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Best Homeowners Insurance Agencies in Carrollton

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Cuna Mutual Group logo
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Cuna Mutual Group

North Richland Hills, TX
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Cuna Mutual Group has served credit unions, businesses, and individuals in the Carrollton areas in need of insurance and investment services and products for over 80 years. Its skilled agents use the latest technologies to provide home insurance services to clients that want to protect their valuable homes and personal belongings against unforeseen disasters. Cuna Mutual Group offers AD & D, life, and health insurance covers that provide financial protection from catastrophic burdens and illnesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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La Familia Auto Insurance logo
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La Familia Auto Insurance

1200 North Josey Lane, Carrollton, TX 75006
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  • Multiple Policy Types

Business Description

La Familia Auto Insurance is an independent provider of homeowner's insurance to residents in the Carrollton area. The firm works with major insurance companies to write policies for both homeowners and renters. Policies tailored to homeowners frequently include coverage for water damage, vandalism or miscellaneous mischief, and theft. The company offers auto, motorcycle, and business insurance policies and can design discounted multiline policies. La Familia Auto Insurance also sells surety bonds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.4 / 5 (240)
Google
4.3 / 5 (180)
Yelp
1.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Megan Toole Hall - Farmers Insurance Agent logo
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Megan Toole Hall - Farmers Insurance Agent

1510 East Belt Line Road, Carrollton, TX 75006
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Megan Toole Hall is a Carrollton-based agent for Farmers Insurance. The agency offers homeowners' insurance plans for individuals, families, and small businesses that cover the dwelling, contents, and liability. There are a number of packages on offer and customers can choose the best options and limitations they prefer. Home insurance claims can be filed online with a process designed to resolve issues immediately. Farmers Insurance also offers renters' and condo insurance. Megan Toole Hall has been in the insurance industry for over 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
2.5 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mike Leonard Insurance Agency logo
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Mike Leonard Insurance Agency

1930 East Rosemeade Parkway, Carrollton, TX 75007
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  • Multiple Policy Types

Business Description

Mike Leonard Insurance Agency is a locally-operated firm that has been attending to the needs of families in Carrollton and the surrounding areas for more than 30 years. An independent homeowners' insurance agency, its team of insurance specialists focuses on delivering the best home insurance plan to each client, partnering with leading insurance providers including Kemper Preferred, MetLife, Nationwide, Progressive, and Safeco Insurance. Mike Leonard Insurance Agency also offers automobile insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (14)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ron Mathai - State Farm Insurance Agent logo
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Ron Mathai - State Farm Insurance Agent

7301 State Highway, Irving, TX 75039
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Ron Mathai - State Farm Insurance Agent has a variety of insurance options available for homeowners in Carrollton and neighboring communities. He provides coverage policies that allow customers to repair or replace their dwellings, gardens, and items they value as well as personal property kept in storage. He also offers workers' compensation plans and free notary public service. Mr. Mathai has been in the business since 2014 and has a background in the financial industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (139)
Facebook
5.0 / 5 (34)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Streamless Insurance logo
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Streamless Insurance

3108 Old Denton Road, Carrollton, TX 75007
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  • Personal Property Insurance
  • Renter's Insurance

Business Description

Streamless Insurance is an insurance company that covers homeowners in Carrollton. The company offers personalized policy plans to protect the houses of clients from fires or natural disasters. It also handles repairs or reimbursement for belongings that are stolen or vandalized. The company also discusses with customers their current plans for any updates or changes they want to make. Its agents guide clients in the filing process and requirements for a smoother transaction. Streamless also provides for renters and automobile owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Total Coverage Insurance logo
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Total Coverage Insurance

1431 Greenway Drive, Irving, TX 75038
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Total Coverage Insurance has provided a wide spectrum of personal and business insurance plans and services to residents in the Carrollton area since 2011. The professional agents help property owners to take insurance coverage that will protect their homes and other personal belongings in the event of disasters that might damage or destroy them by getting them replaced or rebuilt. The company has life and general and professional liability insurance policies available for interested clientele.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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