Best Homeowners Insurance Agencies in Cranston

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Annarummo & Associates Insurance Agency logo

Annarummo & Associates Insurance Agency

808 Main Avenue, Warwick, RI 02886
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  • Multiple Policy Types

Annarummo & Associates Insurance Agency has been helping the Cranston community with their insurance needs for over 20 years. The agency offers homeowners insurance and other personal insurance solutions along with a variety of business insurance. Its professional agents search for the best insurance policy in the market that will suit their clients' needs and budget. Annarummo & Associates Insurance Agency serves the whole of Rhode Island and it represents insurance companies like MetLife, Providence Mutual, Travelers, and Progressive.

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Barton Insurance Group, Inc. logo

Barton Insurance Group, Inc.

407 Pontiac Ave, Cranston, RI 02910
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  • Multiple Policy Types

Bartoon Insurance Group, Inc., offers a range of commercial and personal insurance products in Cranston. This family-owned agency represents different insurance providers, including AIG, Foremost Insurance Group, and MetLife, and helps homeowners find the most applicable home insurance plans. Its insurance advisors guide homeowners on the insurance process, identify risky areas, and determine appropriate coverage packages that match clients' goals. This financial coverage includes contents and building loss or damage, whether due to fire, vandalism, theft, hail, and other disasters.

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Brook Insurance Associates, LLC logo

Brook Insurance Associates, LLC

1935 Elmwood Avenue, Warwick, RI 02888
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  • Renter's Insurance
  • Flood

Brook Insurance Associates, LLC, is an independent insurance agency that assists Cranston residents in finding the right homeowner insurance that will cover all their needs and risks according to their budget. Homeowners insurance helps clients protect their homes financially in case of loss. The agency provides quotes and also offers homeowners insurance that is packaged with auto insurance or flood insurance. Brook Insurance Associates also provides business, commercial, and health insurance. Its services are available to the whole of Rhode Island.

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Burns & Cotter Insurance logo

Burns & Cotter Insurance

206 Waterman Street, Providence, RI 02906
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  • Multiple Policy Types

The professionals at Burns & Cotter Insurance walk clients through designing insurance policies to address the risks associated with owning a home. This firm has been serving homeowners in Cranston for more than five decades. Its agents coordinate with many reputable carriers in the industry to help ensure that clients acquire comprehensive coverages at competitive rates. They can help families and individuals prepare for theft and natural calamities. The company's homeowners' insurance plan covers loss of use expenses as well.

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Capital City Insurance Agency, LLC logo

Capital City Insurance Agency, LLC

870 Oaklawn Ave, Cranston, RI 02920
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  • Personal Property Insurance
  • Multiple Policy Types

Capital City Insurance Agency LLC is a full-service insurance firm that serves the Cranston metro area and nearby localities. The company provides individuals with coverage options for a homeowners insurance policy. These include dwelling coverage, personal property protection, scheduled property, and homeowners liability. The firm's home insurance plans also extend to mobile homes, rental properties, condominiums, and in-home businesses. Other offerings include auto, health, life, recreational, and commercial coverages. The company also provides services like financial planning, retirement plans, and profit sharing.

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Cormack-Routhier Agency, Inc. logo

Cormack-Routhier Agency, Inc.

1 Harry Street, Cranston, RI 02907
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  • Multiple Policy Types

The agents at Cormack-Routhier Agency, Inc. are dedicated to serving individuals and families in Cranston. The firm has been providing homeowners' insurance solutions for more than 60 years and has built a network of reputable carriers, including Travelers Insurance, Nationwide Insurance, and Selective Insurance. Its professionals compare rates and policies from more than 50 providers, helping clients select one that best suits their budget and property. They can also help homeowners who want to purchase supplemental coverage for builder's risks.

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Gates Insurance Agency logo

Gates Insurance Agency

238 Robinson Street, Wakefield, RI 02879
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  • Personal Property Insurance
  • Multiple Policy Types

Gates Insurance Agency is an insurance provider in Cranston and the surrounding locations. It mitigates losses and manages risks for owned or rented homes against vandalism, theft, or fire. Structural coverage protects the actual dwelling, while personal belongings coverage protects items within the home. Insured homeowners are protected against lawsuits if visitors are injured within the property, and added living expenses are given when the insured home is uninhabitable due to covered events. Gates Insurance Agency was established in 1964 and is known for long-standing client relations.

