Expertise.com

Best Credit Repair Companies in Providence

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Credit Repair Companies FAQs

Learn more
Bay State Credit Repair logo

Bay State Credit Repair

859 Willard Street, Quincy, MA 02169
Visit Website
  • Credit Dispute

Bay State Credit Repair is a local business that helps improve the credit scores of clients in Providence. The credit experts at the company are committed to educating clients on how to achieve financial literacy and responsibility. Some items that they look into include charge-offs, collections, late payments, tax liens, and medical bills. The company’s credit repair restoration solutions involve evaluation of credit reports, dispute of erroneous items, and escalation of disputes.

Visit Website
Credit Repair Coach logo

Credit Repair Coach

15 Vineyard Street, Providence, RI 02907
Visit Website
  • Credit Dispute
  • Unconditional Money Back Guarantee

Credit Repair Coach is a company that provides credit repair and financial coaching services in Providence and other communities. It evaluates its clients' current credit situation and creates tailormade solutions that aim to improve or restore their credit scores. It also helps eliminate negative entries in credit reports by preparing letters, arguments, and agreements needed for compliance with banks and credit bureaus. The company's owner, Edward St. Onge, has been a litigation lawyer for over 37 years.

Visit Website
Depina Credit Solutions logo

Depina Credit Solutions

1308 Belmont Street, Brockton, MA 02301
Visit Website
  • Credit Monitoring
  • Credit Audit

Depina Credit Solutions is a national credit counseling and coaching business assisting customers in Providence get back financially on track. It comprises credit experts who investigate any incorrect, unverifiable, and outdated information on the clients' credit reports. They have experience in handling different types of financial circumstances with collectors, creditors, and credit bureaus. Its credit restoration programs include credit review, credit repair, and credit building. Depina Credit Solutions helps remove various bad credit records, including repossessions, foreclosures, charge-offs, and late payments.

Visit Website
National Financial Credit Group logo

National Financial Credit Group

100 Grandview Rd 310, Braintree, MA 02184
Visit Website
  • Credit Audit

National Financial Credit Group is a credit restoration firm that serves Providence. The company provides a six-step credit repair process designed to raise its clients' credit scores. It also offers a range of financial services that include bankruptcy prevention, foreclosure prevention, financial strategy creation, credit evaluation & auditing, and credit improvement techniques. It also deals with tax liens, identity theft, and negative accounts. The team can communicate in English, Spanish, and Portuguese.

Visit Website
Ocean State Credit Solutions logo

Ocean State Credit Solutions

16 Dudley Avenue North, Middletown, RI 02842
Visit Website
  • Credit Dispute

Located in Middletown, Ocean State Credit Solutions is a credit repair company that caters to Providence and the surrounding communities. It offers a wide array of credit restoration services, including collection harassment analysis, monthly disputes, and removal of inaccurate and negative items. It also has a 24/7 online portal where customers can monitor their credit status. One client relates a story about how he was able to get a personal loan after the firm helped fix his credit.

Visit Website
Back to Providers

Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you