Expertise.com

2024

Last updated:

Best Mortgage Brokers in Irving

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Irving Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

76Reviewed

53Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5027 Empire Way, Irving, TX 75038
WebsiteLicense: 1829248

Expertise.com Rating

Review Sources

Google
5.0 (85)
Zillow
5.0 (9)

Why choose this provider?

HomeBound Loans, Inc., is a full-service mortgage brokerage company catering to clients in Irving. The firm assists individuals and families in attaining their home purchasing goals with a mortgage loan program. The agency extends a variety of residential loans, such as fixed-rate, adjustable-rate, conventional, Jumbo, and VA loans. The team also handles reverse mortgages and mortgage refinancing loans. Mortgage advisor and partner Amit Gandhi has been working in the mortgage business since 2011. He is licensed to serve clients in all of Texas.

  • New Construction
  • Multi-Family Loans
  • Multi-Family Homes

6605 Precinct Line Road, North Richland Hills, TX 76182
WebsiteLicense: 294046

Expertise.com Rating

Review Sources

Facebook
5.0 (16)

Why choose this provider?

Dana Hinson provides mortgage assistance to Irving. She is a senior mortgage consultant at Benchmark Mortgages that specializes in helping clients with their mortgage process. This loan process includes contract signing, loan estimate, final approval, and closing. She also caters to clients who are looking for home purchasing loans or mortgage refinancing services. Additionally, she helps find loan officers for clients. Dana has gained experience from working as an area sales manager and mortgage operations manager.

  • New Construction
  • Refinance

137 Texas 121, Coppell, TX 75019
WebsiteLicense: 1582332

Expertise.com Rating

Review Sources

Google
4.0 (71)
Yelp
5.0 (3)

Why choose this provider?

NXT Mortgage is a mortgage broker company that simplifies the mortgage process for clients in the Irving area. The company assists in choosing from loan programs such as conventional, FHA, USDA, and jumbo home loans. It also offers refinancing options and VA loans for veterans. Founder Tyler Hodgson, a marine corps veteran himself, strives to give back to the community by donating 10% of the profits for each accomplished loan to a qualified organization chosen by clients.

  • Refinance

1205 West Trinity Mills Road, Carrollton, TX 75006
WebsiteLicense: 334616

Expertise.com Rating

Review Sources

Google
4.5 (82)
Facebook
4.3 (9)
Yelp
3.0 (3)

Why choose this provider?

Dream Home, a division of Brazos National Bank, is a group that offers mortgage brokerage services in the Irving area. It deals with a wide range of loan options tailored specifically to meet the individual needs of its clients. These include conforming and conventional, RHS, fixed-rate, first-time homebuyers, and FHA loan programs. It also handles refinancing solutions. Dream Home's website features tools that help clients make informed decisions regarding their mortgage even before speaking to a mortgage professional.

  • New Construction
  • Refinance

3624 Long Prairie Road, Flower Mound, TX 75022
WebsiteLicense: 209311

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
5.0 (3)

Why choose this provider?

Kent Hendrix is a branch manager and mortgage banker at RWM Home Loans. He has been serving customers in Irving and its surrounding areas for over 25 years. Hendrix provides a wide range of mortgage products, such as new build, low fico score, VA, jumbo, and FHA loans. He also offers tax consulting and financial planning services. He assists and guides homeowners throughout the entire home refinance and buying process. In addition, Hendrix has supported over 100 families in securing loans and refinances.

  • Refinance

165 South Kimball Avenue, Southlake, TX 76092
WebsiteLicense: 1325498

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (9)

Why choose this provider?

Red Diamond Home Loans is a mortgage firm that serves clients in Irving. The company offers various loan options for homebuyers and homeowners, including jumbo loans, conforming conventional mortgage loans, FHA home loans, VA home loans, and renovation loans. It also specializes in residential lending and has more than 30 years of mortgage banking experience. Red Diamond Home Loans has formed partnerships with Keller Williams, Magnolia Realty, All Cities Realty, and Coldwell Banker. Mike Porter serves as the company president.

  • New Construction
  • Refinance

405 Texas 121, Lewisville, TX 75057

Expertise.com Rating

Review Sources

Google
5.0 (360)
Facebook
5.0 (27)
Yelp
5.0 (12)

Why choose this provider?

