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Best Homeowners Insurance Agencies in Cranston

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2023
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Annarummo & Associates Insurance Agency logo
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Annarummo & Associates Insurance Agency

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808 Main Avenue, Warwick, RI 02886
  • Multiple Policy Types

Business Description

Annarummo & Associates Insurance Agency has been helping the Cranston community with their insurance needs for over 20 years. The agency offers homeowners insurance and other personal insurance solutions along with a variety of business insurance. Its professional agents search for the best insurance policy in the market that will suit their clients' needs and budget. Annarummo & Associates Insurance Agency serves the whole of Rhode Island and it represents insurance companies like MetLife, Providence Mutual, Travelers, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (7)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Barton Insurance Group, Inc. logo
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Barton Insurance Group, Inc.

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407 Pontiac Ave, Cranston, RI 02910
  • Multiple Policy Types

Business Description

Bartoon Insurance Group, Inc., offers a range of commercial and personal insurance products in Cranston. This family-owned agency represents different insurance providers, including AIG, Foremost Insurance Group, and MetLife, and helps homeowners find the most applicable home insurance plans. Its insurance advisors guide homeowners on the insurance process, identify risky areas, and determine appropriate coverage packages that match clients' goals. This financial coverage includes contents and building loss or damage, whether due to fire, vandalism, theft, hail, and other disasters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brook Insurance Associates, LLC logo
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Brook Insurance Associates, LLC

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1935 Elmwood Avenue, Warwick, RI 02888
  • Renter's Insurance
  • Flood

Business Description

Brook Insurance Associates, LLC, is an independent insurance agency that assists Cranston residents in finding the right homeowner insurance that will cover all their needs and risks according to their budget. Homeowners insurance helps clients protect their homes financially in case of loss. The agency provides quotes and also offers homeowners insurance that is packaged with auto insurance or flood insurance. Brook Insurance Associates also provides business, commercial, and health insurance. Its services are available to the whole of Rhode Island.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (9)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Burns & Cotter Insurance logo
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Burns & Cotter Insurance

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206 Waterman Street, Providence, RI 02906
  • Multiple Policy Types

Business Description

The professionals at Burns & Cotter Insurance walk clients through designing insurance policies to address the risks associated with owning a home. This firm has been serving homeowners in Cranston for more than five decades. Its agents coordinate with many reputable carriers in the industry to help ensure that clients acquire comprehensive coverages at competitive rates. They can help families and individuals prepare for theft and natural calamities. The company's homeowners' insurance plan covers loss of use expenses as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital City Insurance Agency, LLC logo
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Capital City Insurance Agency, LLC

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870 Oaklawn Ave, Cranston, RI 02920
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Capital City Insurance Agency LLC is a full-service insurance firm that serves the Cranston metro area and nearby localities. The company provides individuals with coverage options for a homeowners insurance policy. These include dwelling coverage, personal property protection, scheduled property, and homeowners liability. The firm's home insurance plans also extend to mobile homes, rental properties, condominiums, and in-home businesses. Other offerings include auto, health, life, recreational, and commercial coverages. The company also provides services like financial planning, retirement plans, and profit sharing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cormack-Routhier Agency, Inc. logo
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Cormack-Routhier Agency, Inc.

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1 Harry Street, Cranston, RI 02907
  • Multiple Policy Types

Business Description

The agents at Cormack-Routhier Agency, Inc. are dedicated to serving individuals and families in Cranston. The firm has been providing homeowners' insurance solutions for more than 60 years and has built a network of reputable carriers, including Travelers Insurance, Nationwide Insurance, and Selective Insurance. Its professionals compare rates and policies from more than 50 providers, helping clients select one that best suits their budget and property. They can also help homeowners who want to purchase supplemental coverage for builder's risks.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (4)
Yelp
3.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gates Insurance Agency logo
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Gates Insurance Agency

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238 Robinson Street, Wakefield, RI 02879
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Gates Insurance Agency is an insurance provider in Cranston and the surrounding locations. It mitigates losses and manages risks for owned or rented homes against vandalism, theft, or fire. Structural coverage protects the actual dwelling, while personal belongings coverage protects items within the home. Insured homeowners are protected against lawsuits if visitors are injured within the property, and added living expenses are given when the insured home is uninhabitable due to covered events. Gates Insurance Agency was established in 1964 and is known for long-standing client relations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gregg Larson - Allstate Insurance Agent logo
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Gregg Larson - Allstate Insurance Agent

