry for over 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
2.5
Yelp
2.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3108 Old Denton Road, Carrollton, TX 75007
  • Personal Property Insurance
  • Renter's Insurance

Why choose this provider?

Streamless Insurance is an insurance company that covers homeowners in Carrollton. The company offers personalized policy plans to protect the houses of clients from fires or natural disasters. It also handles repairs or reimbursement for belongings that are stolen or vandalized. The company also discusses with customers their current plans for any updates or changes they want to make. Its agents guide clients in the filing process and requirements for a smoother transaction. Streamless also provides for renters and automobile owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1930 East Rosemeade Parkway, Carrollton, TX 75007
  • Multiple Policy Types

Why choose this provider?

Mike Leonard Insurance Agency is a locally-operated firm that has been attending to the needs of families in Carrollton and the surrounding areas for more than 30 years. An independent homeowners' insurance agency, its team of insurance specialists focuses on delivering the best home insurance plan to each client, partnering with leading insurance providers including Kemper Preferred, MetLife, Nationwide, Progressive, and Safeco Insurance. Mike Leonard Insurance Agency also offers automobile insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (14)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1200 North Josey Lane, Carrollton, TX 75006
  • Multiple Policy Types

Why choose this provider?

La Familia Auto Insurance is an independent provider of homeowner's insurance to residents in the Carrollton area. The firm works with major insurance companies to write policies for both homeowners and renters. Policies tailored to homeowners frequently include coverage for water damage, vandalism or miscellaneous mischief, and theft. The company offers auto, motorcycle, and business insurance policies and can design discounted multiline policies. La Familia Auto Insurance also sells surety bonds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Richland Hills, TX
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Cuna Mutual Group has served credit unions, businesses, and individuals in the Carrollton areas in need of insurance and investment services and products for over 80 years. Its skilled agents use the latest technologies to provide home insurance services to clients that want to protect their valuable homes and personal belongings against unforeseen disasters. Cuna Mutual Group offers AD & D, life, and health insurance covers that provide financial protection from catastrophic burdens and illnesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is the difference between an HO-2 and HO-3 homeowners insurance policies in Carrollton?

    An HO-2 homeowners insurance policy in Carrollton is also known as a named perils plan because it only covers the specific perils or causes of damage listed in your policy. Theft, civil disturbances, fire, and falling objects are common perils in an HO-2 policy. An HO-3 homeowners insurance policy, on the other hand, is also known as an open or all-risk plan because it covers all listed perils as well as anything else that is not a policy exclusion. This is something that mortgage lenders frequently require.

  • What kinds of damage are usually excluded in Carrollton homeowners insurance policies?

    According to the Texas Department of Insurance, most homeowners insurance policies, even the most comprehensive all-risk policies, exclude coverage for flooding, earthquakes, and wind or hail damage to trees and shrubs. Most Carrollton home insurance policies also exclude damage caused by termites, rodents, and insects. Additionally, mold, normal wear and tear, and water damage caused by continuous and repeated leakage or seepage are common exclusions.

  • Is homeowners insurance required in Carrollton if the property is already paid off?

    Carrollton and Texas laws do not require homeowners to insure their homes, whether they are paid in full or not. Having homeowners insurance, on the other hand, can be a wise decision. It provides homeowners with peace of mind and financial security in the event of a catastrophic loss or damage to their property or belongings caused by theft, fire, or other covered events.

  • Why do homeowners insurance rates in Carrollton rise after a claim is filed?

    After a policyholder files a claim, the premiums on a homeowners insurance policy in Carrollton usually go up because it informs the agency or company that another claim, possibly due to similar perils, will be filed in the future. The amount of the increase would be determined by a variety of factors, including the type and amount of the filed claim/s, as well as the number of previously filed claims.

  • Where should one report homeowners insurance fraud or complaints in Carrollton?

    If you disagree with the amount your homeowners insurance company approved for your claim or wish to file a complaint about a denied claim, contact the Texas Department of Insurance (TDI) at 800-252-3439. TDI is also notified of suspected insurance fraud incidents. Simply check the boxes next to the options that apply to your situation on this page https://ofrs.naic.org/ and then click submit.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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