Expertise.com

Best Mortgage Refinance Companies in Allentown

Laurels
2023
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
FREE

Expertise.com Concierge

Let us do the work for you!

Share your needs with our Concierge team, and they'll book you with our best available top-ranked service providers!

Abacus Regional Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 113984

Nationwide Multistate Licensing System and Registry

Abacus Regional Mortgage

Visit WebsiteWebsite
100 W Main St 1st Floor, Bath, PA 18014
  • New Construction
  • Reverse Mortgages

Business Description

Abacus Regional Mortgage delivers a variety of services to residents of Allentown. The company has government-backed programs aimed at military service veterans and their spouses. It supplies civilian home purchasers with conventional options that have up to 30-year periods. Builder lot and construction loans are available. Refinancing options are on hand for debtors with existing obligations. Abacus Regional Mortgage has been operating in its current location since 1993 and has since worked with more than 7,500 families.

License Verified:

License: 113984

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (163)
Facebook
4.9 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Allentown Mortgage Corporation logo
Visit WebsiteWebsite

License Verified:

License: 103917

Nationwide Multistate Licensing System and Registry

Allentown Mortgage Corporation

Visit WebsiteWebsite
2067 Walbert Ave, Allentown, PA 18104
  • Reverse Mortgages

Business Description

Allentown Mortgage Corporation provides solutions for clients looking to buy a new home. The company's mortgage professionals give useful information about mortgage products and loan financing instruments. They utilize tools to help narrow down the search for the loan program that suits their specific needs. Among the loan programs they have are adjustable fixed mortgages, debt consolidation, construction loans, 100% financing, and full doc and stated income. They assist in navigating various loan options, payment schedules, applications, and paperwork.

License Verified:

License: 103917

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Benchmark Mortgage logo

License Verified:

License: 681517

Nationwide Multistate Licensing System and Registry

Benchmark Mortgage

447 Chestnut St, Emmaus, PA 18049
  • Multi-Family Loans

Business Description

Benchmark Mortgage assists individuals and families purchase their homes in Allentown. The firm assists borrowers with current mortgage refinance to meet their financial objectives. Its agents offer more than 250 loan options and help customers to find the loan that suits their needs. The company's Lifetime Loan program gives customers post-closing customer care, market monitoring, and in-depth annual reviews of the client's loan. Benchmark Mortgage has over a decade of experience and provides customers with equal housing opportunities.

License Verified:

License: 681517

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Consumer Trust logo
Visit WebsiteWebsite

License Verified:

License: 185144

Nationwide Multistate Licensing System and Registry

Consumer Trust

Visit WebsiteWebsite
2 Windsor Plaza, Allentown, PA 18104
  • Reverse Mortgages

Business Description

Consumer Trust helps Allentown clients to make their dream homes come true through its refinance options. The agency follows a customer-centric culture when delivering mortgage options to new and existing home buyers. Its refinance options provide homeowners various benefits, such as shortened term, lowered payment, consolidated debt, secured rate, and removed PMI. In addition to refinance, it offers conventional, commercial, and government loans. Consumer Trust has been in the industry for more than two decades, helping families find the right financing solutions.

License Verified:

License: 185144

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heroes First Home Loans logo

License Verified:

License: 2192317

Nationwide Multistate Licensing System and Registry

Heroes First Home Loans

1605 N Cedar Crest Blvd., Allentown, PA 18104
  • Reverse Mortgages

Business Description

Heroes First Home Loans is a local lender under Churchill Mortgage, exclusively catering to those who serve, protect, and care for their communities, such as Allentown. Its Heroes Protection Plus program provides specialty assistance for refinancing mortgages or purchasing a home. Its clientele includes educators, healthcare professionals, civil servants, firefighters, former and active military members, and members of law enforcement and the ministry. The company is staffed with home loan specialists that are also community servants.

