Best Mortgage Refinance Companies in Reading

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Andy Dautrich logo
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License Verified:

License: 128628

Nationwide Multistate Licensing System and Registry

Andy Dautrich

210 North Railroad Street, Myerstown, PA 17067
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  • New Construction

Business Description

Andy Dautrich is a loan strategist serving homeowners and homebuyers in the Reading metro. He caters to clients' refinancing needs, whether they are looking to reduce interest rates or switch from an adjustable- to a fixed-rate mortgage. The home financing specialist helps clients select suitable programs and interest rates and designs custom total cost analyses, which involve giving several options that fit within clients' cash flow priorities and financial goals. Andy is licensed in multiple states, including Delaware, Maryland, and New Jersey.

License Verified:

License: 128628

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Assured Financial Services logo
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License: 184633

Nationwide Multistate Licensing System and Registry

Assured Financial Services

134 2nd Avenue, Collegeville, PA 19426
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  • Reverse Mortgages

Business Description

Assured Financial Services caters to homebuyers in Reading who need mortgage refinancing services. The company examines a debtor's current obligations and seeks improved terms and conditions that are less burdensome to the borrower. It delivers residential purchase options, like jumbo loans and VA-backed lending programs. Plans with terms ranging from five years to three decades are also available. Assured Financial Services has online resources available, ranging from rate calculators to pre-approval letters and house listings.

License Verified:

License: 184633

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
CDL Mortgage Services LLC logo
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License Verified:

License: 2017647

Nationwide Multistate Licensing System and Registry

CDL Mortgage Services LLC

50 Berkshire Ct Ste 200, Wyomissing, PA 19610
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  • New Construction

Business Description

CDL Mortgage Services LLC provides financing services to homeowners in Reading and the surrounding areas. The firm assists first-time and recurring loan applicants with home purchase or refinance needs by helping them obtain better interest rates, lower monthly payments, and shorter loan terms. It works with non-QM and government-insured financing programs, including FHA and VA loans. The firm also assists clients in determining whether a fixed or adjustable rate, such as a 15- or 30-year term, is suitable for their financial situation.

License Verified:

License: 2017647

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Fidelis Mortgage Corporation logo
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License Verified:

License: 126791

Nationwide Multistate Licensing System and Registry

Fidelis Mortgage Corporation

1205 E. King St, Lancaster, PA 17602
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  • New Construction
  • Reverse Mortgages

Business Description

Fidelis Mortgage Corporation provides its services to borrowers in the Reading community. The firm has a team of mortgage brokers, providing a wide array of loan products to customers looking to refinance their mortgages to lower their monthly payments. Its brokers work closely with clients to review their credit scores and the terms of their existing mortgages. They also review the borrower's options to apply for other loan programs and have experience customizing a loan term.

License Verified:

License: 126791

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (243)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Main Line Mortgage logo
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License Verified:

License: 1889783

Nationwide Multistate Licensing System and Registry

Main Line Mortgage

119 Wilson Rd, King of Prussia, PA 19406
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  • New Construction

Business Description

Main Line Mortgage LLC is a full-service company serving Reading and the surrounding areas. Its loan officers help clients obtain a variety of home financing programs, including FHA, VA, USDA, conventional, and jumbo loans. They also help with mortgage refinancing to reduce the rate that a homeowner is paying off, as well as with cashing out home equity. Clients looking to invest in business properties may enlist the company’s services to apply for commercial loans.

License Verified:

License: 1889783

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Norstar Mortgage logo
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License Verified:

License: 137481

Nationwide Multistate Licensing System and Registry

Norstar Mortgage

2066 Big Rd, Gilbertsville, PA 19525
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  • Multi-Family Loans
  • New Construction

Business Description

Norstar Mortgage provides a variety of residential property purchasing options to the homebuyers of Reading and the nearby communities. Such options include refinancing services, which are meant to help families adjust their monthly payment rates or loan term durations according to their financial capacity. The company also offers various products, such as VA, USDA, FHA, conventional, and jumbo loans. Norstar Mortgage has been helping the people of Pennsylvania own homes for more than 20 years.

License Verified:

License: 137481

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (40)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Old Glory Mortgage, Inc. logo
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License Verified:

License: 131293

Nationwide Multistate Licensing System and Registry

Old Glory Mortgage, Inc.

10 East Lancaster Avenue, Paoli, PA 19301
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  • Reverse Mortgages

Business Description

Old Glory Mortgage, Inc., caters to clients across the Reading community and the nearby cities. The company serves home buyers who wish to apply for loan programs, including jumbo mortgages, which allow clients to exceed the conforming loan amounts. It offers other loan options, such as reverse, fixed and adjustable rate mortgages, and conventional. These loans allow clients to purchase townhouses, condominiums, and single- and multi-family homes. Old Glory Mortgage has more than two decades of industry experience.

License Verified:

License: 131293

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (6)
Parkway Financial logo
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License Verified:

License: 1121654

Nationwide Multistate Licensing System and Registry

Parkway Financial

Reading, PA
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  • New Construction

Business Description

Parkway Financial provides mortgage services throughout the Reading community and the surrounding areas. The company handles mortgage refinancing services by helping homeowners compare loan terms and rates to find suitable programs for their needs and goals. Its team also serves clients who wish to apply for jumbo, VA, FHA, USDA, and fixed-rate loan options to purchase residential properties that fit their budgets and lifestyles. Investor loan options with five- to 30-year terms are also available.

License Verified:

License: 1121654

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Philadelphia Mortgage Brokers logo
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License Verified:

License: 1706247

Nationwide Multistate Licensing System and Registry

Philadelphia Mortgage Brokers

1243 Valley Forge Rd, Phoenixville, PA 19460
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  • Reverse Mortgages

Business Description

Philadelphia Mortgage Brokers caters to the refinancing needs of homeowners in and around the Reading area. Whether clients are looking to shorten loan terms, lower interest rates, or cash out from home equity, the brokerage offers a variety of programs such as conforming and super jumbo loans. Government-secured options such as USDA, FHA, and VA loans are also available. Philadelphia Mortgage Brokers was co-founded by Paul Carson, who holds a Finance and Marketing degree and has been working in the industry since 2008.

License Verified:

License: 1706247

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
UMortgage logo
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License Verified:

License: 1457759

Nationwide Multistate Licensing System and Registry

UMortgage

100 N 18th Street STE 1400, Philadelphia, PA 19103
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  • New Construction

Business Description

UMortgage has been providing home financing solutions to clients in and around Reading since 2020. It caters to homeowners seeking to maximize their monthly savings by applying for a refinance mortgage—which allows them to shorten terms and lower monthly loan payments. There are also various loan products offered to those who want to buy their first homes or investment properties. As an independent mortgage broker, UMortgage has a network of lenders where it can shop and compare mortgage packages for its clientele.

License Verified:

License: 1457759

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Whitecap Mortgage logo
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License Verified:

License: 1847550

Nationwide Multistate Licensing System and Registry

Whitecap Mortgage

210 S Mill Rd #104, Kennett Square, PA 19348
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  • Reverse Mortgages

Business Description

Whitecap Mortgage helps people in Reading finance existing homes, investment residences, and new construction projects. It offers mortgage refinancing to help lower interest rates, consolidate debts, and change the length of home loans. Its loan officers educate and guide clients through the mortgage process, which includes credit and income evaluation, documentation, and closing. Whitecap Mortgage aims to provide mortgage services that align with borrowers' financial situation and goals. It also caters to the home financing needs of clients in Delaware.

License Verified:

License: 1847550

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (57)
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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