Josh Campbell of Legacy Mutual Mortgage assists the financing needs of homebuyers in the Irving area. Focused on each client's unique goals and situations, he takes into account factors such as credit scores and budgets when finding loan programs for homebuyers. Fifteen-year fixed-rate, conventional, jumbo, and VA are some of the products he offers. Josh's office, which he runs with his wife, Katherine, is supported by an FDIC-insured community bank. Josh has been in service for over 10 years.

  • Refinance

150 West College Street, Grapevine, TX 76051
WebsiteLicense: 409996

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Michael Protono is a branch manager and senior loan officer at PrimeLending who serves clients in Irving. He specializes in various loan options for homeowners and homebuyers, including home purchase loans, mortgage refinancing, construction loans, jumbo loans, and home renovation loans. He leads a team of loan originators serving the Dallas/Fort Worth Area, including Roger Wyche and Melody Maib. PrimeLending has over 30 years of experience in the mortgage industry and offers more than 400 loan options.

  • Refinance

2001 Lakeside Parkway, Flower Mound, TX 75028
WebsiteLicense: 1415862

Expertise.com Rating

Review Sources

Google
4.0 (550)
Yelp
4.0 (10)

Why choose this provider?

Mortgage Financial Services is an independent mortgage firm that serves consumers in the Irving area. A variety of lending choices are available to purchasers and homeowners, including Veterans Administration (VA) home loans, fixed-rate cash-out refinancing, conventional mortgage loans, jumbo mortgage loans, and FHA mortgage loans. Mortgage Financial Services is led by a team of mortgage bankers who are dedicated to assisting borrowers in achieving their homeownership aspirations as quickly as possible.

  • New Construction

4425 West Airport Freeway, Irving, TX 75062
WebsiteLicense: 1425955

Expertise.com Rating

Review Sources

Facebook
5.0 (45)
Google
5.0 (23)

Why choose this provider?

Petra Mortgage is a full-service mortgage lending company serving clients in Irving. The firm delivers a wide array of purchasing, refinancing, and specialized mortgage loans for home buyers, owners, and residential investors. These include conventional fixed-rate, adjustable-rate, Jumbo, VA, and FHA loans. The company also offers construction, Reverse, and home equity loans. The team guides clients throughout the mortgage process, from needs assessment to loan closing. The company is also a certified Equal Housing Lender, catering to clients of all social classes.

  • New Construction
  • Refinance

2001 Lakeside Parkway, Flower Mound, TX 75028
WebsiteLicense: 1415862

Expertise.com Rating

Review Sources

Yelp
5.0 (3)

Why choose this provider?

Pamella Sullivan of Mortgage Financial Services aids clients of Irving in applying for and exploring home loan options. Her offered programs include 15 or 30-year fixed-rate mortgages and VA, FHA, and jumbo loans. She also assists investors and homebuyers alike in down payment options, refinancing, and purchasing second homes. Pamella has over two decades of industry experience. She has been commended by clients for her patience and consistent communication when conducting or explaining the refinancing process.

  • Refinance

5221 North O'Connor Boulevard, Irving, TX 75039
WebsiteLicense: 2020068

Expertise.com Rating

Why choose this provider?

Kyle Kelly is a home loan originator at Citizens Financial Group, Inc., which serves clients in Irving. Among the loan programs that he offers for homeowners, borrowers, and real estate investors are fixed-rate mortgage loans, adjustable-rate mortgage loans, FHA home loans, condo unit financing, and jumbo loans. He built his business on referrals and he is committed to helping his clients attain their homeownership goals. Citizens Financial originates loans for home purchasing, refinancing, construction, and renovations.

  • New Construction
  • Refinance
  • Commercial Loans

2800 Corporate Drive, Flower Mound, TX 75028
WebsiteLicense: 224490

Expertise.com Rating

Why choose this provider?

Scott Satine has been in the mortgage industry since 1991 and has actively searched for financial solutions for his clients in Irving, Dallas, and surrounding areas. He has forged partnerships with local real estate agents, businessmen, and construction groups. He specializes in loan options that include FHA, conventional, VA, and USDA. Satine works with Primary Residential Mortgage, Inc., as a senior loan officer, offering mortgage solutions that are matched with homebuyers' needs and capabilities.