License Verified:

License: 2192317

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Michael Bower logo
Visit WebsiteWebsite

License Verified:

License: 128567

Nationwide Multistate Licensing System and Registry

Michael Bower

Visit WebsiteWebsite
612 Hamilton Street Suite 501, Allentown, PA 18101
  • Reverse Mortgages

Business Description

Michael Bower is a mortgage loan provider and branch manager of AnnieMac who serves prospective homebuyers in Allentown. He assists borrowers in refinancing existing mortgage loans, helping them access their properties' equity. Michael is an approved seller of Fannie Mae, Freddie Mac, and Ginnie Mae products. He also provides FHA, conventional, VA, USDA, jumbo, and renovation loans. Michael is certified by the NMLS. He makes his clients part of the loan process by consulting with them and informing them of their application status.

License Verified:

License: 128567

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (74)
Facebook
5.0 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stan Reinford logo

License Verified:

License: 262595

Nationwide Multistate Licensing System and Registry

Stan Reinford

121 North Cedar Crest Blvd, Ste E, Allentown, PA 18104
  • Reverse Mortgages

Business Description

Stan Reinford is an Allentown-based loan officer representing Movement Mortgage. He assists borrowers with poor credit mortgages through refinancing options that consolidate debts, improve rates and payments, and generate cash from equity. He assesses whether clients are qualified for rate-and-term, cash-out, or streamlined loans depending on the type, rate, and age of their existing mortgages. He also provides funding options for new homes, condo units, and construction projects. Reinford supports the Movement Foundation's efforts to build self-sustaining schools, clinics, and housing projects in the community.

License Verified:

License: 262595

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Loris Lewis Team logo
Visit WebsiteWebsite

License Verified:

License: 133577

Nationwide Multistate Licensing System and Registry

The Loris Lewis Team

Visit WebsiteWebsite
1019 W. Broad Street, Bethlehem, PA 18018
  • New Construction

Business Description

The Loris Lewis Team serves first-time buyers and long-time owners in and around Allentown. It provides various refinancing solutions to clients seeking to reduce their interest rates, revise their loan terms, consolidate debts, or take cash out of their home's equity for home improvements, unforeseen medical expenses, or college tuition. These include FHA 230k, FHA streamline, USDA Rural streamline, and VA interest rate reduction refinance loans. The company also offers several lending options to homebuyers, such as fixed-rate and adjustable-rate mortgages, jumbo, and conventional loans.

License Verified:

License: 133577

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (672)
Facebook
3.5 / 5 (160)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Michael Mann Team logo

License Verified:

License: 141529

Nationwide Multistate Licensing System and Registry

The Michael Mann Team

3500 Winchester Road, Allentown, PA 18106
  • Reverse Mortgages

Business Description

The Michael Mann Team are professionals at Fairway Independent Mortgage Corporation who serve homeowners in Allentown. Since 2009, they have striven to meet the financing needs of borrowers who are thinking of refinancing existing loans or consolidating debts by searching for and providing the best rates. In addition, these specialists guide borrowers in navigating the refinancing process, starting from qualification and enrollment to closing. The team gives back to the community by supporting the cause of the American Warrior Initiative.

License Verified:

License: 141529

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (100)
Google
4.8 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Traditional Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1563424

Nationwide Multistate Licensing System and Registry

Traditional Mortgage

Visit WebsiteWebsite
682 N. Brookside Road, Suite 101, Allentown, PA 18106
  • Reverse Mortgages
  • New Construction

Business Description

Traditional Mortgage is an independently owned and operated lending entity that has been serving Allentown and the surrounding areas since 2016. It helps clients refinance different types of properties, including single-family homes, multi-family homes, and condos. It also offers refinance programs for second homes and investment properties. In addition, it assists with home loans such as conventional, FHA, VA, and jumbo loans. The loan officers of Traditional Mortgage have more than two decades of combined industry experience.

License Verified:

License: 1563424

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (9)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.