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1249 Oaklawn Avenue, Cranston, RI 02920
  • Renter's Insurance
  • Multiple Policy Types
  • Fire

Business Description

Gregg Larson - Allstate Insurance Agent has been providing clients in Cranston and nearby areas with various insurance options. One of the insurance products Larson offers is home insurance that protects the clients' dwelling, their family's liability, personal possessions, and other structures within their property from both weather and non-weather disasters. He also provides his clients with homeowners insurance quotes and tailors their coverage based on their needs and budget. Larson has over 20 years of experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jean Martin Insurance logo
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Jean Martin Insurance

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897 Reservoir Avenue, Cranston, RI 02910
  • Multiple Policy Types

Business Description

Jean Martin Insurance is a Cranston-based agency founded in 1976 to provide personal and business insurance to the local community. One of the insurance products the agency offers is homeowners insurance that is designed for those who own or rent a house or condominium. Homeowners insurance protects the clients' dwelling from unexpected damage and gives them personal liability coverage in an event that someone gets injured on their property. Jean Martin Insurance also offers other insurance products like auto, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.5 / 5 (8)
Yelp
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lefebvre Insurance Agency logo
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Lefebvre Insurance Agency

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839 North Main Street, Providence, RI 02904
  • Personal Property Insurance
  • Multiple Carriers

Business Description

Lefebvre Insurance Agency is an independent agency serving the Cranston area. It offers a wide range of insurance policies including homeowners insurance. The agency represents a diverse portfolio of insurance carriers including American Modern, CNA, Western Heritage, Progressive, and Philadelphia Insurance Companies. Depending on the client's unique needs and circumstances, a homeowners' insurance policy may cover property damages, loss of personal belongings, liability claims, and medical expenses. The business also offers landlord insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (10)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McLane Insurance logo
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McLane Insurance

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994 Willett Ave, Riverside, RI 02915
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

McLane Insurance is a firm that focuses on helping Cranston area residents secure financial protection for their homes and belongings. The agency offers assistance in securing coverage for property damages resulting from events such as fires and natural disasters. McLane Insurance also helps homeowners determine policies for personal liabilities, vandalism and theft, and damages brought by earthquakes and floods. The firm has been in the insurance sector since 1979 and also handles business, auto, and life insurance issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (20)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Platinum Insurance logo
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Platinum Insurance

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1900 Pawtucket Avenue, East Providence, RI 02915
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Platinum Insurance helps clients in the Cranston metro area to purchase homeowners insurance. Its agents sell policies that protect clients from financial losses if their personal property or dwellings themselves are damaged or destroyed by natural disasters or theft and vandalism. It also helps to protect clients from liability by selling them insurance that covers medical costs if anyone is injured on their property. Platinum Insurance offers commercial insurance and auto insurance too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Store Inc. logo
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The Insurance Store Inc.

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1935 Elmwood Avenue, Warwick, RI 02888
  • Multiple Policy Types

Business Description

The Insurance Store Inc. sells homeowners insurance policies near Cranston. This company consults clients that need homeowners insurance and advises them on their options while presenting a variety of quotes from multiple carriers. It helps clients to secure coverage for their homes and cover any liabilities they might have as homeowners should anyone be harmed on their property. The Insurance Store Inc. also offers policies for renters insurance and condo insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Slocum Agency, Inc logo
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The Slocum Agency, Inc

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333 Centerville Rd, Warwick, RI 02886
  • Personal Property Insurance
  • Multiple Policy Types

Business Description

The Slocum Agency, Inc., offers insurance options to residents and business property owners in Cranston and the rest of the region. The homeowners' insurance policy provides financial protection in three main categories. The categories include house structure protection, coverage for personal belongings, and liability protection against lawsuits filed by someone injured while on the client's property. The policy is also required if the client has a mortgage. The company has been in the insurance industry since 1949.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (13)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.