Expertise.com

2024

Last updated:

Best Mortgage Brokers in Dallas

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Dallas Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

326Reviewed

202Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3232 McKinney Avenue, Suite 500, Dallas, TX 75204
  • Investment Property Loans
  • Down Payment Assistance
  • HELOCs
  • Refinance
  • Purchase

Why choose this provider?

AsertaLoans is a mortgage lender headquartered in Dallas that provides a variety of lending programs to accommodate the budget of DFW homebuyers. Its loan options include conventional, FHA, and VA. Refinancing solutions are also offered to clients seeking lower monthly payments or tapping into their home's equity. It works with a diverse clientele, from first-time homebuyers and experienced investors to individuals with credit scores as low as 500 and those who require down payment assistance.

License Verified:

License: 2114425

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Zillow
5.0 / 5 (12)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for rate quote

Dallas, TX

Why choose this provider?

Need help contacting a Mortgage Broker in Dallas? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
4000 Parkside Center Blvd #505, Dallas, TX 75244
  • Purchase
  • cash out refinance loans
  • Refinance

Why choose this provider?

MPS Mortgage LLC serves Realtors, property owners, and investors in Dallas and its nearby communities. The agency offers loan products ranging from USDA, FHA, and 203k to adjustable rate, reverse, and 30-year and 15-year fixed mortgages. Founder and mortgage broker Tom Spaniel leverages over 26 years of experience to guide clients throughout the application process, which involves analyzing risk for each loan option, evaluating financial circumstances, and advising first-time homeowners. He has helped clients finance their multi-family complexes, condominiums, and single-family residences.

License Verified:

License: 2501110

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (113)
Facebook
5.0 / 5 (38)
Zillow
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1900 Jay Ell Drive, Richardson, TX 75081
  • Multi-Family Loans

Why choose this provider?

Gracie Morrow is a mortgage broker at Thrive Mortgage, a full-service mortgage financing company that serves clients in Dallas and nearby localities. Morrow helps residential customers obtain the right mortgage solutions for their home purchase, construction, and renovation needs. Her team represents multiple lenders that can deliver a varied array of loan products, such as FHA, jumbo, and construction financing loans. The group also offers refinancing options for conforming, VA, and USDA loans. Morrow was named Best Mortgage Professional by D Magazine from 2015 to 2018.

License Verified:

License: 495120

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.6 / 5 (101)
Google
4.9 / 5 (65)
Zillow
5.0 / 5 (9)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15770 Dallas Parkway, Dallas, TX 75248
  • Refinance

Why choose this provider?

Legacy Mutual Mortgage - Dallas - North provides full-service mortgage services to 12 locations in the state of Texas. With 65 loan officers across different branches, it handles different loan options, such as a conventional, fixed-rate, balloon, and adjustable-rate mortgages. The company also offers FHA, USDA, VA, and jumbo loans. The firm started as a two-man-operated company in 2003 and eventually joined Crockett National Bank in 2011. It also accommodates clients located in the states of Colorado and Tennessee.

License Verified:

License: 278675

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3235 Homer Street, Dallas, TX 75206
  • Refinance

Why choose this provider?

Tatom Lending is a mortgage broker that works with banks and lending institutions to serve clients in Dallas. The company helps clients understand the various mortgage loans available to them, such as fixed-rate loans, adjustable-rate loans, FHA loans, and VA loans. It is also committed to educating, empowering, and protecting homeowners, home loan borrowers, and home buyers. Tatom Lending guides clients through the mortgage process to ensure straightforward transactions. The company is currently being led by its president, Kirk Tom, who started his mortgage career in 2000.

License Verified:

License: 278914

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14900 Landmark Boulevard, Dallas, TX 75254
  • New Construction

Why choose this provider?

The Tuttle Group is a Dallas-based mortgage company that caters to home buyers and sellers in the community and its nearby areas. It provides a range of loan programs such as conventional, jumbo, FHA or HUD, and VA loans. In addition, The Tuttle Group helps clients in refinancing their current house and home buying process. Andy Tuttle and his team work with third-party professionals in processing IRS verification and appraisals and employment review and verification.

License Verified:

License: 184325

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (114)
Facebook
5.0 / 5 (49)
Yelp
4.5 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5000 Legacy Drive, Plano, TX 75024
  • Refinance

Why choose this provider?

Josh Moody is a regional manager and loan originator at Goldwater Bank, N.A. His professional experience in the mortgage industry dates back to 2003. He applies this expertise when assisting clients in Dallas to select the best financing option. He and his team of professionals offer a variety of loan programs that include fixed interest and adjustable-rate mortgages. Moody was included in the Mortgage Executive magazine's top 200 mortgage originators and listed as a "Top Producer" by the National Mortgage News in 2019.

License Verified:

License: 139695

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (3)

Website
1205 West Abram Street Ste 1, Arlington, TX 76013
  • New Construction
  • Refinance

Why choose this provider?