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Gregg Larson - Allstate Insurance Agent logo

Gregg Larson - Allstate Insurance Agent

1249 Oaklawn Avenue, Cranston, RI 02920
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  • Renter's Insurance
  • Multiple Policy Types
  • Fire

Gregg Larson - Allstate Insurance Agent has been providing clients in Cranston and nearby areas with various insurance options. One of the insurance products Larson offers is home insurance that protects the clients' dwelling, their family's liability, personal possessions, and other structures within their property from both weather and non-weather disasters. He also provides his clients with homeowners insurance quotes and tailors their coverage based on their needs and budget. Larson has over 20 years of experience in the insurance industry.

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Jean Martin Insurance logo

Jean Martin Insurance

897 Reservoir Avenue, Cranston, RI 02910
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  • Multiple Policy Types

Jean Martin Insurance is a Cranston-based agency founded in 1976 to provide personal and business insurance to the local community. One of the insurance products the agency offers is homeowners insurance that is designed for those who own or rent a house or condominium. Homeowners insurance protects the clients' dwelling from unexpected damage and gives them personal liability coverage in an event that someone gets injured on their property. Jean Martin Insurance also offers other insurance products like auto, business, and life insurance.

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Lefebvre Insurance Agency logo

Lefebvre Insurance Agency

839 North Main Street, Providence, RI 02904
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  • Personal Property Insurance
  • Multiple Carriers

Lefebvre Insurance Agency is an independent agency serving the Cranston area. It offers a wide range of insurance policies including homeowners insurance. The agency represents a diverse portfolio of insurance carriers including American Modern, CNA, Western Heritage, Progressive, and Philadelphia Insurance Companies. Depending on the client's unique needs and circumstances, a homeowners' insurance policy may cover property damages, loss of personal belongings, liability claims, and medical expenses. The business also offers landlord insurance policies.

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McLane Insurance logo

McLane Insurance

994 Willett Ave, Riverside, RI 02915
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  • Personal Property Insurance
  • Multiple Policy Types

McLane Insurance is a firm that focuses on helping Cranston area residents secure financial protection for their homes and belongings. The agency offers assistance in securing coverage for property damages resulting from events such as fires and natural disasters. McLane Insurance also helps homeowners determine policies for personal liabilities, vandalism and theft, and damages brought by earthquakes and floods. The firm has been in the insurance sector since 1979 and also handles business, auto, and life insurance issues.

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Platinum Insurance logo

Platinum Insurance

1900 Pawtucket Avenue, East Providence, RI 02915
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  • Personal Property Insurance
  • Multiple Policy Types

Platinum Insurance helps clients in the Cranston metro area to purchase homeowners insurance. Its agents sell policies that protect clients from financial losses if their personal property or dwellings themselves are damaged or destroyed by natural disasters or theft and vandalism. It also helps to protect clients from liability by selling them insurance that covers medical costs if anyone is injured on their property. Platinum Insurance offers commercial insurance and auto insurance too.

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S. Fargiorgio Agency logo

S. Fargiorgio Agency

872 Park Ave, Cranston, RI 02910
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

S. Fargiorgio Agency is an insurance agency with an office in Cranston. Its team of insurance specialists offers homeowners' insurance to help financially protect clients' homes against risks such as hail and fire. The major benefits of the policy are coverage for damages to the home and its contents, as well as liability protection for the policy owner. S. Fargiorgio Agency also provides riders or additional coverages to amend the terms of the existing home insurance policy according to clients' needs.

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The Insurance Store Inc. logo

The Insurance Store Inc.

1935 Elmwood Avenue, Warwick, RI 02888
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  • Multiple Policy Types

The Insurance Store Inc. sells homeowners insurance policies near Cranston. This company consults clients that need homeowners insurance and advises them on their options while presenting a variety of quotes from multiple carriers. It helps clients to secure coverage for their homes and cover any liabilities they might have as homeowners should anyone be harmed on their property. The Insurance Store Inc. also offers policies for renters insurance and condo insurance.

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The Slocum Agency, Inc logo

The Slocum Agency, Inc

333 Centerville Rd, Warwick, RI 02886
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  • Personal Property Insurance
  • Multiple Policy Types

The Slocum Agency, Inc., offers insurance options to residents and business property owners in Cranston and the rest of the region. The homeowners' insurance policy provides financial protection in three main categories. The categories include house structure protection, coverage for personal belongings, and liability protection against lawsuits filed by someone injured while on the client's property. The policy is also required if the client has a mortgage. The company has been in the insurance industry since 1949.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?  

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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