  • New Construction
  • Refinance

2500 Lakeside Parkway, Flower Mound, TX 75022
WebsiteLicense: 286616

Expertise.com Rating

Review Sources

Facebook
4.0 (33)
Yelp
4.0 (5)

Why choose this provider?

Tom Tevis is a mortgage consultant affiliated with the Fairway Independent Mortgage Corporation. As an experienced mortgage consultant, he assists homeowners in preparing their refinancing plans. In addition, he offers homebuyers a selection of mortgage programs, including FHA, jumbo, VA, and USDA loans, on top of conventional loans. Tom has spent 20 years working in the field of mortgage, 15 of which were spent with Fairway. His office is located in Flower Mound, around 29 minutes away from Irving.

  • Refinance

5055 West Park Boulevard, Plano, TX 75093
WebsiteLicense: 378056

Expertise.com Rating

Review Sources

Facebook
5.0 (10)

Why choose this provider?

The Lovell Team is a mortgage brokerage firm serving clients in Irving and the surrounding communities. It offers a wide range of loan options including, conventional, jumbo, FHA, USDA, and VA loans. It also provides unique home financing, construction home loans, disaster relief loans, and downpayment assistance. Loan originators Hadie and Darren assist clients throughout every aspect of the loan process and carry more than 48 years of experience in the real estate and financial services industry.

  • Refinance

3939 Belt Line Road, Addison, TX 75001
WebsiteLicense: 211515

Expertise.com Rating

Review Sources

Facebook
4.9 (33)
Google
5.0 (30)

Why choose this provider?

Petra Home Lending is an Addison-based mortgage lender that serves clients in Irving. It offers a wide range of mortgage loan options for homeowners and homebuyers, such as FHA, conventional, VA, and USDA home loans. Its business name was derived from the Greek word for rock due to its commitment to fulfilling the homeownership needs of its clients. Jason O'Quinn, the company's founder, was named one of D Magazine's Best Mortgage Professionals in 2016. Vice president Kyle Kisselburg has 18 years of lending experience.

  • New Construction
  • Refinance

1003 Long Prairie Road, Flower Mound, TX 75022
WebsiteLicense: 246227

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Yelp
5.0 (6)

Why choose this provider?

DeAnna Morgan of Mid America Mortgage Inc. has been helping home buyers in Irving achieve their short and long-term financial goals since 2005. She guides clients through the process of choosing the best loan program to suit their needs. These programs include conventional, VA, USDA, or FHA loan applications. In addition, she also works with clients to secure jumbo, commercial, and construction loans. According to former clients, DeAnna is always available to answer questions even beyond normal working hours.

  • Multi-Family Loans

1235 South Main Street, Grapevine, TX 76051
WebsiteLicense: 933163

Expertise.com Rating

Review Sources

Yelp
5.0 (4)

Why choose this provider?

Patricia Mahoney is a mortgage broker connected with FirstUnited Mortgage Group that serves Irving, Tarrant, Dallas, Parker, Palo Pinto, and other surrounding communities. She offers several loan products and services for clients looking to buy their first home or refinance. She offers fixed-rate and adjustable-rate mortgages, FHA, VA, USDA home loans, construction loans, jumbo loans, and physician loans. Patricia assists clients with a wide range of credit scores and assesses which products fit their needs and circumstances.

  • Refinance

106 Decker Drive, #205, Irving, TX 75062
WebsiteLicense: 292143

Expertise.com Rating

Review Sources

Facebook
5.0 (43)
Google
5.0 (39)
Yelp
5.0 (1)

Why choose this provider?

Established in 2003, Noble Mortgage & Investments is a direct private lender that serves homeowners and investors in Irving and its surrounding areas. Darel I. Daik is the founder and chief executive officer of the firm. He has been in the real estate lending industry since 1995. He and his team offer new construction, FHA, home equity, rental property, hard money, and no income loans. Darel has also closed over $500,000,000 in both commercial and residential transactions.

  • New Construction
  • Commercial Loans

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.