The Legacy Group of CrossCountry Mortgage facilitates the dream of homeownership for Dallas-area clients. The firm has many years of experience and offers top-notch customer service with a knowledgeable and professional team of mortgage specialists. The Legacy Group of CrossCountry Mortgage will help clients to purchase or refinance with custom solutions to meet individual needs. A range of mortgage programs is available including conventional, FHA, VA, and USDA rural home loans. The firm also focuses on reverse mortgages and renovation loan programs. Recent customers speak highly of The Legacy Group of CrossCountry Mortgage’s ability to do a great job from start to finish.

License Verified:

License: 243437

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2911 Turtle Creek Boulevard, Dallas, TX 75219
  • New Construction
  • Refinance

Why choose this provider?

Bedrock Lending is a full-service mortgage company located in Dallas. It offers a selection of loan products, ranging from VA and FHA loans to conventional and jumbo loans. Its mortgage loan originators can also assist clients in refinancing their existing loans, helping them find a more suitable rate or term. Bedrock Lending is affiliated with RLM Mortgage LLC. This affiliation has allowed the company to invest into its loan products and technology, as well as improve its customer service-based approach.

License Verified:

License: 1018720

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Facebook
4.0 / 5 (17)
Yelp
5.0 / 5 (2)

Website
5001 Spring Valley Road, Dallas, TX 75244
  • Refinance

Why choose this provider?

Dallas Mortgage Planners helps clients to navigate the home mortgage loan process with ease. The Dallas-area company specializes in helping clients conduct home searches knowing the exact price range, monthly payment, and out-of-pocket expense. An experienced team of mortgage specialists stands ready to help create custom-tailored home loans to meet individual client needs, budgets, and financial goals. Dallas Mortgage Planners commits to providing knowledgeable service and home loans at competitive rates.

License Verified:

License: 1685922

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
130 North Preston Road, Prosper, TX 75078
  • Refinance

Why choose this provider?

Finance of America Mortgage in Prosper has been providing mortgage loan solutions to Dallas-based customers for more than 30 years. It is a full-service mortgage loan company that offers loans including FHA, VA, reverse mortgage, fixed and adjustable loans, rental loans, and rehab loans. The team of professionals in the company aims to guide the clients throughout the loan process, offering competitive rates and programs to meet their needs, budgets, and goals. It houses advisors with over 10 years of mortgage experience.

License Verified:

License: 269630

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
1.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
15950 Dallas Parkway, Dallas, TX 75248
  • Refinance

Why choose this provider?

Established in 2014, Home Loans For All is a mortgage broker that serves clients in the Dallas area. This company focuses on helping individuals find mortgage programs that best suit their needs and educate them on the process of homebuying. It offers a wide range of loan options, including bad credit home, conventional, FHA, USDA, and VA. Michael Plambeck, Home Loans For All owner, leads a team of industry professionals and publishing experts. He strives to keep current on the latest real estate laws through continuing education.

License Verified:

License: 1660690

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Website
92 Piazza Lane, Colleyville, TX 76034
  • Refinance

Why choose this provider?

VIP Mortgage has been delivering real estate financing solutions to Dallas-area clients for more than a decade. The company commits to providing excellent customer service, outstanding quality, and multiple program options at a good price. An experienced team of mortgage specialists finds innovative ways to make homeownership dreams come true. A range of lending options is available to meet individual client needs, budgets, and financial goals. VIP Mortgage focuses on mortgage loan options with conventional, FHA, and VA programs.

License Verified:

License: 266210

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (874)
Yelp
4.0 / 5 (11)
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4001 McEwen Road, Dallas, TX 75244
  • Refinance

Why choose this provider?

VA Lending Group is a mortgage firm that serves clients in Dallas. The company specializes in offering VA home loans as part of its commitment to helping veterans achieve their homeownership goals. It also offers various loan options for homebuyers and homeowners, including conventional loans, FHA loans, and interest rate reduction refinance loans. Its loan specialists have 30 years of combined experience helping homeowners refinance and purchase homes. VA Lending Group abides by the principles of honesty and integrity.

License Verified:

License: 224642

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (118)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
950 West Bethany Drive, Allen, TX 75013
  • Refinance

Why choose this provider?

Highlands Residential Mortgage, Ltd. is a mortgage company committed to delivering quality services in Dallas since 2010. Its team of loan officers and mortgage professionals is knowledgeable about the local market. They provide different loan programs, such as conventional mortgage and renovation loans, for homebuyers depending on their objectives. They also offer refinancing options. Highlands Residential Mortgage was included in Inc. 5000's "America’s Fastest-Growing Private Companies" in 2018 and the "Best Mortgage Companies to Work For" list by National Mortgage News in 2021.

License Verified:

License: 134871

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)

Website
5027 Empire Way, Irving, TX 75038

Why choose this provider?

Homebound Loans, Inc. is a professional mortgage company that works with residential and commercial clients in Dallas and nearby cities. It provides personalized loan and mortgage services, going beyond standard loan profile formulae, and acts as an intermediary between the client and the lending company. Homebound Loans' expertise—backed by a network of top-rated lenders and over 100 investors—allows it to provide viable mortgage rates to clients, each quote suitable to terms and financial capability. Company partner Mick Gandhialso serves as its senior mortgage loan advisor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.