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Best Homeowners Insurance Agencies in Providence

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2023
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Lefebvre Insurance Agency logo
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Lefebvre Insurance Agency

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839 North Main Street, Providence, RI 02904
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos
  • Renter's Insurance

Business Description

Lefebvre Insurance Agency is an insurance firm providing insurance products and services to Providence. It offers customized homeowners' insurance policies, taking into consideration the clients' situation, their current coverage, and the coverage they require. Its professional agents specialize in reviewing portfolios and helping clients determine which markets suit their needs the best. It also offers a wide selection of insurance products, including coverage for specific industries, farm insurance, and personal umbrella and identity theft. Lefebvre Insurance Agency is licensed in Rhode Island, Connecticut, and Massachusetts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (10)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paolino Insurance Agency, Inc. logo
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Paolino Insurance Agency, Inc.

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100 Westminster Street, Providence, RI 02903
  • Multiple Carriers
  • Condos
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Paolino Insurance Agency, Inc. is a homeowners' insurance agency that has been serving families and individuals in Providence since 1950. Its agents help clients protect their homes and prepare for instances where the property owners might need to live somewhere else if their home needs to be repaired or renovated. They also welcome clients who want to add supplemental insurance policies to cover medical bills. This firm's homeowners insurance policies also cover condominium unit owners and tenants.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Platinum Insurance logo
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Platinum Insurance

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1990 Pawtucket Ave, East Providence, RI 02914
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Platinum Insurance is a Providence-based insurance agency that helps its customers assess, manage, and plan for all potential risks. The agency provides umbrella policies and homeowners insurance policies. Home insurance can cover any structures, a homeowner's possessions and belongings, and even the homeowner themselves in cases of incidents occurring for which they are liable. Aside from homeowners insurance, Platinum Insurance also covers vehicles, businesses, lives, and health. Group insurance is also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.2 / 5 (10)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Agency Paiva logo
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The Agency Paiva

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194 Warren Avenue, East Providence, RI 02914
  • Renter's Insurance
  • Flood
  • Fire
  • Condos

Business Description

Established in 1988, The Agency Paiva is an independent agency that provides insurance products and coverage to clients in Providence who are looking to secure their homes. Its homeowners' insurance policies are designed to provide the coverage that the client needs and requires. It also provides a broad selection of auto, personal, business, and life insurance, as well as real estate services. The Agency Paiva is a member of the Independent Insurance Agents and Brokers of America and the Independent Insurance Agents of Rhode Island.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (18)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Shannon Agency logo

The Shannon Agency

400 Massasoit Ave STE 104, East Providence, RI 02914-2040
  • Multiple Carriers
  • Multiple Policy Types

Business Description

The Shannon Agency is a local insurance agency that has been providing Providence-based clients customized homeowners' insurance policies to protect homes, condominiums, and vacant buildings. It works with various trusted providers, such as National™, Grange™, Progressive®, and Metro™, to deliver policies that suit the unique needs of each client. Its insurance agents also offer shipping companies commercial truck insurance, allowing its motor carriers to have the authority to transport goods.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zelano Insurance Agency logo
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Zelano Insurance Agency

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1598 Smith Street, North Providence, RI 02911
  • Condos
  • Flood
  • Fire
  • Earthquake

Business Description

Zelano Insurance Agency is a family-owned and -operated company with an office in North Providence. The agency offers various insurance plans for homeowners including property insurance, condo insurance, scheduled property insurance, landlords' insurance, renters' insurance, and homeowners' liability. The insurance specialist provides protection for more than 10,000 apartment and condo complexes. Aside from home insurance, Zelano Insurance Agency offers auto insurance, life insurance, commercial auto insurance, and workers' compensation. The company has been in service for over five decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (79)
Google
4.9 / 5 (33)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.