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Best Credit Repair Companies in Providence
2021

We scored 125 Credit Repair Companies in Providence, RI and Picked the Top 6

Here are the Picks:

Bay State Credit Repair

Credit Repair Coach

Depina Credit Solutions

National Financial Credit Group

Ocean State Credit Solutions

Perfectkredit

Why These Credit Repair Companies?

Our goal is to connect people with the best local experts. We scored Providence Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 125 77 6

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Bay State Credit Repair

  • Credit Dispute

Bay State Credit Repair is a local business that helps improve the credit scores of clients in Providence. The credit experts at the company are committed to educating clients on how to achieve financial literacy and responsibility. Some items that they look into include charge-offs, collections, late payments, tax liens, and medical bills. The company’s credit repair restoration solutions involve evaluation of credit reports, dispute of erroneous items, and escalation of disputes.

Click to Call

859 Willard Street
Quincy, MA 02169

Website Instagram

(800) 915-6193 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

83 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: B+

Detail: --

Credit Repair Coach

  • Unconditional Money Back Guarantee
  • Credit Dispute

Credit Repair Coach is a company that provides credit repair and financial coaching services in Providence and other communities. It evaluates its clients' current credit situation and creates tailormade solutions that aim to improve or restore their credit scores. It also helps eliminate negative entries in credit reports by preparing letters, arguments, and agreements needed for compliance with banks and credit bureaus. The company's owner, Edward St. Onge, has been a litigation lawyer for over 37 years.

Click to Call

15 Vineyard Street
Providence, RI 02907

Website

(401) 270-2800 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Depina Credit Solutions

  • Credit Audit
  • Credit Monitoring

Depina Credit Solutions is a national credit counseling and coaching business assisting customers in Providence get back financially on track. It comprises credit experts who investigate any incorrect, unverifiable, and outdated information on the clients' credit reports. They have experience in handling different types of financial circumstances with collectors, creditors, and credit bureaus. Its credit restoration programs include credit review, credit repair, and credit building. Depina Credit Solutions helps remove various bad credit records, including repossessions, foreclosures, charge-offs, and late payments.

Click to Call

1308 Belmont Street
Brockton, MA 02301

Website Instagram

(508) 955-7171 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

300 (Best)

Score Consistency:

Consistent (Best)

Professionalism: B+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: B+

Detail: --

National Financial Credit Group

  • Credit Audit

National Financial Credit Group is a credit restoration firm that serves Providence. The company provides a six-step credit repair process designed to raise its clients' credit scores. It also offers a range of financial services that include bankruptcy prevention, foreclosure prevention, financial strategy creation, credit evaluation & auditing, and credit improvement techniques. It also deals with tax liens, identity theft, and negative accounts. The team can communicate in English, Spanish, and Portuguese.

Click to Call

100 Grandview Rd 310
Braintree, MA 02184

Website

(800) 431-0449 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

68 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Ocean State Credit Solutions

  • Credit Dispute

Located in Middletown, Ocean State Credit Solutions is a credit repair company that caters to Providence and the surrounding communities. It offers a wide array of credit restoration services, including collection harassment analysis, monthly disputes, and removal of inaccurate and negative items. It also has a 24/7 online portal where customers can monitor their credit status. One client relates a story about how he was able to get a personal loan after the firm helped fix his credit.

Click to Call

16 Dudley Avenue North
Middletown, RI 02842

Website

(401) 324-5052 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

Perfectkredit

  • Debt Consolidation

Perfectkredit is a credit repair company that helps improve the credit scores of individuals and businesses within the Providence metro. It offers credit repair, debt settlement, and business advisory through a team of experienced professionals who help dispute its clients' credit reports. The company also provides personal credit counselors to patrons and extends its hours according to their availability. In addition, its partnership with SmartCredit includes tools such as ScoreTracker, ScoreBuilder, and ScoreMaster that assist in tracking each account's progress.

Click to Call

33 Broad Street
Providence, RI 02903

Website Instagram

(888) 731-4949 Website

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